Wednesday 27th July 2011 - What Small Things will you do today……?

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important.



Morning all,

Thought I’d start us all off again today then I can start work

Today I have/will
• Will have a NSD (3rd in a row) – bought lunch and snacks with me so no need to buy anything
• Do any surveys in my mailbox – signed up for onepoll last night
• Look for MS jobs
• Meals from stores (unless my boss buys lunch)
• Checked my online banking – no change
• Mum’s posting off the shoes which I ebayed
• Check Quidco
• Use my inhaler and take medicine to help with breathing/reduce coughing!
• Charging phone at work
• Breakfast on the train to work
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Check mobile useage

Will see what happens....

Take care everyone
Candy xxx

josiebabie

Hi Candy, thanks for starting us. Been waiting for the thread as can't start easily on my iPhone!
Here is my list:-
- Checked banking
- Gave DM a wadge of cash to pay in for me so I don't spend it!
- Lunch/snacks/tea from stores
- HW off
- Make the most of rubbish diary
- Sell a purge
- Hang washing on airer later
- Invoice two decent jobs today
- Drink lots of water
- DM looking after DD, saves me a nursery day!
- NSD!

So quiet at the moment, very boring at work!!!

allybee101

Morning! I'm not able to function this early, but I had an early start for work today (left the house at 7.15, bleurgh) and discovered Ii can access MSE on phone with my unlimited internet! So today's plan is,

-bring own lunch, and brekkie for train. Brekkie, alas, was concoction of yoghurt,porridge oats,water, seeds and berries left to soak overnight. Result was tasteless mush, I think I should have added some cinnamon and sugar as only a few berries. Oh well. Must try and avoid trolley when it comes past!
-rest of day should be NSD, will have to get bus at other end and taxi back to station but I can claim those back from Expenses.
-walk to station, done!
-walk home from station
-no more grocery shopping til Saturday at earliest, dinner from stores and fridge.
-pack bag for going away tomorrow for friend's wedding
-early night tonight so I can get to work early tomorrow, and finish early to avoid traffic.
-try and sort out clothes mountain in bedroom that appears to be breeding!

Have a good day everyone!

WelshWoofer

Morning all!
Its the summer holidays for me (teacher) and finally I have time to sort a few things out and post here!
I desperately need to sort out a few financial things as I think OH and I are on the verge of separating and I need to make sure I'm financially viable by myself. Its been a long time coming and I'm actually quite calm about it surprisingly.

So today's list will be...

• Phone water company to find out why they've doubled the DD Done
• Phone gas and electric company to dispute bill increase Done
• Phone bank to make appointment about mortgage
• Dye hair using £5 home kit rather than £50 hairdresser job Done
• Phone hairdresser to book trim in a week or two Done
• Keep trying to get a dog groomer to do the dog (desperate for a good chop in the warmer weather) Done
• Bedding in the machine now Done
• Towels to be washed Done
• Properly unpack bags from recent travels Done
• Stick to diet (don't want to put weight back on after finally getting to target) Done so far!
• Checked bank and need to work out a budget for the next 2 weeks until payday with what's left after bills are paid Doing next
• Go through mini pile of post and sort out anything that needs doing Done
• Write a food plan and shopping list for the weekend using Mr T £5 off voucher
• Walk dog and do the Shred DVD for exercise Done (not the Shred bit yet)
• Try for a NSD (OK so far)

That's all for today I think - I am on holidays!
ETA - also realised car needed taxing after opening post - thankfully its only a teeny one and costs £20 for the year, now done on line, phew!

Nottoobadyet

Good morning, all!

Short list for me today, better get cracking!

Thanks for starting us off, Candy. Sounds like every day you are posting something about caring for your health, i hope you're ok?

Oh no, woofer, Im so sorry to hear that you're near separating. I'm sure you'll be fine independently but sending you lots of hugs

Nice to see all the newbies joining us yesterday, welcome back to any of you that return!

- work hard on my consulting gig to impress clients and earn my fee
- breakfast at friends house
- lunch on expenses
- dinner at another friends house - hopefully only buying pre dinner drinks!
- change flight home from Saturday to Friday
- check banking and update budget

Have a good one, everybody.

stitching_witch

Good morning everyone. It's a 'Grandma' day for me today so thinking of lots of mischief to get up to with DGD.

So far:

• fed and watered chickens
• boxed up half a dozen eggs to sell
• got paid for 4 boxes of eggs from last week
• mended a dress for a customer

I will also:

• nip into town to do a few chores, including paying in cash for DD
• take DGD to pet centre to look at animals and fish
• buy grit, shell and straw for chickens using egg money
• deliver corset to customer and get paid
• hopefully get paid for dress repair too
• possibly pick blackberries if they are ripe yet
• dinner at DD's house tonight
• do meal plan and shopping list for August
• look at August budget to see if I can pare it down a little

It won't be an NSD today, but there's not much in my purse so it will be bare essentials only. Hopefully DH will get his first couple of days wages on Friday, then the money should start rolling in from next week. Debt free life here I come... :T:T

littlepinkstars44

Morning everyone!

Today I will

• [STRIKE]Check Banking[/STRIKE]
• [STRIKE]Check Ebay[/STRIKE]
• [STRIKE]Check One Poll[/STRIKE]
• Wrap up Ebay Sales
• Post Ebay Sales
• Working 3pm-9pm
• Finish book

determined_new_ms

Hi guys :wave: thanks for starting us off Candy. Woofer I'm so sorry to hear that about you & your partner. I really hope that you are both ok. Will you be staying in your house or moving? hugs x

Last day of AL for me today but then only 2 days and its the weekend :T!

Today:

• check banking
• pay ccs x2
• do gas & elec meter readings !!!!
• food from stores - spanish omlettes & salad to use up eggs
• check out mrs flylady
• post off magpie parcel
• call ex-mil to see if she's ok
• call dd to see if she fancies going for a walk
• go for a run!
• read martin's email

ok that'll do for now. Happy Wednesday everone x

ixia

Morning everyone

Candy- thanks for starting us
WW- Sorry to hear your news

Today I have:

• Took my DS to work he was phoned to go ine earlier but so he could make it in time I had to drive him as he usually walks.
• Bought my daughter a new bed not very MSE but a must as hers is dipping in the middle- Also bought new bedding and pillows, not supposed to be spending any money but they were on sale
• Picked up bread and milk while I was out cheaper than cornershop

Still to do:

• check banking/emails/surveys
• washing out to line dry
• clean out fridge
• dinner and lunch from stores
• gut girls bedroom and build new bed
• get Oh to take old bed to tip save paying £15 to get it uplifted by local council

Have a good day everyone

rictus123

Well dont really post on this sort of threads much, maybe i should start to keep myself on track!

Today i will
- Check online banking, gf is away to pay in £260 overtime money for me - will be coming off a debt
- Try my best to have a NSD. 3 quater tank fuel in car and full tank in van so not end od world if i go somewhere to meet gf for long walk
- Put rubbish(cleared out old bank statements etc in black bag yday) in back of my van, ready to take to work and burn tomorrow
- Do a bit of browsing on here, keeps me well motivated and on track!
- Post on my diary and let everyone know my PAD for the day.
- Stay positive, active and happy!

Have a good day guys, roll on the 5th of Aug!!! (next pay )

Karb

Hi everyone. Thanks Candy for starting the thread.

Sorry to hear about your news WelshWoofer. Going through the same here, so happy to offer mutual support if you need it.

Just the usual stuff from me today. Nothing exciting.