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Natwest select silver account

cbassno3
cbassno3 Posts: 131 Forumite
in Budgeting & bank accounts
Good evening,

Spoke to Natwest this evening in regards to opening a additional current account. I have a step account but didn't want to open the new branded 'Basic account' due to the ATM Withdrawal limitations. So the adviser said I could apply for the select silver account without the credit facilities I.E Cheque book and overdraft. For Eight pounds it's good value for money with all the benefits you recieve. In my opnion it's better than advantage blue for only an extra £1.05 pcm. One of the better changes Natwest has made in my OP And this could be a better answer than having the basic account with restrictions. The select silver has no limitations.:)
It takes two to tango!:rotfl:
«1

Comments

  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    It's worth it if you value what you are paying £8pm for. We'll have to see how it goes will it being closer to the Gold account than the previous Blue/Royalties accounts in terms of both price and benefits.
  • pmduk
    pmduk Posts: 10,707 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I quite like the select silver account, I may even consider moving to it.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    pmduk wrote: »
    I quite like the select silver account, I may even consider moving to it.

    I'll change my joint account to it for the downloads and DVD rentals seeing as I get it for nowt. ;)
  • pmduk
    pmduk Posts: 10,707 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well, I'll be more cautious as I'd be spending real cash on it! just need to work out if I'd actually use the downloads and rentals. I don't use that many of either.
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    chambta wrote: »
    I'll change my joint account to it for the downloads and DVD rentals seeing as I get it for nowt. ;)

    Yourbank told me I can only have one packaged :O -


    There is "workaround" though heh - (I've actually got 2 :p;))
    Anything that I do say, is strictly my opinion :p
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    Twister84 wrote: »
    Yourbank told me I can only have one packaged :O -


    There is "workaround" though heh - (I've actually got 2 :p;))

    They don't know what they're talking about. When I opened my joint account I only wanted a basic account and I was told I could only have the Gold!
  • pmduk
    pmduk Posts: 10,707 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    chambta wrote: »
    They don't know what they're talking about. When I opened my joint account I only wanted a basic account and I was told I could only have the Gold!

    I suspect this is another example suitable for the banks selling thread.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    pmduk wrote: »
    I suspect this is another example suitable for the banks selling thread.

    Not really given I could have a dozen of them and not pay a penny.
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    chambta wrote: »
    They don't know what they're talking about. When I opened my joint account I only wanted a basic account and I was told I could only have the Gold!


    I think that's true - I got told the same thing when I wanted to open a joint second account. If I wanted non-packaged, then I'd have to open it using the other channels.


    I'm assuming they'd have to apply any overdraft though.
    Anything that I do say, is strictly my opinion :p
  • mu51cal
    mu51cal Posts: 21 Forumite
    Twister84 wrote: »
    There is "workaround" though heh - (I've actually got 2 :p;))

    Simple ... get one with Natwest & RBS ;)
This discussion has been closed.
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