Wife working for nothing basically?

FBaby

dafyguy wrote: »

Because I feel and think that in todays economic problems, not many worry about next year or the year after, they are more concerned in what is coming in this week!

If people had been thinking of tomorrow rather than today 5 years, ago, ie. leaving the credit cards alone rather than buying on credits thinking they would be able to repay it all based on today's position, many wouldn't be where they are now.

If I was years younger, and living in todays society, would I be thinking about my career as it could be in say 20 years time at the expense of feeding my family this week? No, food on the table, roof over the head, money in the pocket takes priority

Most (or at least many) really struggle nowadays not because of bills to pay but because they can't repay any longer rediculous loans taken years before.

Everything now is with 'profit' in mind, from your refuse collection by private companies, public transport owned now by god knows who, even hospitals and schools are now run for 'profit'.

Today is a society never known before.

Today is a society that considers that even when owing 1000s of pounds, having sky, a big TV, cars, clothes shopping, days out and even holidays etc... takes precedence over repaying debts. People want to work less but still be entitled to all those things. Many seem to think that it is a right, even in this restrictive economic state.

Fiver29

dafyguy wrote: »

Wages? Benefits? The bottom line that is being discussed is not where the money is coming from, it's the amount left in their hands and what they are having to do to get it.

The argument is why work for x number of hours and only be £20 or so better off. Is that £20 odd really worth working those hours for?


If someone said - here work these 30 hours and we will guarantee that you will be at least £150 better off in your hand than on benefits then I would agree.

All the poster is saying is that the only people really gaining would be the government because they will not be paying as much out in benefits.

Of course it is. I could get more on benefits, but why should I?

dark_lady

FBaby wrote: »

If people had been thinking of tomorrow rather than today 5 years, ago, ie. leaving the credit cards alone rather than buying on credits thinking they would be able to repay it all based on today's position, many wouldn't be where they are now.



Most (or at least many) really struggle nowadays not because of bills to pay but because they can't repay any longer rediculous loans taken years before.



Today is a society that considers that even when owing 1000s of pounds, having sky, a big TV, cars, clothes shopping, days out and even holidays etc... takes precedence over repaying debts. People want to work less but still be entitled to all those things. Many seem to think that it is a right, even in this restrictive economic state.

Ive never taken out a loan or a credit card in my life. Im proud to say i have never been in debt. If my husband and i cant afford something then we go without and yes that did include skipping meals when we were unemployed because we couldnt afford to eat three times a day.
I think that much of the bitter and nasty posts i see from some users on this site,(directed at other users) are from people who are in debt and looking for someone to take it out on. I dont have Sky TV and my last holiday was a long weekend in Jaywick in 1993!

woozywendy

I do bar work 2 nights a week. I am better off by £7 a week. The nights are convenient for me and I am home during the day and the holidays and my husband is there at night. I work 11 hours and hopefully I will get more hours as the girls get older and the bar gets busier.

merlin68

The other thing to think about is that government handouts can be cut at anytime to suit them. So your best being as self sufficient as possible.
Take the situation in the US they can't afford to pay social security or the millitary. At least if that happenned here, you would have your wages coming in.

sunnyone

Oldernotwiser wrote: »

The current recession is no worse than that of the 70s when inflation was at 13% ; no stable stable prices then!

You seem also to have forgotten that mortgage rates reached 15% in the 80s and if you think that most people could buy a property easily when they were 21, you must have been living on Mars!

Milk production wasn't nationalised in the days of the MMB, it was responsible for distribution and marketing only as was the case for the Egg Marketing Board.

You seem to have passed several decades of your working life with your eyes and mind shut!

ONW meet dafyguy AKA andy.

Oldernotwiser

sunnyone wrote: »

ONW meet dafyguy AKA andy.

You stop concentrating for a minute and there he is again!

dafyguy

Oldernotwiser wrote: »

The average salary in 1972 was £2,262, so at 10% more than this, that's equivalent to nearly £30K these days - bloody good for someone of 21 and hardly typical.

I have no idea what the equivalent is today. But that was my salary, which was quite normal for my age and qualification.

You may have had contacts but 100% mortgages were not generally available in 1971, most of us were looking at a deposit of at least 10%.

Oh yes they were. First of all, people that had investment and savings accounts with a building society had first pickings along side professional contacts. That is how I got my mortgages, working with a particular building society. In exchange I had access to funds to buy property. Round Table also helped!

I cannot understand how someone who has lived through the 70s can still say that prices were static during this period, however much of a charmed life you personally may have led.

They were reasonably stable compared to what it costs to buy today.

Just think back yourself and tell me that it wasn't easier for say a 21 year old to buy their first property back in the 70's & 80's than it is today.

Using your figures of £2262 being the average wage, are you trying to tell me that you would have found it difficult to find a property for sale at 3 times that figure - £6786 in the early 70's?
There were many in the villages around Bristol - 3 bed semis for £6500.

What's the average wage today - £25,000? Where would you find a property of similar standing, quality and location for £75,000?

dafyguy

Fiver29 wrote: »

Of course it is. I could get more on benefits, but why should I?

Your choice, not mine!

dafyguy

merlin68 wrote: »

The other thing to think about is that government handouts can be cut at anytime to suit them. So your best being as self sufficient as possible.
Take the situation in the US they can't afford to pay social security or the millitary. At least if that happenned here, you would have your wages coming in.

It would never happen here - there would be a riot!