what pre paid card is best

jno

I have Netteller (Net+ Prepaid Mastercard) -

PROS:
+the card is free,
+loading it up is free (but takes 2-3 working days for money to get in there even with on-line EURO to EURO transfer)
+paying with it is free (at point of sales)

CONS:
- I pay for ATM withdrawels (so I don't do it).
- Only major headache was getting it set up, took a few weeks to do and they required copy of passport and utility bill sent as a scan.
- Customer service is quite poor also I would say,

...but once it is working, it is working fine and pretty easy to use too! Also works fine with Ryan Air (tested).

stilltheone

jno wrote: »

I have Netteller (Net+ Prepaid Mastercard) -

PROS:
+the card is free,
+loading it up is free (but takes 2-3 working days for money to get in there even with on-line EURO to EURO transfer)
+paying with it is free (at point of sales)

CONS:
- I pay for ATM withdrawels (so I don't do it).
- Only major headache was getting it set up, took a few weeks to do and they required copy of passport and utility bill sent as a scan.
- Customer service is quite poor also I would say,

...but once it is working, it is working fine and pretty easy to use too! Also works fine with Ryan Air (tested).

But horrible for use abroad.

Foreign exchange (FX) fees charged on the Net+ card

1. If your Net+ card is in a different currency than your NETELLER account, you will be charged the NETELLER FX fee of 2.5% for each Net+ transaction.
2. If you perform a Net+ transaction in a currency different from your Net+ card, you will be charged the Net+ FX fee of 2.95%.

nickmatley

I am going to Rhodes, 3 weeks today, and am also getting married whilst out there. I was looking at these Cash Passports, but have seen mixed reviews about them. Has anyone had experience of these? I notice that both Thomas Cook and Thompson do them, anyone used theirs??

stilltheone

nickmatley wrote: »

I am going to Rhodes, 3 weeks today, and am also getting married whilst out there. I was looking at these Cash Passports, but have seen mixed reviews about them. Has anyone had experience of these? I notice that both Thomas Cook and Thompson do them, anyone used theirs??

See post #4. It's a different animal from the rather sick puppies available from the travel agents.
Also consider the Kalixa Card, purchased through one of the cashback websites.

bwatt00

i was thinking of the following cards carltonfx fairfx or travelex,im looking for something with very little if no fees and also very good exchange rates,are any of these good?
I am going away to greece in almost 2 weeks time and fancy getting a card as my nationwide now charges now to use your card overseas which is a shame,i was looking at global cards so i could use for other places around the world are they better to have or worse and cost more?
And say i moved overseas i the near future could i take this global card with me and be able to load it overseas as well and use when i am there or say traveling over there around the countries i may want to visit.

Also i am not really clued up on travelers cheques are they the safest options for taking a lots of money with you,its just i need to pay some money to someone and wanted to know if say i wanted to get a cheque for say £800 i can get the best and worst exchange rate for this right?depending on where i buy them from and do you get them in euro is thats what you asking for,do you when you take them with you and cash them in get the amount you paid for,does the place you cash them in take a cut from what you are cashing in or do you get what it says,is there a limit as to what your allowed to get in one day or from a travellers cheque,i just am not that clued up on them to be honest and will need to pay a few thousand to someone,i could take some cash and some travellers cheques to pay them but would worry i lost some of the money,

Lets say the travellers cheques and the prepaid cards are for different things pre paid card for our expenses,holiday etc and the cheques to pay for something which is in euros only.
Is there any site that offer traveller cheques that you can compare the rates or is there a high street shop/store etc that offer as good if not better rate?

stilltheone

bwatt00 wrote: »

i was thinking of the following cards carltonfx fairfx or travelex,im looking for something with very little if no fees and also very good exchange rates,are any of these good?
I am going away to greece in almost 2 weeks time and fancy getting a card as my nationwide now charges now to use your card overseas which is a shame,i was looking at global cards so i could use for other places around the world are they better to have or worse and cost more?
And say i moved overseas i the near future could i take this global card with me and be able to load it overseas as well and use when i am there or say traveling over there around the countries i may want to visit.

Also i am not really clued up on travelers cheques are they the safest options for taking a lots of money with you,its just i need to pay some money to someone and wanted to know if say i wanted to get a cheque for say £800 i can get the best and worst exchange rate for this right?depending on where i buy them from and do you get them in euro is thats what you asking for,do you when you take them with you and cash them in get the amount you paid for,does the place you cash them in take a cut from what you are cashing in or do you get what it says,is there a limit as to what your allowed to get in one day or from a travellers cheque,i just am not that clued up on them to be honest and will need to pay a few thousand to someone,i could take some cash and some travellers cheques to pay them but would worry i lost some of the money,

Lets say the travellers cheques and the prepaid cards are for different things pre paid card for our expenses,holiday etc and the cheques to pay for something which is in euros only.
Is there any site that offer traveller cheques that you can compare the rates or is there a high street shop/store etc that offer as good if not better rate?

Try a pairing of the card in post #4 and the Kalixa card. Purchase them via TopCashBack Travelex. TopCashBack Kalixa
Together, local ATM limit notwithstanding, you can withdraw up to £900 per day. £600 per day from the Globe card and £300 from Kalixa.
Seeing as there are two of you, get a Globe card each. That will give you cash withdrawal power of £1200 per day from the Globe cards alone. Two Kalixa cards will give you another £600. So a total of £1800 per day. Hopefully that will cover you.

That combination will offer you the best exchange rate available to you.

Use the Kalixa card for purchases where the card is accepted. When you get back, follow up on your CashBack payment with TopCashBack.

Remember that the more your first Topup via TopCashBack on the Globe card, the more you get back via CashBack.


Forget about Travellers cheques.

iceburn

Also Other pre-paid card you can get which my wife and I use cause of this one feature. Get an escape travel card from phones4u. Cost £9.99 and choose euro card. Free to use both purchases and ATM aboard. Can load free either bacs or cash at phones4u. But why we like it, is we can put say £100 in today, and it get converted at today exchange rate. It is than lock at that exchange rate so you know how much you got. The rate is not that bad either ESP since like said earlier no fee at ATM, card usage etc..

stilltheone

iceburn wrote: »

Also Other pre-paid card you can get which my wife and I use cause of this one feature. Get an escape travel card from phones4u. Cost £9.99 and choose euro card. Free to use both purchases and ATM aboard. Can load free either bacs or cash at phones4u. But why we like it, is we can put say £100 in today, and it get converted at today exchange rate. It is than lock at that exchange rate so you know how much you got. The rate is not that bad either ESP since like said earlier no fee at ATM, card usage etc..

Not a particularly good option. You can get the same with other cards without having to pay £9.99 for the card.

bwatt00

stilltheone wrote: »

Try a pairing of the card in post #4 and the Kalixa card. Purchase them via TopCashBack Travelex. TopCashBack Kalixa
Together, local ATM limit notwithstanding, you can withdraw up to £900 per day. £600 per day from the Globe card and £300 from Kalixa.
Seeing as there are two of you, get a Globe card each. That will give you cash withdrawal power of £1200 per day from the Globe cards alone. Two Kalixa cards will give you another £600. So a total of £1800 per day. Hopefully that will cover you.

That combination will offer you the best exchange rate available to you.

Use the Kalixa card for purchases where the card is accepted. When you get back, follow up on your CashBack payment with TopCashBack.

Remember that the more your first Topup via TopCashBack on the Globe card, the more you get back via CashBack.


Forget about Travellers cheques.

Is it a better idea then to get two cards of each then,is there no fees then for using these cards at the atm,is the global card a better card to get than the euro card and why.
Would i be able to get these cards and load the money in them before i go away,i could take some euros and prepaid cards but to be honest the money is required the first few days when we get there i think if not the day after we arrive to pay for a wedding need to know what way is best to take the money required one of the people we are dealing with needs euro cash only and the other is where we are staying which im sure will take there payment by card.

I just am not sure what cards are better what offers best exchange rates and whats got less fees and also if a global card is better,how does a global card work then does it get loaded up in pounds and i take you only get that the exchange rate is on the day you pay or take money from a atm is,but maybe on a euro only card you would get what you purchased on that day of loading.

Is there any pros and cons with having a global card versus others

stilltheone

bwatt00 wrote: »

Is it a better idea then to get two cards of each then,is there no fees then for using these cards at the atm,is the global card a better card to get than the euro card and why.
Would i be able to get these cards and load the money in them before i go away,i could take some euros and prepaid cards but to be honest the money is required the first few days when we get there i think if not the day after we arrive to pay for a wedding need to know what way is best to take the money required one of the people we are dealing with needs euro cash only and the other is where we are staying which im sure will take there payment by card.

I just am not sure what cards are better what offers best exchange rates and whats got less fees and also if a global card is better,how does a global card work then does it get loaded up in pounds and i take you only get that the exchange rate is on the day you pay or take money from a atm is,but maybe on a euro only card you would get what you purchased on that day of loading.

Is there any pros and cons with having a global card versus others

Globe/Kalixa have the best exchange rate. Currency cards help people to know exactly how many Euros they have beforehand. But worse exchange rate and you lose again in changing them back if you have Euros left over. Perhaps you can start concentrating on the wedding instead of flapping over this stuff.