SS's 2007 Debt Free Challenge

moonlightpjs

southernscouser wrote: »

I know!

But seriously, I'm not being big headed but I am the best at what I do. People even say that to me and they aren't just being nice. But Im in a weird position which I'd rather not go into in case of being identified which means I could a) be very secure in my job, or b) very unsecure. It's bloody complicated! :rotfl:

But hey ho. If it happens it happens.

Sounds intriging (sp?) Just like you

moonlightpjs

Peachpickle - just where did you get your avator from - thats one man I would leave my hubby for :T Weller and Wentworth - nice ring to it Thats reminded me - we taped it last night - must go get my fix :rotfl:







Sorry and you SSxx

Verbatim

Well £11k off the debt would be a consolation and given that you're so good at what you do you'd soon be snapped up elsewhere and on a higher salary probably.:A

southernscouser

Verbatim wrote: »

Well £11k off the debt would be a consolation and given that you're so good at what you do you'd soon be snapped up elsewhere and on a higher salary probably.:A

Thanks V.

I'm feeling a bit more positive today though. I know I'm good, other people that matter know I'm good, and I'm nowehere near a high earner so it makes no sense to get rid of me.

southernscouser

I seem to say this every month but I need to tighten the belt a bit this month. I should be paying much more to my debts than I am so here is a full confession.

I got paid £1,766.30 this month. All my bills, debts, DD's, petrol, come to approx £940 which leaves me with about £820 left.

I should easily be putting another £500 to my debts on top of the £527.51 I will be paying this month. That means I can be rid of my Capital One card by next month! :dance: I think that should be motivation enough!

But, do I wait until next pay day to pay the extra £500 in case something crops up? I think I know the answer, I just like having the money in my bank account!

So my debts as of today are;

Egg (Limit - £500) 16.9% = £0
Capital One (Limit - £3,000) 16.9% = £964.84
Morgan Stanley (Limit - £1,915) 5.9% = £1,793.13
American Express (Limit - £2,900) 4.9% = £2,270.63
Barclaycard (Limit - £1,750) 4.9% = £1,515.77
Tesco Loan 6.7% = £11,904.76
Alliance & Leicester O/D (Limit £500) 0% = £500

Total: = £18,949.13


I just need someone to tell me to make a £500 overpayment today! :rotfl:

*zippy*

I'd pay the money you will have to stick to your budget then, just think you will be under £18.5 :T

Hope everything works out ok on the job front for you, glad your feeling more positive about it anyway.

moonlightpjs

Make an overpayment!!! (there, thats what you wanted isn't it )

Edit: Forgot to say its good that you sound more positive about you job.

southernscouser

Thanks Zippy. :kisses3:

Thanks Weller. :kisses3:

I know what the right thing to do is but if it wasn't for you's (there's good English for you :rotfl: ) keeping an eye on me I'd not do it! Thats what I love about this site and you guys. :beer:

southernscouser

£500 overpayment made. Should clear in about 5 working days. :T

*zippy*

I'm not happy your beating me mind We had the same amount a few weeks ago. Don't think i'm letting you win