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SS's 2007 Debt Free Challenge

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lennymfo wrote: »
    Yup. I constantly blame myself and I am forever referring to myself as a failure!

    I was talking about money mate! Not your sexual performance! :confused:

    ;)

    The thing that annoys me is I have learnt my lesson but the punishment is still going on and I've only got myself to blame! :doh:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey sexy...not seen you about for a while missed you and yes i kick myself everyday just now about my debt it's starting to really get to me now i do know there is a light at the end of the tunnel i just cant see it at the moment ..hows the mbing going? did you get your toy?
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Just think how much worse it would have been if your debt was 50k, 75k, 100k .... think how lucky you are that you figured it out when you did ;)

    Yeah I know but it's little consolation!

    I just feel like my life is on hold and if ended tomorrow that would be pretty rubbish! :rotfl:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elantan wrote: »
    hey sexy...not seen you about for a while missed you and yes i kick myself everyday just now about my debt it's starting to really get to me now i do know there is a light at the end of the tunnel i just cant see it at the moment ..hows the mbing going? did you get your toy?

    Hey hun.

    MBing has been non-existant. Didn't get my toy coz I can't justify spending that right now.

    I just feel I deserve some kind of break but maybe I don't. I did get myself into this after all.

    I just really badly want my own place but I can't ever see it happening! :(
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    so what would you do if you had lots of money???? Seriously, I was thinking this the other day and other than some holidays and new clothes there actually isnt much I would want ... not saying I've got everything but I think when you don't have much money you learn other ways to enjoy yourself and then money isnt that relevant ... or am I just tired and waffling ???:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    I was talking about money mate! Not your sexual performance! :confused:

    ;)

    The thing that annoys me is I have learnt my lesson but the punishment is still going on and I've only got myself to blame! :doh:

    Oh yes I forgot, that too!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Regrets, I've had a few....but then again, too few to mention......:)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    so what would you do if you had lots of money???? Seriously, I was thinking this the other day and other than some holidays and new clothes there actually isnt much I would want ... not saying I've got everything but I think when you don't have much money you learn other ways to enjoy yourself and then money isnt that relevant ... or am I just tired and waffling ???:D

    I don't want lots of money. I just want to be debt free so I can get further into debt with a mortgage. :rotfl:

    Ah bollox to it all! :rolleyes:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Snaggles wrote: »
    Regrets, I've had a few....but then again, too few to mention......:)

    Don't they say it's better to regret doing something as opposed to not doing it? :confused:

    Well I think thats crap! I wouldn't regret not getting into debt! :rotfl:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    so what would you do if you had lots of money???? Seriously, I was thinking this the other day and other than some holidays and new clothes there actually isnt much I would want ... not saying I've got everything but I think when you don't have much money you learn other ways to enjoy yourself and then money isnt that relevant ... or am I just tired and waffling ???:D

    No, you're completely right, even if I was loaded I wouldn't be splashing the cash on designer gear and flash cars.....being rich would be totally wasted on me. Although I would drink proper Jack Daniels instead of 'Golden Sun' bourbon from Lidl!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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