Tuesday 19th July 2011 What small DFW things will you do today????

littlepinkstars44

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.



Morning everyone, up early for work today
Thought I would write my list before heading out!

Hope everyone has a great day!

Today I will:

• [STRIKE]Work 7am -11am[/STRIKE]
• [STRIKE]Check banking[/STRIKE]
• [STRIKE]Check Onepoll[/STRIKE]
• [STRIKE]Check Ebay Listings[/STRIKE]
• List 5 things on Ebay
• [STRIKE]Phone my wee sister, shes 15 today!![/STRIKE]
• [STRIKE]Post the weekends Ebay sales (my ebay)[/STRIKE]
• [STRIKE]Post the weekends Ebay sales (mum's Ebay)[/STRIKE]
• [STRIKE]Cash in postal order[/STRIKE]
• [STRIKE]Take graduation certificate down to bank to fix my account[/STRIKE]
• [STRIKE]Washing on [/STRIKE]
• Washing over clothes horse to dry
• Hoover
• Finish book
• Organise book cases

Nottoobadyet

Hello all!

Thanks for starting us, lps!
Aw, Josie, sorry to hear things are tough. Im proud of you swallowing your pride to put DD first - and like you say there is no shame in having her father contribute, none at all! Hopefully things will look up soon so you dont need to rely on it as much and can be the independent powerful lady you know you are
Perni - yes I know, its all so soon and sudden! I've liked him essentially since Ive been here, but nothing happened until a week or two ago. Its sort of ironic because I had really looked forward to a long bout of singleness, but it feels really right so Im just going with it for the moment :A

Falafel night in with roommates last night was aw-e-some, so will definitely do that again. Today in debt busting:

• will walk to work if I get out of the house on time
• breakfast from stores
• lunch provided by work
• will actually be productive today to make up for a not very productive monday
• maybe catch up with a friend after work
• find a 4th person to come on our weekend trip to split the gas another way

Hope everyone has a great tuesday!

josiebabie

Morning all,
Thanks NTBY and Cleosmum for your kind words. I just need to suck it up and deal with it instead of whinging! Lol
Right, list!
- Get out of bed (good start...)
- Check banking
- packed lunch/snacks
- Breakfast from stores
- Rejig budget AGAIN to see if I can now afford to go to friends birthday party
- DD going to her dads tonight for a few days
- Work very hard!
- Sell purges!
- Work out my saturdays for next month to see if I can earn enough
- Do some surveys
- try to sparkle

J xx

Tebheag

Good Morning

Got to try my best and not go of spending to cheer myself up as so tired was up working till 2 am and had my wee girl up and down all night crying not sure what was wong with her she was awake at 6 am too.
I am meant to be working again today and prob later tonight so fingers crossed my brain will work !
Check my bank done
Check suvey got £9 in crdit and £2 waiting to be added seems to be taking ages ! done aaah still waiting !
Make meals from store and not get takeaway
Take kids to toddler group then go pick up DHs mum from shops and drop them all off at her house for afternoon.
Hope you all have a lovely day
x

Yargo1

morning all

up the earliest i have been in months! got to go see the consultant today (5) weeks since treatment so should be given the all clear for my neck pain - touch wood been ok since!!

need to get my washing off the line before the torrrential rain comes.. hung it out last night and its still just as damp! hmmm

will check online banking but belive me its not good.. roll on pay day pleeeease!

Have a good day all x

little_pink_purse

Morning thanks for starting the post lps

well it back to work i go

today
check banking
meals from stores
a nsd
washing out
and sadly i must do ironing lol

fingers crosssed its a nice day talk later xxxlppxxx

carrielovesfanta

Morning everyone.

Ok, to continue yesterday's good work by actually posting. Today I will:

Put a wash on very early to run on E7 leccy
Use laptop without plugging into mains for as long as possible
Charge tootbrush on E7 leccy
Turn off shower after OH gets up. (a working from hoe today)

Not much to do today!

Good luck everyone

tigermoon

Morning all,

Thanks for starting the thread off lps. Hello to all regulars and new people.

Well, I'm just back from my weekend away to the west coast of scotland. Had a brilliant time, feel like I've been away for a lot longer than 3 days which is always a good thing. Spent an awful lot of money though, £169 on cc to be precise, which is not a good thing. Although not all on my holiday, £50 was a birthday meal out with friends and £54 was on make-up, toiletries and new heads for my toothbrush. In fact my actually holiday budget I only went over by £50 so I suppose there is some comfort in that...ish.

Back to it today though, am off work this week but I have lots of studying to do at home. However I am going to try and make use of the extra time in the house to get organised. Need to write a list of things to do for the week but my list for today is...

Check banking and update spreadsheet

DONE
Calculate how much left until payday (next Tuesday) DONE £90
Plan finances for next wage packet with new CC spending DONE
Try and make any PAD to CC DONE £18.04
Cancel lovefilm subscription and post back last DVDs
Washing on and hung up(x3)
List of things to do this week
Meal plan and go shopping with OH (his turn to pay)
Fill car with fuel
Riding lesson this afternoon (already paid for)
Work hard with studying
Eat healthily


That's all I can think of at the moment, probably enough to be going on with for now. Hope everyone has a great day xx

Candy0107

Morning all,

Thanks for starting us off LPS
Josie – sorry to hear about your woes! I would take the money off the ex as he should pay, when you do not need it, save it for emergencies or a holiday
Not too bad – will have to read up what happened, but congrats???

Hi peeps!

Today I have/will
• Will have a NSD – bought lunch and snacks with me so no need to buy anything
• Do any surveys in my mailbox
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change
• Resist the urge to check ebay at lunchtime, after work and when I get home to see whether anyone else is looking at Bessie.
• Charging phone at work
• Breakfast and a insulated mug of coffee on the train
• Checked my mobile bill online and saw how many free texts I have left (loads, best get texting)
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Need to stop looking at cars on the web – haven’t sold mine yet, and will not be able to get another one until Bessie is sold and I get paid

Will see what happens....

Take care everyone
Candy xxx

stitching_witch

Morning folks!
It's back to work for me today. I'm finding it more and more difficult to actually go to work and stay for the whole day, especially if I've had a day in the sewing room. Still, only two more payments on my loan and I'll be £300 a month better off and I could possibly drop another day each fortnight.

My list for today:

• fed and watered the chickens
• boxed up 2x half dozen eggs to sell
• taking fruit to work for snacks
• need to buy a roll and a loaf of bread so no NSD today
• take a filling from home for above mentioned roll (cheaper than buying a ready made one!)
• return library book and possibly order another one today so another day can be an NSD
• take stitching to do at lunch time
• dinner from stores
• stay away from Ebay tonight as I'm getting itchy fingers

I've only got a couple of pounds to lose and I'll have reached my goal of a stone. Why is it the last few pounds are the hardest to shift??

inspiremetosave

Morning! Hope you don't mind me joining...



Today I have / will :

• [STRIKE]Check banking - waiting for a sky refund and a cheque to clear...[/STRIKE] still not cleared or paid
• [STRIKE]Drive econimally - going out of town to a cheaper hairdressers for a strand test (£70 cheaper so worth the hassle - thanks Groupon[/STRIKE] ) ruddy miles away but done! They charged me a pound which I thought was a little harsh! :eek:
  
• [STRIKE]
  
• Send DH to work with a packed lunch
• [/STRIKE]Friends for lunch[/STRIKE][STRIKE]Dinner from stores for DH[/STRIKE]Washing load on this evening and peg out / air dry indoors
• Prepare packed lunches for tomorrow
• have a NSD damn hairdressers...

Have a good day everyone! :wave:

Inspire xx