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Wednesday 27th July 2011 - What Small Things will you do today……?

2

Comments

  • Tebheag
    Tebheag Posts: 382 Forumite
    Good Afternoon All

    My list is going to be short and simple today
    Do not go to shops
    Do not get takeaway for lunch and use stores
    Do not do a food shop get DH to pick up milk bread and potoatoesthat we need.
    Do some work.


    Had a fun day yesterday (parked on M42 for over 3 hours with a 20 mth old and a 3 yr old) and this morning been to stressful (had a VAT inspection) stuck in a house with no chocolate or junk foood and really tired. so just want to sleep or eat junk.
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • sibles
    sibles Posts: 234 Forumite
    Happy Hump Day fellow small thingers!
    Hope you are all well today? Today is payday (thank goodness!) and I got to the end with cash in my wallet (all of about a fiver, but hey!) and 89p in the bank. I treated myself to a payday coffee and transferred the rest into my savings account (I'm putting money away for xmas before making extra payments onto my cc, otherwise i know I'll end up overspending in dec and putting more on my cc, it makes sense to do it this way i think).

    today I have/will:
    -lunch and snacks from stores and magic bottom drawer
    -same with drinks
    -check onepoll (£35.05) pigsback etc
    -applied for a Mystery shopping job, my first one!
    -all searches through swagbucks, clicked on affiliate link
    -staying in at lunch so as to avoid the shops!
    - do the payday shuffle tonight
    -go for a walk after dinner with OH
    -buses with bus pass

    Think that is everything, WW I'm so sorry to hear about your iminent split, I hope you are ok, Stitchy enjoy grandma day

    xxx
    Clicking, searching and surveying my way to a life of debt freedom!
    Debt Free 27th Nov 2012
    Weight Loss so far: [STRIKE]12lb[/STRIKE][STRIKE]13lb[/STRIKE][STRIKE]15lb[/STRIKE][STRIKE]16lb[/STRIKE] 17lb
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hello peoples

    Having a mini lightbulb moment again today. Just wanna get some debts down as I have kinda plateau'ed in the debt busting so today I have:

    Cut up my credit card - leaving the account open but bringing the balance down to 0. This is in prep for buying plane tickets for South Africa next year - need to do it on Credit for the protection but promise to pay it off in full. I should get a new card in Feb but this is the only way I can stop spending the minimum payments!!
    I am constructing a spending diary - don't really know where to start other than opening up my online banking and seeing what damage has been carried out over the month - decided I spend too much on charity donations (Race for life, my cousin doing a trek up a mountain for my late Grandad etc etc) - ruddy stupid I know considering I am a bit of a charity case myself! Good ol' liberal guilt I guess!!
    I plan to put savings in my account and NOT TOUCH THEM!! I figure by knowing what is needed in my account for bills etc I also know how much is 'mine' for the month. Thus not having to pull it out of my savings!!

    Other things I am doing today:

    Walking up to the shop (about a mile up hill!) to get some milk for work
    Researching more for my wedding blog's next post
    Go to second job
    Keep to diet (I HAVE to see 86kg on Friday HAVE TO!!)

    Think that's about it - roll on payday!! xxx
    Life is too short not to love what you do.
  • Afternoon all, hugs to those who need them and thumbs up to everyone's DFW ideas :money:

    Things for the day:-
    • LSD - bought lunch for rest of week instead of just for the day
    • Got 3rd payment for DMP agreed, it's all falling into place now :D
    • Adjust budget for August, think I've got it down as much as I can now
    • Free exercise after work with friend
    Happy moneysaving everyone x
    October Grocery Challenge - £67.18/£135
    Save up £500 - £0/£500
    NSDs for October - 0/10
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Afternoon all

    I haven't really been on much for a few days! Been a bit busy

    Today

    Kids with Mum for the day so i can work - i had hers yesterday
    Tuna pasta bake for dinner from stores
    check banking
    Start planning how to move on to improve our garden. Sitting out with OH and a drink in the sun last night made me want it done soon
    Surveys
    Tea at work
    Email about missing groupon code
    Housework
    Decide what to do with the kids tomorrow

    Welshwoofer - sorry to hear your news hun :( xx
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • tilly2484
    tilly2484 Posts: 487 Forumite
    Part of the Furniture Combo Breaker
    Hello :wave:

    Here is my list today:
    • Check everything that needs to be paid this month
    • Continue to pack winter emergency box
    • Change bed linen
    • List 2 items on ebay
    • Post 1 ebay item
    • Work 9-5
    • Update lists for finances, house and garden
    • All meals from stores
    • Harvest some carrots and potatoes
    have a fab day everyone :D
    Be your own superhero :j
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 28 July 2011 at 12:21AM
    Hi everyone,

    I got a letter notifying me of my payrise today...I know I should be very grateful that I get one at all as people across the Country are being laid off or taking paycuts, but honestly I'm a bit bummed...it was 1% which equates to just under £200 a year extra :(
    Working in accounts payable, I know full well just how much they spend on needless fines because some so & so whose 1% payrise will probably be half my annual salary didn't get their paperwork in on time, & big fancy balls/dinners/parties for various staff members excluding me & my fellow colleagues so less than £200 seems really stingey to me!

    Welshwoofer - I'm so sorry to hear about your relationship, I hope you really are ok & not just saying that! *Hugs*
    Stitchy - Enjoy your Grandma day
    Tebheag - Why on earth were you stuck on the M42?! That sounds awful, hope you manage to get some rest

    Today I have/will:-
    • [STRIKE]Used freebie deodorant that I am being paid to trial [/STRIKE]
    • [STRIKE]Made use of free water/milk at work [/STRIKE]
    • [STRIKE]Food from stores [/STRIKE]
    • [STRIKE]Stay in at lunchtime to avoid spending [/STRIKE]
    • [STRIKE]Check online banking[/STRIKE]
    • [STRIKE]Dinner from meal plan[/STRIKE]
    • [STRIKE]Check for surveys[/STRIKE]
    • [STRIKE]Enter comps[/STRIKE]
    • [STRIKE]Check ebay - awaiting payment for 1 item still[/STRIKE]
    • [STRIKE]Take refillable water bottle to tkd[/STRIKE]
    • [STRIKE]2x washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • [STRIKE]Do some flying - bedroom tonight[/STRIKE]
    • [STRIKE]Go through next month's budget[/STRIKE]
    • [STRIKE]Will use freebie toner as part of Tesco Home Panel[/STRIKE]
    • [STRIKE]Read Martin's email[/STRIKE]
    Have a great, moneysaving day everyone x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • Good afternoon from a very sunny lancashire.

    Today i have:
    checked banking.
    Walked 3 mile round trip to Tesco, buy less as i have to carry it and its free exercise.
    use £4.50 in vouchers in Tesco
    Done a few surveys.

    TO DO:
    Make lasagne from stores.
    Do MORE surveys.
    Wrap ebay parcel to post tomorrow using jiffy bag that something was delivered in today.
    Sit out in sunshine reading library book, as both are free.
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 27 July 2011 at 4:19PM
    *Checked my driving licence is still in date after reading Martin's message which said "1.7 million have expired licences. Photocard driving licences started in 1998, the photo needs renewing every 10 years. Those driving on expired cards risk a £1,000 fine, the update costs £20. Check the 4b date for expiry." Apparently the DVLA don't notify people their licences are due to expire.

    *Went to the Walkers "Sensations Crisps" Facebook page, clicked Like, printed off a 50p off coupon. One in three entrants get a totally free bag.

    *Went to Lemsip's Facebook page to try to win a prize. No luck!

    *Ordered a free Colour Catcher (One of those things you put in the washing to allow you to wash whites and colours together) from:
    http://www.colourcatcher.co.uk/component/user/register#content

    *Worked really hard at work today so that (a) I keep my job (b) I earn my bonus.

    *Unlike all the companies I Liked last week for Freebies on Facebook.

    *Try to find coupons for cleaning products.

    *Paid an extra £10.02 off Credit Card 1.

    *Dried undies for tomorrow on a sunny windowsill.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 27 July 2011 at 11:56PM
    Good afternoon. Hope everyone is having a good Wednesday. It’s another lovely day here today.
    Candy – Thanks for starting us off today.


    My list for today:
    • Catch up with emails DONE
    • Do some work towards work targets for this week DONE
    • Daily clicks DONE
    • Complete available surveys DONE
    • One poll DONE Earned 15p
    • Pure profile DONE
    • Catch up with mates online DONE I sent some messages tonight.
    • Make a list of other work to be done this week DONE
    • Schedule debt repayments and make a list of other companies to contact DONE
    • Do some work on soft toy that I’m making for dd DONE I got the other leg completed tonight.
    • All meals from stores DONE
    • Have a NSD DONE
    • Look into selling on price minster. Do anyone sell on this site, is it any good? DONE I think I will stick with ebay for now.
    Aiming to get Debt Free.
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