accounts with £250 cheque guarantee

appleseed_2

anactuary wrote:

Do you think the flat rate platinum would have the same facility? I was thinking of getting one of those anyway to (kind of) replace my cahoot flexible loan facility which I've cancelled (in disgust). Does anyone have one and able to confirm - thanks.

Identical application criteria are relevant to the Flat Rate Platinum card as those relevant to the Platinum Advantage card: "All we ask is that you earn at least £25,000 a year, are at least 25 years old and currently hold a credit card".

So, I suspect that the Flat Rate Platinum may well come with a £250 cheque guarantee facility; the card also looks identical (the last bit is only slightly more tendentious in terms of reasoning). Think it would be best to check before applying though, if no answers to the question are forthcoming.

msaquib

Ayone know how strict Co-Op is to upgrade Gold card to the Platinuim?

NM

guynextdoor82

I applied for a natwest account and for a £250 servicecard today !! YAY

[Deleted User]

guynextdoor82 wrote: »

I applied for a natwest account and for a £250 servicecard today !! YAY

Is there a monthly fee for the account? Are you able to apply for a 250 servicecard online? Cheers.

guynextdoor82

well I never realised they upgraded my account to Avantage private account. as Im an RBS group employee the fee is £4 a month. Otherwise its £18.50 a month and earn more than 75K

Chadsman

appleseed wrote: »

Another potential, and slightly less straightforward, solution would be to apply for a Co-operative Bank Platinum Advantage Credit Card which comes with a cheque guarantee facility of £250. Then, apply for the standard current account that has no monthly fee - unfortunately no interest on balances though. A fee-free solution.

Would this card guarantee a Smile cheque?

Barclaycards will guarantee a Barclays Bank cheque... assuming they are in the same name.

guynextdoor82

I would urge you NOT TO USE CREDIT CARD CHQ there are a lot of charges related to it...2.5% is charged for any transaction and APR is similar to a cash advance !!!

guynextdoor82

Chadsman wrote: »

Would this card guarantee a Smile cheque?

Barclaycards will guarantee a Barclays Bank cheque... assuming they are in the same name.

for more information have a look here :
http://money.guardian.co.uk/creditanddebt/creditcards/story/0,,1863080,00.html

ajaxgeezer

anactuary wrote: »

Is there a monthly fee for the account? Are you able to apply for a 250 servicecard online? Cheers.

... you can have a 250 servicecard with a regular current account ie no Advantage Gold fees - I have one. Dunno about online applications.

guynextdoor82

ajaxgeezer wrote: »

... you can have a 250 servicecard with a regular current account ie no Advantage Gold fees - I have one. Dunno about online applications.

servicecard 250 is usually NOT automatically availible its upgraded by the bank if u got good amount of assets in the account