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Purchase of used car from a dealer - refund of deposit

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  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LMAO you have never bought a used car have you so clearly you have no understanding in how it works....must be nice being given a company car every 3 years and have someone else hand you the new tax disk every 12 months.

    As you like to ask everyone else for a link, please entertain us and show us a link where it states only the registered keeper can purchase car tax!!
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    pitkin2020 wrote: »
    LMAO you have never bought a used car have you so clearly you have no understanding in how it works....must be nice being given a company car every 3 years and have someone else hand you the new tax disk every 12 months.

    As you like to ask everyone else for a link, please entertain us and show us a link where it states only the registered keeper can purchase car tax!!

    Although it doesn't cover "traders' policies," it amounts to the same thing:

    Insurance cover needed to tax your vehicle
    The insurance policy for your vehicle may allow you to drive any other vehicle with the owner’s permission. However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.

    No of course it can't because YOUR policy is for YOUR car with YOUR registration on it so you can not use it as evidence to tax someone ELSES car with a different registration on it. A traders policy covers every car that has been signed over to their company (trading name) so there is no registration on it, so it can be used to tax a car along with the V5.
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    pitkin2020 wrote: »
    However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.

    No of course it can't because YOUR policy is for YOUR car with YOUR registration on it so you can not use it as evidence to tax someone ELSES car with a different registration on it. A traders policy covers every car that has been signed over to their company (trading name) so there is no registration on it, so it can be used to tax a car along with the V5.

    A trader can not lawfully use their trader's policy to tax a car for which they are not a registered keeper. The cover extends to the car itself, in terms of the road traffic act and asset risk, it cannot be used to tax a car, because the policy holder is not the registered keeper.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • pcombo
    pcombo Posts: 3,429 Forumite
    pitkin2020 wrote: »
    However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.

    No of course it can't because YOUR policy is for YOUR car with YOUR registration on it so you can not use it as evidence to tax someone ELSES car with a different registration on it. A traders policy covers every car that has been signed over to their company (trading name) so there is no registration on it, so it can be used to tax a car along with the V5.

    Theres no point arguing with flyboy152, the user knows best.

    I was going to buy a car last year at £1200, And the garage was going to tax it for me, but i didn't like the garages shrewedness so i cancelled.

    So FLYBOY152, Was that illegal for the garage to do.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    pcombo wrote: »
    Theres no point arguing with flyboy152, the user knows best.

    I was going to buy a car last year at £1200, And the garage was going to tax it for me, but i didn't like the garages shrewedness so i cancelled.

    So FLYBOY152, Was that illegal for the garage to do.

    Yes, because they were not the registered keeper.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    As you are all so keen on asking for proof (which I have done), how about you all provide proof that a trader's policy can be used to tax a car for which they are not registered keepers.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • pcombo
    pcombo Posts: 3,429 Forumite
    Flyboy152 wrote: »
    Yes, because they were not the registered keeper.

    Are you actually deluded or just playing along.

    All you need to tax a car is MOT and Insurance documents, You dont even need the logbook.

    Mot doesn't have owners name, Only insurance document which could be the purchasers or the garages traders certificate.

    Not sure what cars and tax u buy.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 24 July 2011 at 11:10PM
    I don't know the rules here, but I the garage will be the registered keeper of the car surely up until the sale is complete.. so with valid insurance documents can tax the vehicle as part of a sale...

    I've never bought a car without the deal TAXing it first though.

    But again... what about HP cars? it's not their vehicle until its paid for... how do they tax vehicles?


    EDIT: ignore above question, just realised the owner and registereed keeper details can be different
  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    They are the registered keeper though, the car has been registered to their company which their insurance policy will also be in the same name...........
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
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