sorn drama !

French_Knickers

Driving a vehicle not belong to you (or her in this case) requires that the car the person is driving must be insured by the person who owns it so she runs the very real risk of getting nicked for no insurance.

I have a vested interest in this thread as I have just bought a car for the OH (invoiced to the OH) but i got a 7 day courtesy insurance on it so I could drive it away and take it home (it was a part ex at a dealership). We are now having issues with tesco insurance who seem to be unaware of the fact that when you buy a new car you need to cover them both for a month so you can dispose of the old one!!!! The car is now on my drive and is not insured by anyone but I can't SORN it as the government info on SORN does not refer to insurance, but only excise duty but the car is still taxed!!!! I have no idea given the new rules as to who has to be contacted regarding the fact the car is uninsured and isnt being used! The other issue is the MOT runs out in a few weeks and can I get a friend who has traders policy to drive the car to the MOT station to get it MOT'd? confused.com!!!

Strider590

Don't do it, simple....

SORN = Statutory OFF ROAD Notification

Don't give those scum at the DVLA anything to catch you out on. Legalised day light robbery is their game.

They're not clever enough to notice when 60 cars are registered to one uninhabited flat somewhere in Bradford, or to track down uninsured drivers using false names/aliases. But as soon as an honest to god tax payer slips up, they're in like vultures.

paddedjohn

French_Knickers wrote: »

Driving a vehicle not belong to you (or her in this case) requires that the car the person is driving must be insured by the person who owns it so she runs the very real risk of getting nicked for no insurance.

I have a vested interest in this thread as I have just bought a car for the OH (invoiced to the OH) but i got a 7 day courtesy insurance on it so I could drive it away and take it home (it was a part ex at a dealership). We are now having issues with tesco insurance who seem to be unaware of the fact that when you buy a new car you need to cover them both for a month so you can dispose of the old one!!!! The car is now on my drive and is not insured by anyone but I can't SORN it as the government info on SORN does not refer to insurance, but only excise duty but the car is still taxed!!!! I have no idea given the new rules as to who has to be contacted regarding the fact the car is uninsured and isnt being used! The other issue is the MOT runs out in a few weeks and can I get a friend who has traders policy to drive the car to the MOT station to get it MOT'd? confused.com!!!

If your car is not insured then you must return your tax disc to the DVLA and sorn it, that is now the law.

pendulum

I guess everyone else, like me, has got so sick of hearing the myth about vehicles needing insurance in their own right before being driven under DOC, that they no longer bother correcting these people.

French_Knickers

paddedjohn wrote: »

If your car is not insured then you must return your tax disc to the DVLA and sorn it, that is now the law.

Thanks for the info. I spent 2 hours searching on the internet the other night and couldnt find that info anywhere! Pity the governments own FAQ's regarding SORN [EMAIL="don@t"]don't[/EMAIL] actually mention it.

spiro

Hammyman wrote: »

It depends entirely on whether her insurance policy requires the car to be insured in its own right, i.e there has to be an active policy on that vehicle. More and more are stipulating this.

I agree the majority but not 100%, require the car being driven to have insurance, regardless the boys in blue would still pull you over as the car would show as uninsured.

The new rules on continuous insurance also appear (from comments on here) to have stopped insurnace companies offer an 'overlap' when you change car which is causing problems for test drives etc.

davemorton

French_Knickers wrote: »

Thanks for the info. I spent 2 hours searching on the internet the other night and couldnt find that info anywhere! Pity the governments own FAQ's regarding SORN don't actually mention it.

About ten seconds and the help of google
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

paddedjohn

French_Knickers wrote: »

Thanks for the info. I spent 2 hours searching on the internet the other night and couldnt find that info anywhere! Pity the governments own FAQ's regarding SORN don't actually mention it.

From direct.gov website.......



The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time.

shaun_from_Africa

I know that policy conditions vary between insurance companies, but the one I'm insured with states that to be covered on other vehicles, these must be taxed, MOT'd and have insurance in its own right.

This is AA insurance.

French_Knickers

Thanks guys. Couldn't find any of that the other night....obviously not googling right!

I'm a little stuck as to what to do now. Have a car sat on my drive when I need to transport to its new keeper some distance away. They however have not sold their old car yet and hence are struggling to get anything like a sensible price for insurance as good old Tesco insurance won't temporarily add a car. Cheapest quote so far is £82 for 30 days cover.

I had a 7 day complimentary policy off the dealership but that has now expired.

Any advice on the most cost effective way of swapping or adding the insurances?