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:) Sat/Sun 9th/10th July - What small DFW things will you be doing??!
allydowd
Posts: 4,965 Forumite
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :j
*I'm going to the Tall Ships Race today. I'll walk there cos the Park and Ride is going to be ridiculously expensive and take a packed lunch.
*Check OnePoll.
*Checked Quidco: there's £10 showing up for a credit card application that was unsuccessful so I suppose it won't pay out. Earn a couple of quid ordering freebies on Quidco.
*Tidied up overgrown window box. Cut some flowers to go in the vases.
*Work out how to spend the Argos voucher I got for a refund of damaged goods yesterday. You see I'm in a bit of a tight spot: My wonderful, loving, caring OH bought me a coffee maker for my birthday earlier in the year. It was lovely, it made great coffee...but I didn't really want a coffee maker and it takes up all of the space on the work surface in our tiny kitchen.
....Then, last week, it broke down. :rotfl: So my OH and I returned it to Argos and got vouchers back because they don't stock that coffee machine anymore and the ones they do stock are way more expensive than my original machine....
...So, I suggested to my OH that we buy a cheap coffee frother and a small caffetiere and I use the money to buy other gifts so it'll be like I'm having a second birthday. And my OH is ok with this....
....Only now I can't decide what to buy.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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Good Morning
Going to do a dinner for friends tonight which going to try and use stores as much as poss (already found loads of chicken breasts in the freezer)
Try and do some work as had to pay car tax other day £260 :eek:
Try and use as little of my cash as possible to do shop only 6 days till pay day
DH going to do some transers as had another O% bal transfer.
Hope you all have a good weekend£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
*Work out how to spend the Argos voucher I got for a refund of damaged goods yesterday. You see I'm in a bit of a tight spot: My wonderful, loving, caring OH bought me a coffee maker for my birthday earlier in the year. It was lovely, it made great coffee...but I didn't really want a coffee maker and it takes up all of the space on the work surface in our tiny kitchen.
Anyway, I didn't want to be ungrateful so I used it lovingly and told myself I was very lucky to have such a nice machine when there are people out there who can barely afford instant Tesco Value coffee....
....Then, last week, it broke down. :rotfl: So my OH and I returned it to Argos and got vouchers back because they don't stock that coffee machine anymore and the ones they do stock are way more expensive than my original machine....
...So, I suggested to my OH that we buy a cheap coffee frother and a small caffetiere and I use the money to buy other gifts so it'll be like I'm having a second birthday. And my OH is ok with this....
....Only now I can't decide what to buy.
This is better than a coffee frother/caffetiere (if it's just for you) IMO
http://www.pumphreys-coffee.co.uk/products/view/476/
Amazing filtered coffee, quick, cheap and easy to clean.
Not really doing anything DFW-like today - going to a wine tasting day and then hanging around the city at the food festival that's on here. Good times xx
Will walk into town, put some pennies in the jar and not drink too much
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Good morning everyone. It is a nice sunny day here today.
Ally – Thanks for starting us off today.
Today I will:
Catch up with emails done
Complete daily clicks done
Bath dd done
Get a shower done
Take dd out for a walk done
Complete surveys that are in my inbox done Made £1.30
Spend some time sorting through paperwork done
All meals from store done
Check one poll done Completed 1, added 10p to account
Check pure profile done Nothing available
Order some freebies on Quidco (thanks for the idea Ally) done
That’s everything for me today. Hope everyone has a good Saturday / weekend.Aiming to get Debt Free.0 -
Morning everyone!
Today I will:- [STRIKE]Check banking[/STRIKE] More Ebay money in today!
- [STRIKE]Check Ebay listings[/STRIKE] Few more bids
- [STRIKE]Check Onepoll[/STRIKE] nothing today
- [STRIKE]Find cheap-ish dress to wear to my friend's 21st and mum's 50th in the next few weeks[/STRIKE] Found one on Dotty P's 25% off and used a 15% off code. £19 delivered!
- Working 1:30pm-10:30pm
- Dinner in staff canteen (subsidised)
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Good morning!
Thanks for starting the thread off Ally, little mini coffee maker sounds lovely! The good thing about Argos vouchers is there is so much variety, you can get all sorts from there. Am having a lovely lazy morning and writing this from under the duvet after OH has brought me a cup of tea, bless him. Will get up in a moment and repay the favour.
Am having an expensive month this month, it's 17 days till payday and I've just found out I need to give £10 each to two leaving gifts, £20 to a friend's birthday, as well as leaving drinks, a birthday meal and a graduation dinner :eek:. Am going to have to think of some good reasons why I can't make the nights out (apart from my sister's graduation, there is no way I would miss that) and just be careful with the rest of what i spend.
So, onto today, we are off to go ape this afternoon (OH's work had discounted tickets we bought a few months ago) and then tonight out to a comedy gig and for a cheap pub meal with some friends. Hopefully won't be too expensive a night.
My list for today:
Check banking and update spreadsheet DONE
Look on the internet for cheap birthday present for friend with expensive taste
Email riding club about riding on Monday (pre paid)
Breakfast at home with free fruit left over from week at work
Drive steadily to go ape to conserve fuel
File some paperwork
Quite a short list for me today, must have been super-efficient this week
hope you all have a great saturday xx Debts at Highest £18600Overdraft £550/£900Egg Loan currently £6253Credit cards - GONE AGAIN as of 26/07/11THIS TIME IT'S FOR REAL!Aiming for DFD 26/01/20120 -
Hello all,
Not happy today as a rejection letter arrived for a job that although it wasn't a dream job it would have been money!
My list:
Check bank
reply to emails
Do comps
check job sites
Use free texts
Check washing hanging to dry
Shower
Call my nan
Make creme brulee
Get OH to change fish tank water
Watch a love film tonight perhaps
Dinner from stores
Hope everyone has a good day
No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
aw sucks cat! Hope the day takes a better turn for you x
Thanks for starting us off alley - good luck with the present dilema!
La E, how cute I want one! mmmmmmm enjoy the wine tasting!
tiger that sounds like my dream saturday! I've always wanted to do go ape & I love comedy nights - enjoy!
Ok me - am at a festival in my home town this weekend so small things!- brekkie at home
- take sandwiches & snacks
- drive for the day (we have students currently so I need to come home at tea time to feed & make sure they are ok) so no drinking
will take water with me - chicken stuff in the SC for dinner
- have a kitty with oh & then stick to it - will probably drink some wine over dinner to keep costs low

DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Afternoon all
Not doing too much other than ballet runs etc today.
Then this evening we have a suprise 30th birthday to attend. The ladies are pretending to go to bingo while the men inc my OH are taking the birthday boy for a few drinks. Then the birthday boy will be brought to us for his shouts of 'SUPRISE'! I reckon he will have sussed it out by the time he gets there!
Today
Housework Housework housework
Read 25 pages of Harry potter
Stopped at my Stepgrandparents and they gave DD2 some sweets- meant we didnt stop for any on my way home
Pack items for the girls for their sleepover at Nannys
Lunch - used up cheese and beans to have on toast - needed using!
Dinner - just a piece of toast as there will be food at the party!
Question - would it be skanky for me to take a couple of small bottles of smirnoff ice in my bag for the party! Will save me paying out for 2 drinks when i have tonnes in my kitchen!! ?????Orange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
La_escocesa wrote: »This is better than a coffee frother/caffetiere (if it's just for you) IMO
http://www.pumphreys-coffee.co.uk/products/view/476/
Amazing filtered coffee, quick, cheap and easy to clean.
Thank-you.
Tidied the kitchen cupboards and found we actually already had a cafetiere and frother! Wonder what else I can find? Maybe there's a pot of gold under the sink...:p Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Order some freebies on Quidco (thanks for the idea Ally)
You're welcome...the free SIM card offers have tracked nicely and the Lightspeed Research freebie tracked £1.40.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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