Fri 29th July What small DFW things will you be doing today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important. :T

:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D

Morning all! I've got a sore throat which I need to get rid of before work on Sunday. I need my voice to do my job. :eek:

*Today I'll be going grocery shopping and looking for bargains. I'll add them on here if I find any!

*Tidying up all my digital photos which are all in a guddle on my hard-drive.

*Chatting to relly's in US and Australia for nothing through Facebook.

*Watching films I taped off the tv overnight instead of buying new DVDs.

Entered a competition to win a free face mask: http://www.!!!!!!!!!!!!!!!.co.uk/win-montagne-jeunesse-face-masks.php

30p off Whitby scampi voucher at the supermarket: http://www.whitby-seafoods.com/

Won free orange juice here: http://juice.innocentdrinks.co.uk/play-the-game

Free sample of Sports Nutritian product: http://www.endurancesportsnutrition.co.uk/contact.aspx

Requested a free Mars Bar from here: http://www.shopscansave.com/join.htm

Requested free toothpaste: http://aquafreshproducts.co.uk/ultimate/claim.html

Reduced price whiskers kitten food anyone? http://www.whiskas.co.uk/my-whiskas-register-kitten

I've got a discount code for £15 off at Travelodge. It can only be used by one person. If you want it click on my name above and send me a private message and I'll let you have it. It can only be used in August 2011. If anyone claims it I'll delete if off here so as not to waste anyone's time.

Travelodge discounts can only be applied to bookings made online at https://www.travelodge.co.uk. Discounts cannot be applied to bookings made on the Travelodge corporate website (https://www.travelodge.co.uk/business_customers) or any other website owned and/or operated by Travelodge Hotels Limited. To redeem discount, enter correct code when prompted during booking process. Discount will be automatically applied and you will be shown the new value prior to payment.

The discount code is only valid for flexible rate room bookings at the 301 listed hotels (on the discount code page) for stays between Monday 1 August - Wednesday 31 August 2011 (excluding Saturdays, Sunday 28 August and any relevant event dates by site). Please note not all dates within the stay period will be available at the participating hotels, you will be notified during booking if this is the case. Rooms are subject to availability at the time of booking.

The discount of £15 will be applied to one flexible rate room for one night. If booking more than one room, the discount will be applied to the first flexible rate room night in the booking. Offer valid from Wednesday 27 July to Wednesday 3 August 2011 (inclusive).

Limit one discount code per booking. Not valid on past purchases and not exchangeable for cash. The discount code may be used in conjunction with a Travelodge e-voucher but no other promotions or discounts. Travelodge reserves the right to change or cancel the discount code campaign at any time. Once you have made your booking, the price you paid will not change.

stitching_witch

Morning all, and thanks to ally for getting us started today.

I'm enjoying these early mornings in peace now that DH leaves the house before 7am. It gives me plenty of time to potter around and get stuff done.


So far today:

• had filling breakfast of HM bread and a tiny taster of HM jam
• got washing machine going on Economy 7
• checked business banking - customer has paid :T
• checked personal banking
• checked for surveys
• fed and watered the chickens

I will also:

• ride bike to work saving a huge amount of petrol
• take packed lunch and snacks
• just buy milk and a can of soup so a very LSD
• keep an eye on surveys throughout the day
• use the very last of the rubber chicken for dinner - it's lasted longer than I thought it would; this is the fifth day
• use 'free' texts to make arrangements to visit my friend in 3 weeks time
• try to enjoy my day

Lots of housework to do tonight as a new customer is coming tomorrow. I know she's not looking at the house, but first impressions and all that....
Have a great Friday, stitchy x

josiebabie

Morning all!

Dreamt I slept in this morning til 9am! Then actually did sleep in til 7am!!!!
Listypops:-
- Checked banking - extra £50 from ex :-)
- Transferred rent from DB3's account to mine myself
- Lunch/snacks from stores
- Dinner from stores, chilli padded out with lentils/veg
- Pay remaining bills
- Finalise shopping list
- Surveys tonight
- Charge phone at work
- Don't text!!!
- Transfer monies to put 'aside' for stuff
- Keep head down, boss was in funny mood yesterday
- No purge opportunities :-(
- Submit purge sales to boss
- Thank ex for extra £50
- Try to sparkle! Though I'm still in urgh I got up late mode! Lol

Jx

josiebabie

Morning mum you snuck in there xxxx

Tiggy10

Morning all, Havent posted for a while! Fell off the wagon a bit with the end of term at uni etc. You would have thought staying back with the parents over summer would be MSE enough?! LOL
Must keep posting here, keeps me inspired!!

So today I have checked my bank, and set up a savings goal online so I can move out by next year!
Breakfast From Mums
Working 4 hours

I will also:
take my phone to charge at work
take lunch from home
give blood
withdraw my budget for the week in cash.
Dinner will be at a wedding tonight

Have a good day all!

determined_new_ms

morning guys :hello: Happy Friday!!! :dance::dance::dance: & thanks for starting us off Ally, I hope ur throat sorts it out by sunnday too! Also I want to echo WW's sentiments & say thanks for all your thoughtful posts :A

Today:

• brekkie, lunch & dinner from stores
• check banking
• do VSP - its really coming along nicely now - hopefully xmas will be free of my dec salary
• send magpie parcel! Must do this today & stop dilly around!
• quick shower
• flylady to keep me out of trouble tonight
• go for a run or go to the gym
• watch something (film or docu) off of the freeview recorded library tonight

Ok tomorrow we are looking at another flat which is in the same block as one I looked at a couple of months ago and they pulled out. I loved it so fingers crossed!

Have a great day everyone x

determined_new_ms

Tiggy10 wrote: »

So today I have checked my bank, and set up a savings goal online so I can move out by next year!

Have a good day all!

Have you thought about doing the VSP challenge Tiggy? every Friday I round down whatever is in my bank acc to the nearest £10 into an online savers acc. It really builds up quickly

Nottoobadyet

Aw Josie and Stitch, you two are so cute!! I cant imagine sharing my daily routine with my mum, she'd fret :rotfl:

Thanks for starting us, ally.

Today is my last day in Nairobi, its going to be a long day so:

• be productive this morning and finish consultancy work
• turn in my invoice! £1,000 ish Not bad for a week of work, hopefully more work on the horizon when the budget comes back for revisions
• check banking - I got paid a seemingly random amount (as usual - something has mucked up my salary every month since I left the UK) so have asked HQ for a copy of my payslip to see what happened
• get to the airport and home without spending a mint
• look out for giraffes as apparently you can see them near the airport and Ive never seen one
• breakfast at friends place, will grab lunch on the go (on expenses) and hopefully roommies will have some food at home so I can have tea there
• exchange money so I have USD for the entry visa back home
• meet friend for leaving drinks as shes going to a remote part of the country for a month
• find boy and get some cuddle time in as he's out of the country again next week

Thank god its friday! Really looking forward to two full days of no spreadsheets!

allydowd

josiebabie wrote: »

- Checked banking - extra £50 from ex :-)

gave up trying to get money out of my ex years ago. :rotfl:

josiebabie

This is a new thing for me Ally, it wasnt as difficult as I thought. I asked he said yes! He's a good father and won't shirk his responsibilities....even if he is a pr*ck sometimes!!! Lol

ixia

Morning everyone

Ally- thanks for starting us and hope your throat gets better.

Today I will:

• washing out to line dry
• lunch and hopefully dinner from stores
• check banking
• surveys if any- keep getting screened out :mad:
• general tidy- had a look at flylady so going to try and keep up with that
• make shopping list for next week and meal plan
• go to bank tranfer housekkeping to my account and pay council tax.
• visit my friend this afternoon for a cuppa and catch up.

Have a good day everyone.