Just Married...Joint bank account

gazfocus

I just got married and we want to get a joint bank account. We both have our own bank accounts with Barclays so we were just wondering whether we should/could get a joint bank account with Barclays or should we just get my wife added onto my account.

Any advice/opinions greatly appreciated.

wildbri

we have been married for over forty years, never had a joint bank account
never thought about it, although I think that we may be unusual but it suits us and has never caused us problems. regards bri:)

CLAPTON

why do you want a joint a/c?

gazfocus

CLAPTON wrote: »

why do you want a joint a/c?

mainly because at the moment we both consider our bank balances as 'our own money' whereas we want it to be 'our money'. It'll also make it easier for us both to keep an eye on the money we have.

FlowerPower

you could open a joint account, and keep both of your single accounts - so most of your money could go into the joint account as shared money, but then you could both have an 'allowance' in your own accounts to spend as you like?

Torry_Quine

wildbri wrote: »

we have been married for over forty years, never had a joint bank account
never thought about it, although I think that we may be unusual but it suits us and has never caused us problems. regards bri:)

We're the same although not married as long, whatever works for you.

erdd2

gazfocus wrote: »

I just got married and we want to get a joint bank account. We both have our own bank accounts with Barclays so we were just wondering whether we should/could get a joint bank account with Barclays or should we just get my wife added onto my account.

Any advice/opinions greatly appreciated.

You can apply for either, whatever suits you both

And you could add yours to the wife's

stclair

Remember should you get a joint bank account you will both become financially linked with the credit reference agencies etc

Wyndham

I think this is an issue where if you both have the same attitude to money it can work well, but if one of you is a spender and the other is a saver then you'll potentially have problems with a joint account.

I've had one for 17 years, no problems. Did it when we got married. And I added him to my account, not me being added to his

MrsBunny

just about to get married myself. Both of us had accounts at Lloyds, went in one day and the advisor closed down my hubbie to be account and added him to my account to make it joint. Quick and easy and done in about 5 minutes. It works for us becuase my hubby to be was out of work and everything came out of my account. when he picked up some work, he got paid weekly and it was annoying transferring money each week into my account. Now both in full time jobs, we have the joint account which our wages get paid into and we both have a cash card account with the co-op that we have our monthly 'pocket money' paid into. this money of £100 a month is used for any new clothes/magazines/cinema trips etc and we find it works for us. We also find that we can save better too as once that £100 in our cash accounts is gone, then its gone we can not touch the current account unless it is an emergency.

I personally think its down to how you work in your relationship. The above works for us, but may not work for you.

marywooyeah

I got married on saturday, and one of the cheques we got was made out to Mr and Mrs marywooyeah but when we went to cash it were we told we couldnt unless we had a joint bank account and would we like to get one.
it was a unanimous NO!!! most of our arguments throughout our relationship have been over him running out of money and wanting me to bail him out. he got a promotion so it hasnt been a problem for a while, but I want to keep our finances seperate. He pays the rent and I pay the bills, but I buy most of the food and things for our son and I dont think its fair that I could end up spending his money and he mine, I just think its fairer and easier to keep it seperate.