Monday 18th July 2011 What small DFW things will you do today????

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Morining All,

I hope you don’t mind me starting the thread today – up and ready for work early

Hi to all new members and regular folk

Monday already – where did the weekend go? Anyhow, can’t lie in bed anymore, need to get motivated otherwise I won’t go to work!

Today I have/will:
• Meals from stores
• NSD – no pennies in the purse and £3 in my bank account
• Used rail pass to get to work
• Pick up a newspaper at the train station
• Read newspapers online
• Watched a couple of things on the sky box
• Checked online banking
• Do online comps
• Fill in my food diary
• Drink plenty of water
• Take meds to sort out hormones
• Have an early night – need to catch up on some sleep
• Keep a watch on my auction – 6 people watching my car at the moment
• Spruce up my nails at some point today

Think that is about it – I am sure there will be things I have forgotten.

Have a fabby one!
Candy xxx

littlepinkstars44

Morning all! Hope your all having a nice relaxing bank holiday weekend!

Today I will:

• [STRIKE]Check banking[/STRIKE] done, no change
• [STRIKE]Check ebay[/STRIKE] done, some listings finished this morning
• [STRIKE]Check onepoll[/STRIKE] nothing
• [STRIKE]Working 7am-11am[/STRIKE] done, though I got away a little late
• [STRIKE]Need to get a taxi to work as buses aren't running today cause of the bank holiday [/STRIKE] Feel robbed of the £3.40!
• [STRIKE]Package up Ebay stuff to post off tomorrow (post office closed today)[/STRIKE]
• [STRIKE]List 5 things on Ebay[/STRIKE]
• [STRIKE]List some books on readitswapit[/STRIKE]
• Ironing
• Tidy up
• Hoover
• Zumba tonight

browneyedbazzi

Morning!

Thanks for starting us off Candy!

It's a rather miserable monday out here and I was extremely tempted to stay under the duvet and call in sick rather than get up early to 60 miles to go to a course (I am actually unwell, but probably not unwell enough to justify it!)...must keep reminding myself that I will be applying for new jobs soon and want to be able to say 0 sick days on aps!

My list for today:
-drive carefully and try to make the illusive 'profit' on mileage that HMRC claim I make
-lunch and snacks at work
-supper from stores
-check online banking
-small shop this evening


And I think that's about all I can find the motivation for at the moment!

Hope you all have a great day x

Tebheag

Good morning all
Thankyou Candy for starting us off
Its not nice here today either.
Today I am going for a free eye test finally booked one after my tenth letter offering a free one hope they are not going to tell me i need anything ! Do worry when it is something for free incase they get my money another way!
Try and get some work done tonight and afternoon
Checking surveys
Check banking
Walk dog locally
Think thats about it short list as DH did loads of housework at weekend while i took kids to my mums
Hope you all have a good day x

determined_new_ms

morning guys :wave: hope everyone had a lovely weekend! (littlepinkstars - i'm confused its not a BH is it????)

Tomorrow is my audit so after weeks of intensive work things will get easier then (:rotfl::rotfl::rotfl:as if!) we go away for 4 days on Thurs to Holland, we're staying at friends & the ferry cost us £60 so fairly DFW!

Today:

• all meals from the stores
• flylady - our house needs some attention!
• park away from the office so I don't have to go round the one way system saving myself about 3 miles
• go for a walk at lunchtime
• HC @ 30 & hang up to dry
• start packing
• wii fit for an hour after work

ok that's all I can think of- my lists are pretty lame these days! Hope you all have a gentle Monday :T

starnac

morning all

start of my week off today and got loads to do. must sort out the spare room so that will probably take all week so my lists will probably be quite small as I don't want too much to distract me this week.

my list for today

check banking
ring letting agents
HC
line/airer dry
sort 4 boxes from spare room
post ebay sale
pick up package from post office
ring friends to check we can visit tonight (they live by the beach and said we could come down tonight)
Pick DD up from school

that'll do for now. must get going

happy monday everyone

stitching_witch

Morning all. I'm struggling with a migraine this morning so I'm going to call in sick and go back to bed for a couple of hours.


So far today:

• ran DW overnight on Economy 7
• fed and watered the chickens
• checked for surveys
• checked banking

I will also:

• sleep off this migraine without resorting to expensive drugs
• get into sewing room and finish two corsets and a repair order
• keep checking for surveys during the day
• update the '101 Things' thread
• all meals and snacks from stores
• have an NSD

DNMS - my lists are lame these days too, which is one of the reasons I stopped posting!

But the great news - I calculated my current debt level last night. Total debt on 01.01.09 was £18,131.45, debt on 17.07.11 was £4600.51. I've paid off almost £13,713 so far :j:j

Catch up later when I'm feeling brighter,
stitchy x

Nottoobadyet

Good morning, all! Thanks for starting us off, Candy.
Good to see you on the weekend thread, stitchy, I missed you! Sorry things are so tough with the housing and DH but Im glad your business is getting into shape. That debt repayment number is EPIC!
Good to see you too, DNMS! Lucky you going to holland, what I wouldnt do for a lump of dutch cheese!
Thanks for asking after me on Friday, La E!! Things with roomie are actually lovely :happyhear Its not really ideal since we are living in the same house and both just out of relationships, but for the moment at least things are really nice and Im very happy about it :A We'll see where it goes.

• breakfast from stores
• public transport to work
• update budget after weekend - had to buy some jeans (one from DKNY and one from Lee, less than £2 each, thanks Uganda!) in my new size, a chest of drawers and went out with friends on Saturday night so had to update the spending diary
• print out recipe for falafel night at our house tonight - om nom nom!
• buy ingredients for falafel night
• walk home if light enough upon leaving work
• keep an eye on the dog as she got into roommie number 2's room and ate an entire bottle of upset tummy meds! She seems fine atm....

Happy Monday, everyone!

josiebabie

Morning all!
This is it I'm back to it! Thanks for starting us off Candy.
Right, list time:-
- check banking
- do surveys
- package ebay sale
- retrieve more stuff from loft to ebay
- NSD
- lunch and snacks from home, all healthy stuff!
- drink lotsa water
- tea from stores
- wii fit tonight
- sparkle

J x

ziggy2407

Good Morning all

Candy - Thanks for starting us off

Hoping you'll allow me back into the fold as I've been struggling along but find I'm missing posting here and the "push" that it gives me and felt that I didnt really add anything to the thread, plus I've really missed you all.

Today's little list

Check Banks
Check Swapits (for LO)
Comps
Lightspeed surveys
List items for sale on gumtree/netmums
Request shed window on Freecycle
Order free pics from Snapfish
Make "Teacher" gifts

Have a great day everyone, love and best wishes to you all on my fave thread

C x

sibles

Morning Guys!
Hope you are all well and had lovely weekends? I had a great one, and didn't spend too much money! I overslept this morning, so I decided to WFH, which means 2 things, 1 I'll achieve a lot more, and 2 I'll spend a lot less!

SO my list for this monday morning is as follows;

- checked my bank and updated my spreadsheet
- check pigsback/onepoll/quidco etc
- all searches through swagbucks (not far off my next paypal payment)
- click my affiliate link (2p)
- hoping for NSD (unless Avon gets delivered)
- breakfast, lunch and tea from stores
- work really hard to make sure I can work from home again
- list 3 pairs of shoes on ebay tonight
- make a start sorting out the craft/guitar room so I don't have to do it all on Friday
- have a look at free books on amazon for my kindle
- read threads here to keep motivated

Think that is everything for now!