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SS's 2007 Debt Free Challenge

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  • spud30
    spud30 Posts: 16,872 Forumite
    Bollox! Just realised I didn't have a no spend day today! :doh:

    So £25 on my @rse of a brothers birthday! :rotfl:

    He cant be that bad if you spent £25 on him :rolleyes:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    spud30 wrote: »
    He cant be that bad if you spent £25 on him :rolleyes:

    Yeah he's alright I guess! :p
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    so it's nearly sub 19k then ...ahem you seem to be getting rid of this debt mightly fast my lad ....what will we do with out you ...can i interest you in some lovely only been used once car mats?
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elantan wrote: »
    so it's nearly sub 19k then ...ahem you seem to be getting rid of this debt mightly fast my lad ....what will we do with out you ...can i interest you in some lovely only been used once car mats?

    Doesn't seem that quick! I keep having to look back at my 'Debt List' to see what it was last month etc! :o

    But another £500 and I would have paid of £15k! Just can't believe I've got the same and more to go again! :(
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Ignore all this malarky! It's just meant to be self motivational! :undecided

    10th April 2006

    Egg (Limit - £500) - £101.40
    Capital One (Limit - £8,000) - £6,776.99
    Morgan Stanley (Limit - £2,700) 5.9% - £2,228.57
    Tesco (Limit - £600) 7.9% - £501.60
    Amazon (Limit £5,300) 12.9% - £2,100.00
    HSBC (Limit £2,250) 0% - 14th December ‘06 – 14.9% - £2,250.00
    American Express (Limit - £2,700) 4.9% - £0
    Tesco Loan 6.7% - £15,773.86

    Total: - £29,732.42


    10th October 2006

    Egg (Limit - £500) 16.9% - £0
    Capital One (Limit - £6,000) - £4,332.88
    Morgan Stanley (Limit - £2,300) 5.9% - £2,030.42
    American Express (Limit - £2,900) 4.9% - £2,673.48
    Barclaycard (Limit - £1,950) 4.9% - £1,755.86
    Tesco Loan 6.7% - £13,988.14

    Total: - £24,780.78


    10th April 2007

    Egg (Limit - £500) 16.9% - £0
    Capital One (Limit - £3,000) - £1,909.20
    Morgan Stanley (Limit - £2,300) 5.9% - £1,840.31
    American Express (Limit - £2,900) 4.9% - £2,369.74
    Barclaycard (Limit - £1,750) 4.9% - £1,572.28
    Tesco Loan 6.7% - £12,202.38

    Total: - £19,893.91
  • angelfairy
    angelfairy Posts: 3,594 Forumite
    Hi SS,

    Can I just say 'ignore this malarky'....are you mad!!!!

    the way you have reduced your debt is amazing.
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    beccaoz wrote: »
    Hi SS,

    Can I just say 'ignore this malarky'....are you mad!!!!

    the way you have reduced your debt is amazing.

    Thanks hun.

    Although I think the way I ran the debt up is more amazing! :rotfl:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    to damb right it's amazing but i reckon he just wants his harem to come over and cuddle him lol...hun you have done bloody brilliant ...now imagine if it was someone else's you were reading you would think wow that dude's (70's chick here) has done so great ...wouldnt you ?
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    But another £500 and I would have paid of £15k! Just can't believe I've got the same and more to go again! :(

    But remember, every time you reduce the balances you reduce the interest being charged, so more and more of your money will go to paying off the capital! :T The second half will go much quicker than the first and you'll be there in no time! :D
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Lend us a tenner?


    Well done matey :)
    The early bird gets the worm but the second mouse gets the cheese :cool:
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