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DWP allows Utility Co to collect debt without permission

13

Comments

  • Transformer
    Transformer Posts: 314 Forumite
    I dont think he/she should be advised anymore as obviuosly from quote in my last statement intends to avoid paying totally like a normal household has to face up to, and sites like this are not to encourage avoidance paying anything, but advice how to do it correctly and help if needed doing so.

    You are offended they have had enough and dibbed into you benefits, tough!!!!!!!!

    If you object to this what else do you object to, could you answer if you pay your tv licence?

    Car insurance if have a car?

    Makes me wonder, but only you know?
  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    So in short the situation is this :- if one is on benefits then normal rights of appeal are removed normal avenues usually required to make deductions from a persons Income by way of court action are removed . The water company has no requirement to prove the debt to the DWP the person owing the money cant dispute it with them . They have to approach the Water Company who know that person has no right of Appeal , so arent exactly going to be helpful on the subject . The person on benefits is treated like a subhuman . No proof of contract is required, in my case my name isnt even on the Water Account in yet i am held liable under an imaginary contract which i hav never held with the Water Co . To say oh well you live there is perhaps morally right but has quite few flaws legally on many points of law . If i took this to court i would win the case the Water Company has no proof of contract with me my wife is the Ac holder , you cannot just switch the debt to someone else willy nilly , in
    the same way that a lodger in your house wouldnt be held accountable for council tax if you refused to pay it . A husband is not liable for his wifes debts under English law feel free to check it out , although there are bailiffs who will tell you different .

    A husband is not liable for his wife's debts, but as you claim for your wife, and therefore are in receipt of money for her, then they can take it.

    You state you haven't paid for your water for FIVE years and you change your name regularly to avoid having to pay, that's disgusting.

    You have no problem using it though do you? Personally I think you are getting off lightly with the water company taking a small amount off your benefits - they should throw the book at you, you have no right to
    complain, no right of appeal, and as you are just intent on avoiding water charges for an even longer period, you should have no right to any further advice as Transformer points out.
    How people treat you becomes their karma; how you react becomes yours.
  • chocolate_sausage
    chocolate_sausage Posts: 13 Forumite
    edited 21 July 2011 at 6:49PM
    I dont claim for my wife she receives benefits in her own right , i receive carers allowance and income support as a premium . In fact the level of income support i get is affected by her benefits and is greatly reduced . Not entirely sure why in this day and age people presume that the male in the relationship is naturally the one who claims for his partner , weird ??

    As for a Tv Licence i dont need one i watch television a day behind on the internet and i dont watch those parasites the BBC , i dont have a TV licence because i cant afford one and if i could i wouldnt pay for one . If you want to fund actors like June Brown to the sum of £308,000 PA to smoke cigarettes and quote the bible in Eastenders or Bruce forsyth and bloody Terry wogan thats your call i wont be playing that game though . But then by your standards if everyone else pays for it then anyone who objects is instantly an outcast from the sheep pen BBBBAAAAAAAAAABAAAAAA!
    As for advice well mostly i have been called a free loader and i think scrounger when all i asked was is it legal and right that normal rights afforded to those working when it comes to deductions from income should be removed from those who dont work and are on benefits ???? Im yet to receive an answer .

    Car insurance? well thats payed for by the government my wife is disabled she uses the motability scheme , RSA motabilitly insure it . Dont tell me she is a scrounger right ?
  • Transformer
    Transformer Posts: 314 Forumite
    edited 21 July 2011 at 7:11PM
    You use a laptop 'capable' of iplayer which can if you choose watch live and yes you need a tv licence as well !!!!!!!!! They have changed the wording on their letters to include computer equipement capable of receiving live broadcasts and well all computers mostly can !!!!!!!

    The main issue is your attitude, you dont seem to realise not paying for your water is disgusting and imoral, you offered the information as in your tactics to avoid them making you pay etc.....that was your choice.

    So because we have not all given you a tap on the back for moaning for paying for what you should, you are ofended.

    I have to say TOUGH :)

    You use it, you pay for it.

    My guess over the licenese was spot on then, you use computer you need licence as much as we would like to argue we dont need to as only using back up. Same as tv and saying but I dont watch bbc, it does not work.

    I personally would if given option in future opt to ahve sky freeview block all bbc to negate need for licence as I agree its carp, but untill then I will pay my bills. :)
  • Transformer
    Transformer Posts: 314 Forumite
    I will just say this if you think you do not need a tv license ring them up and admit your computer can receive live like mine and everyone elses can. You will be told to get a licence, but of course you wont ring, I think I have gathered that :)
  • Transformer
    Transformer Posts: 314 Forumite
    Where did anyone refer to your wife as a scrounger re the insurance. You have it legit so dont worry. I dont know mobility provide it, but then again just as well they do eh :)
  • chocolate_sausage
    chocolate_sausage Posts: 13 Forumite
    edited 21 July 2011 at 7:30PM
    You do not need a television licence to catch-up on television programmes in BBC iPlayer, only when you watch or record at the same time (or virtually the same time) as it is being broadcast or otherwise distributed to the public. In BBC iPlayer, this is through the
    Anyone in the UK watching or recording television as it's being broadcast or simulcast on any device - including mobiles, laptops and PCs - must, by law, be covered by a valid TV licence.
    A 'live' TV programme is a programme, which is watched or recorded at the same time (or virtually the same time) as it is being broadcast or otherwise distributed to members of the public. As a general rule, if a person is watching a programme on a computer or other device at the same time as it is being shown on TV then the programme is 'live'. This is sometimes known as simulcasting.
    The majority of UK households will already be covered by an existing television licence for their main TV set.
    What will happen if I don't have a TV licence?
    It is a criminal offence to watch 'live' television without a TV licence or to possess or control a device which you know or reasonably believe will be used to watch 'live' TV without a TV licence. You could be prosecuted and fined up to £1000 (plus be ordered to pay legal costs) for these offences.
    Where can I buy a TV licence or get more details?
    To buy a TV licence or to obtain further information about licensing requirements call TV Licensing on 0300 790 6071 or visit



    So as you can see i do not need a TV licence to watch Iplayer as long as im not watching live programmes , where you are getting confused is with regards to tv tuners for your pc which effectively turns your pc into a receiver of live television on a constant basis , these are virtually obsolete these days because of iPLAYER and the like the above was pasted from the BBC Site . As said i dont watch live TV i use my pc to" catch up" which clearly states i do NOT need a tv licence for such use . So perhaps you need to brush up on that one LOL . If it was the case that Pc users needed tv licences just think of the grief it would cause businesses they would all need tv licences dont be daft . Im SURE the BBC would love this to happen but it hasnt yet .
  • Transformer
    Transformer Posts: 314 Forumite
    Why do they letters from TVL disagree then, they have recently added if you watch computer CAPABLE of watching live broadcasts :)

    But forget the tv, you have given your attitude away re an essential bill that has priority over non essentials, and that is to not pay and avoid re the water.

    You have no morals sorry :)

    You also seem to want to argue as to your rights with such such vigour, but personally I think if you paid your bills perhaps the next person on benefits, LIKE ME also disabled, might get a cheaper bill.

    I pay over 60.00 a month for three member family and pay out of my benefits as a PRIORITY !!!!!!

    Get the dig, PRIORITY of mine would not include avoiding my duties.

    ENJOY YOUR NEXT GLASS OF WATER, AT LEAST THERE IS A HOPE YOU MAY SLOWLY BE PAYING FOR IT NOW. Hahahahahahaa :)
  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    edited 21 July 2011 at 7:49PM
    I dont claim for my wife she receives benefits in her own right , i receive carers allowance and income support as a premium . In fact the level of income support i get is affected by her benefits and is greatly reduced . Not entirely sure why in this day and age people presume that the male in the relationship is naturally the one who claims for his partner , weird ??

    Because as you are both in receipt of benefits then the claim is a "couple" claim or are you committing fraud? Therefore unless you both live at separate addresses what you owe the water comes of the total COMBINED benefit claim, that is why any means tested benefit income is deducted off income support - such as carers allowance, severe disability allowance, etc.

    You CANNOT claim Income Support as single people if you are man and wife, or living as, in the same house and both entitled to benefits - you will get the couple rate and one of you has to claim for the other or visa versa - so maybe that is why people assume.......any carers or additional benefits you get in your own right still go on the "couple" claim and are listed as deductible income, when it is all worked out TOGETHER.

    If you are living at separate addresses then you are responsible for the water
    at your address.

    As you are stating you also do not pay for a TV license, I see you as either a free loader who should not get advice, or a wind up.
    How people treat you becomes their karma; how you react becomes yours.
  • Transformer
    Transformer Posts: 314 Forumite
    Funny yet disgusting thing though is op, seems genuinely upset that they can access the benefits.

    OP your benefits are there funny enough to pay for PRIORITIES hence the dwp have allowed to payments as you dont seem to care about being responsible.:money:
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