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getting free credit reports

my banker needs my credit report before he can lend me a loan.how can i get one free?and where?please help me
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Comments

  • osmondo wrote: »
    my banker needs my credit report before he can lend me a loan.how can i get one free?and where?please help me
    https://forums.moneysavingexpert.com/discussion/51087

    I'm surprised that your banker wants you to arrange getting the report. Lenders normally check the report from the CRA(s) themselves.
    Are you for real? - Glass Half Empty??
    :coffee:
  • i never expected him to ask me for this report.where can i get one for free?
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    You can get free trials at Experian, Equifax and Callcredit. Use Google.

    Odd that your banker needs you credit report though.
  • dippy
    dippy Posts: 290 Forumite
    What banker is that?

    Or did he ask your for permission to search your credit report? Banks would usually do the check themselves to guarantee that it's valid.
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    What kind of banker is he?

    Banks never ask as they can already see it.
  • osmondo wrote: »
    i never expected him to ask me for this report.where can i get one for free?
    Follow the link in my post #2.
    Are you for real? - Glass Half Empty??
    :coffee:
  • Degenerate
    Degenerate Posts: 2,166 Forumite
    What kind of banker is he?

    Banks never ask as they can already see it.

    It's Mr Owubu from the bank of Nigeria, he made the OP an offer too good to refuse.
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Osmondo there is something wrong here.
    Your banker should NOT Be asking you for a report.
    It's a big like a butcher asking you to get them a pig.

    A normal banker wouldn't want to accept YOUR copy (it could be made up) they woudl want to get their own.
    Which bank is it?
  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Dr_Cuckoo3 wrote: »

    Reserve your spot!


    We’re still testing our great new service, and aren’t ready for everyone yet, but please leave us your email address and we’ll let you know as soon as we can welcome you into Noddle.


    lol, more like so they can spam you to death.
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