We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

which banks let you view your mortgage online?

This question was asked by someone else in another post but not answered, it then got me thinking....i am out of my fixed period and want to start my overpayment journey, but would prefer an account where i can see updates to my balance when I log in, and perhaps transfer monies from a current account to the mortgage and see it like any other account.

Do any banks on here do that already? I have a gut instinct that First Direct do, but clarification would be gratefully received :-)
«13

Comments

  • I have an offset mortgage with Intelligent Finance and can see online can overypay online current and savings accounts all same page!
    £14, 500 to go
  • evi3000
    evi3000 Posts: 162 Forumite
    First Direct only allow you to see you mortgage online if it's an offset.
    I don't have an offset just a tracker with First Direct and make substantial overpayments, so I just email them most months and ask for the new balance and how much interest will be charged.
  • Lexxi
    Lexxi Posts: 2,162 Forumite
    Nationwide allow you to see your mortgage online, I only have my mortgage with nationwide so I don't know if it would show any accounts with it
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    I don't know about any othe banks, but the Woolwich definitely DOESN'T let you see your acount online.

    A
    xx
  • shop-to-drop
    shop-to-drop Posts: 4,340 Forumite
    HSBC does. We make mortgage overpayments by transferring money between online accounts.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • skaps
    skaps Posts: 2,255 Forumite
    Halifax lets you see your mortgage balance online.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • NRAM doesn't very annoying! I ask every time I ring I ask when it will be available any time now until the end of never according to all the different responses I get
    I have dyslexia, so get used to my spelling and grammar :)
    Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
    Current Balance £33921
    Declutter 2123/2016
  • thanks for the replies....not sure why they dont all do it...it cant be that hard to program it in surely?......
  • seafarers_wife
    seafarers_wife Posts: 2,154 Forumite
    im sure they do it on purpose so that you cant see how much interest you are being charged.

    lloyds doesnt let you view it online either as far as i can see.
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    im sure they do it on purpose so that you cant see how much interest you are being charged.

    lloyds doesnt let you view it online either as far as i can see.

    Yep, I'm with C&G and can't view it on-line, I've been asking them for 4 years and they keep saying they are looking into it and whenever they send me a survey I always add this function to my comments

    That said ReformedEffortMaker (love your user name BTW) you should really be looking at rates and T&C's to make your mortgage provider decision, seeing your mortgage on line must be nice but you can always make a spreadsheet whereby you can track all balances and OP's etc

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.