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which banks let you view your mortgage online?
reformedEffortmaker
Posts: 457 Forumite
This question was asked by someone else in another post but not answered, it then got me thinking....i am out of my fixed period and want to start my overpayment journey, but would prefer an account where i can see updates to my balance when I log in, and perhaps transfer monies from a current account to the mortgage and see it like any other account.
Do any banks on here do that already? I have a gut instinct that First Direct do, but clarification would be gratefully received :-)
Do any banks on here do that already? I have a gut instinct that First Direct do, but clarification would be gratefully received :-)
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I have an offset mortgage with Intelligent Finance and can see online can overypay online current and savings accounts all same page!£14, 500 to go0
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First Direct only allow you to see you mortgage online if it's an offset.
I don't have an offset just a tracker with First Direct and make substantial overpayments, so I just email them most months and ask for the new balance and how much interest will be charged.0 -
Nationwide allow you to see your mortgage online, I only have my mortgage with nationwide so I don't know if it would show any accounts with it0
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I don't know about any othe banks, but the Woolwich definitely DOESN'T let you see your acount online.
A
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HSBC does. We make mortgage overpayments by transferring money between online accounts.:j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)0
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Halifax lets you see your mortgage balance online.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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NRAM doesn't very annoying! I ask every time I ring I ask when it will be available any time now until the end of never according to all the different responses I getI have dyslexia, so get used to my spelling and grammar
Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
Current Balance £33921Declutter 2123/20160 -
thanks for the replies....not sure why they dont all do it...it cant be that hard to program it in surely?......0
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im sure they do it on purpose so that you cant see how much interest you are being charged.
lloyds doesnt let you view it online either as far as i can see.0 -
seafarers_wife wrote: »im sure they do it on purpose so that you cant see how much interest you are being charged.
lloyds doesnt let you view it online either as far as i can see.
Yep, I'm with C&G and can't view it on-line, I've been asking them for 4 years and they keep saying they are looking into it and whenever they send me a survey I always add this function to my comments
That said ReformedEffortMaker (love your user name BTW) you should really be looking at rates and T&C's to make your mortgage provider decision, seeing your mortgage on line must be nice but you can always make a spreadsheet whereby you can track all balances and OP's etc
Regards
ATTMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950
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