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:) Sat/Sun 9th/10th July - What small DFW things will you be doing??!

allydowd
allydowd Posts: 4,965 Forumite
Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
edited 9 July 2011 at 8:56AM in Debt-free wannabe
:) When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :j


*I'm going to the Tall Ships Race today. I'll walk there cos the Park and Ride is going to be ridiculously expensive and take a packed lunch.

*Check OnePoll.

*Checked Quidco: there's £10 showing up for a credit card application that was unsuccessful so I suppose it won't pay out. Earn a couple of quid ordering freebies on Quidco.

*Tidied up overgrown window box. Cut some flowers to go in the vases.

*Work out how to spend the Argos voucher I got for a refund of damaged goods yesterday. You see I'm in a bit of a tight spot: My wonderful, loving, caring OH bought me a coffee maker for my birthday earlier in the year. It was lovely, it made great coffee...but I didn't really want a coffee maker and it takes up all of the space on the work surface in our tiny kitchen. :o Anyway, I didn't want to be ungrateful so I used it lovingly and told myself I was very lucky to have such a nice machine when there are people out there who can barely afford instant Tesco Value coffee....
....Then, last week, it broke down. :rotfl: So my OH and I returned it to Argos and got vouchers back because they don't stock that coffee machine anymore and the ones they do stock are way more expensive than my original machine....
...So, I suggested to my OH that we buy a cheap coffee frother and a small caffetiere and I use the money to buy other gifts so it'll be like I'm having a second birthday. And my OH is ok with this....
....Only now I can't decide what to buy. :(
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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Comments

  • Tebheag
    Tebheag Posts: 382 Forumite
    Good Morning

    Going to do a dinner for friends tonight which going to try and use stores as much as poss (already found loads of chicken breasts in the freezer)
    Try and do some work as had to pay car tax other day £260 :eek:
    Try and use as little of my cash as possible to do shop only 6 days till pay day :)
    DH going to do some transers as had another O% bal transfer.

    Hope you all have a good weekend
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 July 2011 at 10:19AM
    allydowd wrote: »
    *Work out how to spend the Argos voucher I got for a refund of damaged goods yesterday. You see I'm in a bit of a tight spot: My wonderful, loving, caring OH bought me a coffee maker for my birthday earlier in the year. It was lovely, it made great coffee...but I didn't really want a coffee maker and it takes up all of the space on the work surface in our tiny kitchen. :o Anyway, I didn't want to be ungrateful so I used it lovingly and told myself I was very lucky to have such a nice machine when there are people out there who can barely afford instant Tesco Value coffee....
    ....Then, last week, it broke down. :rotfl: So my OH and I returned it to Argos and got vouchers back because they don't stock that coffee machine anymore and the ones they do stock are way more expensive than my original machine....
    ...So, I suggested to my OH that we buy a cheap coffee frother and a small caffetiere and I use the money to buy other gifts so it'll be like I'm having a second birthday. And my OH is ok with this....
    ....Only now I can't decide what to buy. :(

    This is better than a coffee frother/caffetiere (if it's just for you) IMO

    http://www.pumphreys-coffee.co.uk/products/view/476/

    :) Amazing filtered coffee, quick, cheap and easy to clean.

    Not really doing anything DFW-like today - going to a wine tasting day and then hanging around the city at the food festival that's on here. Good times xx

    Will walk into town, put some pennies in the jar and not drink too much :p
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 10 July 2011 at 2:01PM
    Good morning everyone. It is a nice sunny day here today.

    Ally – Thanks for starting us off today.

    Today I will:

    Catch up with emails done
    Complete daily clicks done
    Bath dd done
    Get a shower done
    Take dd out for a walk done
    Complete surveys that are in my inbox done Made £1.30
    Spend some time sorting through paperwork done
    All meals from store done
    Check one poll done Completed 1, added 10p to account
    Check pure profile done Nothing available
    Order some freebies on Quidco (thanks for the idea Ally) done

    That’s everything for me today. Hope everyone has a good Saturday / weekend.
    Aiming to get Debt Free.
  • Morning everyone!

    Today I will:
    • [STRIKE]Check banking[/STRIKE] More Ebay money in today!
    • [STRIKE]Check Ebay listings[/STRIKE] Few more bids
    • [STRIKE]Check Onepoll[/STRIKE] nothing today
    • [STRIKE]Find cheap-ish dress to wear to my friend's 21st and mum's 50th in the next few weeks[/STRIKE] Found one on Dotty P's 25% off and used a 15% off code. £19 delivered!
    • Working 1:30pm-10:30pm
    • Dinner in staff canteen (subsidised)
  • tigermoon
    tigermoon Posts: 64 Forumite
    Good morning!

    Thanks for starting the thread off Ally, little mini coffee maker sounds lovely! The good thing about Argos vouchers is there is so much variety, you can get all sorts from there. Am having a lovely lazy morning and writing this from under the duvet after OH has brought me a cup of tea, bless him. Will get up in a moment and repay the favour.

    Am having an expensive month this month, it's 17 days till payday and I've just found out I need to give £10 each to two leaving gifts, £20 to a friend's birthday, as well as leaving drinks, a birthday meal and a graduation dinner :eek:. Am going to have to think of some good reasons why I can't make the nights out (apart from my sister's graduation, there is no way I would miss that) and just be careful with the rest of what i spend.

    So, onto today, we are off to go ape this afternoon (OH's work had discounted tickets we bought a few months ago) and then tonight out to a comedy gig and for a cheap pub meal with some friends. Hopefully won't be too expensive a night.

    My list for today:
    Check banking and update spreadsheet DONE
    Look on the internet for cheap birthday present for friend with expensive taste
    Email riding club about riding on Monday (pre paid)
    Breakfast at home with free fruit left over from week at work
    Drive steadily to go ape to conserve fuel
    File some paperwork

    Quite a short list for me today, must have been super-efficient this week :D hope you all have a great saturday xx
    Debts at Highest £18600
    Overdraft £550/£900
    Egg Loan currently £6253
    Credit cards - GONE AGAIN as of 26/07/11
    THIS TIME IT'S FOR REAL!
    Aiming for DFD 26/01/2012
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Hello all,

    Not happy today as a rejection letter arrived for a job that although it wasn't a dream job it would have been money!

    My list:

    Check bank
    reply to emails
    Do comps
    check job sites
    Use free texts
    Check washing hanging to dry
    Shower
    Call my nan
    Make creme brulee
    Get OH to change fish tank water
    Watch a love film tonight perhaps
    Dinner from stores

    Hope everyone has a good day :)
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • determined_new_ms
    determined_new_ms Posts: 7,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 July 2011 at 12:51PM
    aw sucks cat! Hope the day takes a better turn for you x

    Thanks for starting us off alley - good luck with the present dilema!

    La E, how cute I want one! mmmmmmm enjoy the wine tasting!

    tiger that sounds like my dream saturday! I've always wanted to do go ape & I love comedy nights - enjoy!

    Ok me - am at a festival in my home town this weekend so small things!
    • brekkie at home
    • take sandwiches & snacks
    • drive for the day (we have students currently so I need to come home at tea time to feed & make sure they are ok) so no drinking ;) will take water with me
    • chicken stuff in the SC for dinner
    • have a kitty with oh & then stick to it - will probably drink some wine over dinner to keep costs low :D
    ok that'll do me for today :T:T have lovely happy saturday loveliness my lovelies :A
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Afternoon all

    Not doing too much other than ballet runs etc today.
    Then this evening we have a suprise 30th birthday to attend. The ladies are pretending to go to bingo while the men inc my OH are taking the birthday boy for a few drinks. Then the birthday boy will be brought to us for his shouts of 'SUPRISE'! I reckon he will have sussed it out by the time he gets there!

    Today

    Housework Housework housework
    Read 25 pages of Harry potter
    Stopped at my Stepgrandparents and they gave DD2 some sweets- meant we didnt stop for any on my way home
    Pack items for the girls for their sleepover at Nannys
    Lunch - used up cheese and beans to have on toast - needed using!
    Dinner - just a piece of toast as there will be food at the party!

    Question - would it be skanky for me to take a couple of small bottles of smirnoff ice in my bag for the party! Will save me paying out for 2 drinks when i have tonnes in my kitchen!! ?????
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    This is better than a coffee frother/caffetiere (if it's just for you) IMO

    http://www.pumphreys-coffee.co.uk/products/view/476/

    :) Amazing filtered coffee, quick, cheap and easy to clean.

    Thank-you. :D Tidied the kitchen cupboards and found we actually already had a cafetiere and frother! Wonder what else I can find? Maybe there's a pot of gold under the sink...:p
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 9 July 2011 at 4:03PM
    Wannabe01 wrote: »

    Order some freebies on Quidco (thanks for the idea Ally)

    You're welcome...the free SIM card offers have tracked nicely and the Lightspeed Research freebie tracked £1.40.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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