Unauthorised withdrawal from my bank account - compensation?

Flyboy152

wealdroam wrote: »

Those sort of activities may well be considered illegal in the UK, but are they illegal in the US of A?

I don't know the answer to that Flyboy, but just checking that you had noticed that point.

Hmm, a good point, but do the USA not keep telling us that the internet makes us obey all their laws and we don't have any say in it. Something to look into I'd say.

geordieracer

Flyboy152 wrote: »

Hmm, a good point, but do the USA not keep telling us that the internet makes us obey all their laws and we don't have any say in it. Something to look into I'd say.

Why dont you go and find this bit of legislation that shows this please flyboy?

Still waiting for you to show the law in the brighthouse thread but again like this one you talk big but show little.

Flyboy152

geordieracer wrote: »

Why dont you go and find this bit of legislation that shows this please flyboy?

Still waiting for you to show the law in the brighthouse thread but again like this one you talk big but show little.

What medication are you on tonight then, because they are not working are they?

:wall:

Gavin83

jhodgski wrote: »

Gavin83,
I appreciate the helpful advice I've received, but I'm just not going tolerate being judged uneccesarily by people that don't even know me. If that comes across as rude, then so be it.

Im not judging you at all, I just think you've been a little rude to some of the posters in this thread. If my post comes across as rude fair enough, I just don't think your entitled to anything more than you've received and I also think if it was reversed and you took extra money from them they'd be claiming more back than you actually took.

Do you actually earn £40 an hour? If so Im really curious as to how your in such financial trouble as that is a hell of a lot of money to be earning. I consider myself as earning a great wage and Im no where near that level.

geordieracer

Flyboy152 wrote: »

What medication are you on tonight then, because they are not working are they?

:wall:

Well that answered my question perfectly didnt it flyboy. Well done you for avoiding it - yet again.

Keep this up and you'll get a reputation for it. No, wait you already have

freeoffers

jhodgski wrote: »

An analogy for me (not a brilliant one, I admit) would be that if I nicked someone's car for a week, meaning they couldn't go to work, I'd think I'd have got off pretty lightly if all I had to do was give them the car back with no other consequences - e.g., pay their loss of earnings.

That said, I have incurred some loss of earnings in terms of time spent going to the bank to pay cash in, time spent sending emails to try and resolve the situation. And my work's also been affected cos I was worrying how I'm going to pay the charges back.

I feel like why should the company make me go through all that, then just get away with covering the bare charges? (If I took money illegally out of their account, I'm sure they'd take more action than just request their money back.)

Anyhow, I might get legal advice and/or I might ask them for a goodwill gesture. I'll post back with the results.

Cheers,
James

Ok, here's the bottom line. Your analogy doesn't hold water because the stealing a car is illegal. When charges are taken from your account in ERROR it just is not the same.

If they made a mistake that has cost you MORE than the bank charges then yes, pursue it. However, do you have proof? If not forget it. It makes no difference if you feel you are entitled to something. What matters is how much you can prove you lost from this whole episode.

Can you prove you actually lost more than the bank charges? I mean physical proof. My gut feeling is you'll be wasting your time on this, meaning you will lose more potential earnings by going to get advice, if you had any in the first place of course.

Stop talking about illegal this and illegal that. It was an error. Sometimes money is taken out in error but that isn't necessarily illegal, and it's not Elance that took the money.

Flyboy152

geordieracer wrote: »

Well that answered my question perfectly didnt it flyboy. Well done you for avoiding it - yet again.

Keep this up and you'll get a reputation for it. No, wait you already have

Are you a fully paid up member of the Trolling Union? Because I think they want to go on strike.

freeoffers

Flyboy152 wrote: »

The fact that they took the money would be considered illegal, as they would have used the OP's card number and security code. That in itself is what could be considered illegal.

Details he gave them, they didn't steal them! They took too much money and now it's paid back. The issue is compensation, which he aint getting.

geordieracer

Flyboy152 wrote: »

Are you a fully paid up member of the Trolling Union? Because I think they want to go on strike.

I think you should. i mean you keep evading questions that are put to you and say something else.

how about tomorrow you actually answer what people are asking you rather then saying something different and not relevant?

mynameisdave

In this thread it has been said you have been doing brilliantly with your finances by not going a penny over your overdraft limit and that you earn £40 a hour.

As an internet bank presumably you had to go to a different bank that you have to transfer money across. $30 is less than £20. Two bank accounts with less than £20 spare funds in them.

The bank have refunded the costs incurred so you are not out of pocket but at earnings of £40 an hour you need this as a wake up call to just how poorly your finances are being managed.