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The CSA keeps badgering me to go back to work, but work doesnt pay, suggestions pleas

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Comments

  • gillypkk
    gillypkk Posts: 581 Forumite
    JamesP1976 wrote: »
    Ive had a look at the HMRC letter, its not addressed to me, and the award is made in favour of my parters sole name.

    Why would I need to put it on a MEF as my income when it is not?

    Its £3099.86 for the year.

    it should be a joint claim as you are a couple living together.
    Countdown to Discharge Is On!

    BSC Member 346 :money:
  • DX2
    DX2 Posts: 8,275 Forumite
    JamesP1976 wrote: »
    Ive had a look at the HMRC letter, its not addressed to me, and the award is made in favour of my parters sole name.

    Why would I need to put it on a MEF as my income when it is not?

    Its £3099.86 for the year.

    How tax credits work

    You'll usually need to make a joint claim for tax credits if you are any of the following:
    • married
    • in a civil partnership
    • living together as if you were married or in a civil partnership
    You can only make a single claim if you don't fall into one of these groups.
    The Tax Credit Office will pay tax credits directly into your bank, building society, Post Office® or National Savings account if it accepts Direct Payment - either weekly or every four weeks.
    Who gets the tax credits payments?

    If you're both working and you both qualify for Working Tax Credit, you can decide which one of you will get the payments.
    If you're claiming Child Tax Credit and you're in a couple you need to decide which one of you is the children's main carer. If you're the main carer then the money will be paid to you.
    http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/what-are-taxcredits.htm
    *SIGH*
    :D
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    gillypkk wrote: »
    it should be a joint claim as you are a couple living together.

    My name is on the document, but I am not awarded anything.

    I thought CTC was for the children. I find is strange it would go to somebody else.

    I did ask HMRC on a helpline if I could claim CTC for my children, but they have to be living with me, this advice contradicts the above advice.

    I will look into this further and phone HMRC for clarification.
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    DX2 wrote: »
    How tax credits work


    You'll usually need to make a joint claim for tax credits if you are any of the following:
    • married
    • in a civil partnership
    • living together as if you were married or in a civil partnership
    You can only make a single claim if you don't fall into one of these groups.
    The Tax Credit Office will pay tax credits directly into your bank, building society, Post Office® or National Savings account if it accepts Direct Payment - either weekly or every four weeks.
    Who gets the tax credits payments?

    If you're both working and you both qualify for Working Tax Credit, you can decide which one of you will get the payments.
    If you're claiming Child Tax Credit and you're in a couple you need to decide which one of you is the children's main carer. If you're the main carer then the money will be paid to you.
    http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/what-are-taxcredits.htm


    That fits, but its not paid to me.
  • DX2
    DX2 Posts: 8,275 Forumite
    JamesP1976 wrote: »
    That fits, but its not paid to me.
    No it's paid to you wife/partner who is within your household, it will probably be in her name as she will be the main claimant due to her working.
    *SIGH*
    :D
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    Come to think of it, I do remember a rule - way back, about NRP voluntarily declaring a partners income.

    NRPs only discloses if NRPP earns more than him, and opts-out of disclosure if NRPP less than him.

    My circs would be to opt-out because my income is nil and NRPP is not.

    Does this also apply to CS2?
  • DX2
    DX2 Posts: 8,275 Forumite
    JamesP1976 wrote: »
    My name is on the document, but I am not awarded anything.

    I thought CTC was for the children. I find is strange it would go to somebody else.

    I did ask HMRC on a helpline if I could claim CTC for my children, but they have to be living with me, this advice contradicts the above advice.

    I will look into this further and phone HMRC for clarification.
    You don't get a seperate amount one for you and one for the wife. It's joint.

    You can't claim for children who don't live with you :rotfl:Can you imagine how many NRP's would have a field day trying to claim for kids that don't live with them.
    *SIGH*
    :D
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    DX2 wrote: »
    No it's paid to you wife/partner who is within your household, it will probably be in her name as she will be the main claimant due to her working.

    That fits.

    Does CS2 mandatorise diclosure of NRPP income?
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    DX2 wrote: »
    You don't get a seperate amount one for you and one for the wife. It's joint.

    You can't claim for children who don't live with you :rotfl:Can you imagine how many NRP's would have a field day trying to claim for kids that don't live with them.

    Come to think of it, parents who co-habit can claim, so why cant a parent who isnt co-habiting claim? after all, he is still a taxpayer.
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    DX2, I think you hit the nail on the head.

    If tax credit were extended to all working families regardless of their address, that could dispense with the need for a CSA, then again, Greece does precisely that, and look at the mess its economy is in.

    Then again, that policy could stimulate two parent families rather then encourage single parentism by offering financial incentives (the CSA).

    Food for thought, for now...
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