Hit by reversing car

McKneff

He'll be absolutely cropping himself, certainly will when his insurance company contacts him.

He's young, he'll learn.

Good luck

chrisw

If it's your door and his back light it's difficult to see how it was your fault unless you were moving sideways!

DitaVonTee

Hubby brought me a brand new motor last year in the last 6 months I've had two people reverse into me while I were stationary, first time the front end of the motor took the brunt, second time it were the back end that took the brunt, both admitted liability car was fixed end of problem.

It's a right pain when this happens though and I hope you can get everything sorted out quickly, honestly I do wonder sometimes if folks are driving with their flaming eyes closed!

Strider590

chrisw wrote: »

If it's your door and his back light it's difficult to see how it was your fault unless you were moving sideways!

Or impatiently zipping around someone parked in an end of row space, when they'd started reversing already.....

I'm not saying that's what you did OP, but you should be ready for that "story" from his insurance company.

property.advert

I wouldn't have my insurance do anything, I'd simply get his insurance to pay for everything. There is no need to talk to him at any future time.

mum2one

We got hit last yr by someone reversing out of a parking space, he damaged my light and bump on the wing, he admitted liability, I rang my ins to inform them, and his was a business van, there was no probs at all, their insurers dealt with it all for me.
Wouldn't worry, he's most proberly worried about his policy. You did the right thing, just leave it to the insurers and let them sort it all out. xx

attila_

One hand on the wheel and one on the horn! The amount of people that do the sequence : pur in reverse, start rolling and then look...it's frightening (young and old).

andygb

property.advert wrote: »

I wouldn't have my insurance do anything I'd simply get his insurance to pay for everything. There is no need to talk to him at any future time.

That is interesting. How do you actually approach his insurance, without getting your insurance company involved. This will just result in a slanging match between you and the other person's insurance company. Why not leave it to the experts?
As others have rightly said, it is his liability, admitted at the time.
The OP should contact their own insurance ASAP (This should have been done immediately).
After giving them the other driver's details, they will contact his insurance. This is an important step, because they will be able to tell if he is covered, if the vehicle is his, and whether or not it is on the road legally.

cyclonebri1

He's actually done you a big favour by rejecting your offer to accept him sorting the repair:T

Read enough on here and you will really how many of these private arrangements end up in tears for the innocent party.

If your damage is to the side with no frontal impact it shows you were partway past when he hit you, pursue through the insurer, it's his loss;)

Quentin

andygb wrote: »

That is interesting. How do you actually approach his insurance, without getting your insurance company involved. This will just result in a slanging match between you and the other person's insurance company. Why not leave it to the experts?

This is poor advice.

If you intend to pursue a third party directly then you should not approach your own insurer to get involved. All you need to do as far as your own insurer is involved is inform them of the incident "for information only" and stress to them you do not wish to make a claim at this stage.

You then either use a claim handler/solicitor to deal with the third party, or DIY. To DIY all you need to do is contact the driver (or insurer) stating you hold them responsible and ask them to confirm they will deal with all your losses.

No "slanging match" will develop - many insurers have "innocent third party" departments who are very happy to deal direct with third parties when their own insured is liable.

Should a time consuming liability dispute arise, then (assuming you have comprehensive cover) you can always claim off your own policy subsequently, get your car repaired and await the outcome of the dispute.