Capital One credit limit increases

Clive67

Phoenix79 wrote:

You get between 12 and 18 months 0% out of them.....what more do you want from them?! I couldn't care less about customer relations. They lend me money and don't charge me interest. Thats all i care about

Well Yeah I agree, if you sign up for free balance transfers on a long 0% rate then customer care don't really come into it, you never need to contact them!

lynxptc

Apparently only the "marketing" department can increase credit limits and they do it at their will, not upon request!

Warriorsith

I've had a card with a limit of £200 for nearly 4 years now, I asked for an increase once and got told that they'd increase it when they'd see fit. I think if you just have your card near to the £0 figure and used it frequently on small amounts and repaid it then they'd increased within 6months - a year. They better you are with it them more increases I think.

clark1982

I had a £200 classic card for over 1 year. They refused to increase the limit. Computer says no... " cought" haha. I was advised by them pay off my current card, then cancel it. Once canclled I reapplied and was given a plat card with £1000 limit.

very weird way of doing business!

inmypocketnottheirs

hibees1875 wrote:

this year they increased my limit from 200 to 800 pounds.... this is after 6 yrs of being with them. im now trying hard to get rid of them. avoid cap one at all costs. dont wait to have increased limit, save instead. it's quicker!!

please please please get rid of your cap 1 card. if you get into the stinky stuff with them they wont help you and will just pile on the penalty charges. in years they have charged me over 700quid in penalties. often for a late [payment of just 1 day because of stupid bank holidays and payments crossing etc.

you can tell they dont careabout customers from the response you get when u ask for a crdit increase........ computer says no.

Why not follow the thread on these boards and get your charges back? It's your money that has been taken unlawfully.

xgingerx

Hi, fuuny enough when i had cap1 basic,got 200 limit, then upped to premier
2 years now only 600 limit, spoke to a guy there and said its because of the card and still judgedon my rating from 2 years ago whihc was poor then

Told me to pay it off cancel, wait for letter and re apply

This is the best way to get a better limit on the classic and premier card

justsaawwah

Ive had a classice card with a £200 limit for a couple of months now..it says that if i make a transaction before my third statement is printed i will get a credit limit increase by my 4th statement..i actually phoned them and asked if this was true and they told me that providing my account is in order ect then yes,i will get an automatic increase

Mozette

I got an ordinary Cap One card for the 0% to August 2007 and got £10,000 as my limit. I was astonished, as my experience is that I've tended to get lower limits on cards with BT offers, but this was one of the highest limits I've ever had. I've never tried to get an increase on it though...

jbatista

Well I have had a Capital ONe Classic since November 2006, the limit was £750 just received my statement and it has now gone upto £1050, I try and pay off bills in full each month.

wendy_ann1983

I've been in credit with cap 1 for a few months and they still won't increase. Anyone managed to get them to reduce the interest rate, ive got 19.9% and when i rang (when i wasnt in credit) they said no chance.