Over 60 and needing insurance..

Mojisola

NotSoWise wrote: »

Co-op do pre-paid funeral plans - I picked up a leaflet at their shop yesterday.

And if you're a member, you get points on your card!

moonrakerz

http://www.ifishoulddie.co.uk/donating-a-body-for-medical-research-c56.html

hethmar

Im with the majority, if you really only want enough to bury you, then take out a funeral plan.

http://www.co-operative.coop/funeralcare/funeral-plans/

Stuart_W

A quick savvy money saving tip on the Co-op funeral plan.

No matter where you live, apply via The Anglia Co-op. You don't need to live in East Anglia.
Same packages but cheaper price.
(ie the basic bronze set cremation bond is £2,668 not £2,850).
Your local co-operatively owned funeral directors will still officiate things.
You can even still use your membership card (it will just take longer to receive your divi as it will appear in the "from other societies" section of your co-operative group statement the following June.

Co-operative Group prices

Anglia Co-operative prices

Full information and a downloadable form is available from the Anglia Co-op website.

This only works if you want to pay upfront or in instalments for a fixed price bond. (instalments over 12 months is interest free with both societies). If you are thinking about the higher-risk assurance-style route (pay a fixed monthly sum for the rest of your life) you can only get this from Co-operative Group, Anglia don't offer this option.

Hope this helps.

airborne_61

moonrakerz wrote: »

http://www.ifishoulddie.co.uk/donating-a-body-for-medical-research-c56.html

I have been thinking of doing this myself. It wont cost a penny and will help out others, it's like being an organ donor.

Savvy_Sue

airborne_61 wrote: »

I have been thinking of doing this myself. It wont cost a penny and will help out others, it's like being an organ donor.

Although I understand that they are a bit picky about which bodies they will accept, and if they decline then there's still a need to arrange a funeral etc.

pineapple

I will never touch Co-op funeral services again after, when my mother died and I asked if there were rules about what she should wear for cremation, he said she would have to meet EU combustion standards!
Anyhow a few years back it cost me £1000 for the most basic of cremations so I reckon it is at least double now.
I am just wondering, if those who have to pay for the funeral are going to be beneficiaries, is there a scheme where they can get an advance or borrow against the inheritance?

Savvy_Sue

pineapple wrote: »

I am just wondering, if those who have to pay for the funeral are going to be beneficiaries, is there a scheme where they can get an advance or borrow against the inheritance?

Not exactly, but I understand you can ask the funeral director to raise an invoice which you present to the deceased's bank, and they will pay this direct.

In other words, the bank won't give an advance or lend against the inheritance, but they will pay the funeral bill.

Newly_retired

Might you be eligible for a funeral grant or bereavement allowance? They are from the Social Fund and funded by the government / tax payer.

GoFigure

Do remember that funeral plan prices don't cover the cost of buying a burial plot if it is your wish to be buried. You will either need grave papers for an existing plot or if you are going to the local council graveyard you could pay c.£2000+ for a grave. If you wish to be cremated then the funeral plans should cover your costs ok.