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SS's 2007 Debt Free Challenge

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    wyebird wrote: »
    :D Hi, never spoken to you before but have read lots of your posts ... :rolleyes: and just noticed that even though you are feeling fed up you are still making time to help other posters. Where you've been makes you who you are, I guess, and if we all had the benefit of hindsight...well maybe we'd be on here making critical posts about people who got themselves into a mess and are trying hard to get out of it....so maybe it's not a bad thing after all :p
    Oh ignore me, no work tomorrow...cheap bottle of wine

    Thanks wyebird. :o

    Thats really nice of you. :kisses3: (you are female, right? :eek: ) :rotfl:

    I guess I'm just not gonna be happy until I'm where I want to be! :undecided
  • wyebird
    wyebird Posts: 755 Forumite
    Yeah, I was last time I looked :question:

    I know, sometimes (often) I think about where I "should be" if I had made more sensible decisions...but I didn't and I'm here and it could be hell of alot worse. I don't need that large mortgage free house and three holidays a year do I? :rolleyes: :rolleyes: :rolleyes:
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Like you SS I often think i'll only be happy when I get to where I think I want or should be. But recently I've come to the realisation that where I want to be just keeps moving further and further away:mad:

    I'm trying a new philosophy - enjoy the jouney cos the destination might not be all it's cracked up to be!

    I think you are doing a great job in inspiring and supporting others - If you didn't have any debt you would never have had that oppertunity.

    God I'm depressing myself!!!!!!
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Life is such a bag of sh!te! :rolleyes:

    Anyone else still kicking themselves for getting into debt? :wall:

    Every day. Don't think I'll ever stop :(
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well I've just paid £500 off my Capital One card with my A&L 0% overdraft. The Cap One interest is 16.9% and I'm paying about £25 a month in interest so wanna get rid of this as soon as and by doing this will mean a month earlier so I reckon I'll save about £20 odd in interest! :T

    Not long until payday when I reckon I can pay another £400 off the Capital One card so only about £650 to go! :dance:
  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    Hey that's great southernscouser

    I know you've felt a bit down recently but seriously you must be one heck of a chap because you're always keeping everyone else going whatever you're feeling.
    One day you will be 'debt free' how is that going to feel!!!!? Like this :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl:
    Keep going and thanks for all the work you put in to cheer us all up. x
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hey that's great southernscouser

    I know you've felt a bit down recently but seriously you must be one heck of a chap because you're always keeping everyone else going whatever you're feeling.
    One day you will be 'debt free' how is that going to feel!!!!? Like this :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl: :T :rotfl:
    Keep going and thanks for all the work you put in to cheer us all up. x

    Thanks lizzie. :kisses3:

    I must admit I am one heck of a chap! :A :p

    And I reckon it will feel quite orgasmic! :D
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    typical of you ss and wouldnt want you any other way ..congrats on the paying of cc hey another £20 towards your toy
  • spud30
    spud30 Posts: 16,872 Forumite
    Well I've just paid £500 off my Capital One card with my A&L 0% overdraft. The Cap One interest is 16.9% and I'm paying about £25 a month in interest so wanna get rid of this as soon as and by doing this will mean a month earlier so I reckon I'll save about £20 odd in interest! :T

    Not long until payday when I reckon I can pay another £400 off the Capital One card so only about £650 to go! :dance:

    You really are doing sooo well.

    You started off with a debt similar to the amount of mine, yet you lot will be long gone by the time I'm in your position :rolleyes:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    SS you're doing so well. I remember when your debt was a similar size to mine but you've raced ahead hun. You'll be debt-free in a couple of years at the most and you still have YEARS ahead of you to enjoy all that debt-freeness.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
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