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The jubilant July NSD challenge
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Was meant to be a NSD today. Unfortunately DD tried to put her shoes on this morning, and they wouldn't go on. She seems to have sprouted overnight, so shoe shopping we went. Managed to pick up a bargain, that we both liked (half the battle won if she likes em, lol), so will attempt NSD tomorrow!xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180
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Well I was going to do the weeks shopping today, but have come home knackered from work and having just watched ITV's program on how much food is going up, I really can't find the motivation! So another NSD for me today
No 8
Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
A spendy day today - decided to do the weekly shop today and try and get some NSD in over the weekend. Temptation will be strong but I will try my best to get another 3 NSD in.
Well alongside the weekly shop I did succumb to some sale items in Mr S for presents - to go in hampers later in the year and worked out I saved £13 - pleased with this and have made a start!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Not been in for ages, mainly due to being a bit spendy, but I did manage one NSD on sunday & another on tuesday so I think it that takes me to 8 now.0
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Well I was going to do the weeks shopping today, but have come home knackered from work and having just watched ITV's program on how much food is going up, I really can't find the motivation! So another NSD for me today
No 8
Ohh that prog sounds interesting, I'll have to catch it on ITV Player.
Well my NSD are finally in double figures! :j 10 NSD please Spoony! :A I did make two incidental spends, another 14p Sanex roll on for OH and errr...29p on some ham hock terrine from Mr M when I popped in, I did feel a bit guilty about that - shouldn't have gone to the reduced section really but it was well reducedHowever, both spends will come out of the little change pot so no need to count those :j
Did have a look at the storage box I was considering in Mr W, I also found a possible one in Wilko today. The Mr W one did have a bendy lid which I liked but it was just a 'fold' not a proper hinge so I can see it snapping after a lot of use, plus the box had wavy edges which seems a but of a waste of space, and a black lid (prefer clear for some reason).
So, on balance, even though the Wilko one doesn't have a hinged lid, it is £3.50 (50p cheaper than Mr M) and a lot cheaper than the one from the orange DIY shop that was nearly £10 :eek: that will be going back this weekend. (all that over a box..moi ocd? never)
Cheryl, bedding is lovely and glad everything is coming together. We bought some JL bedding when we got married 7yrs ago and it washed well, only reason I (sadly) had to get rid of one set was because it was white - so went a bit yellowy. It was also egyptian cotton and I got totally fed up of ironing it - cotton mix all the way for me nowSometimes it's worth spending a little extra to get something right, esp for something like decorating where it's awful if it's not what you really wanted. If you do it how you want the first time, you won't want to redo it so soon...so in the long run its still :money:
:D
btw...did I miss our moon outing tonight? or are we having it this weekend?Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Cheryl, bedding is lovely and glad everything is coming together. We bought some JL bedding when we got married 7yrs ago and it washed well, only reason I (sadly) had to get rid of one set was because it was white - so went a bit yellowy. It was also egyptian cotton and I got totally fed up of ironing it - cotton mix all the way for me now
Sometimes it's worth spending a little extra to get something right, esp for something like decorating where it's awful if it's not what you really wanted. If you do it how you want the first time, you won't want to redo it so soon...so in the long run its still :money:
:D
There's nothing at all wrong with my old stuff (which is why it'll become spares for bedroom 2 which currently matches my room), I just fancy a total colour change to make the room 'mine' rather than 'ours' - which sounds more than semi-mad to me
But if I work out the cost for two full sets of bedding and divide it by 460 weeks (about the time I've had my current ones) it works out at less than 43p/week, which is a shade over 6p/night. If I can make it last 10 years (520 weeks) that comes down to just under 38p/week or just over 5.25p/night. Doesn't sound a great deal for a room I like when you consider the cost of a room in a 'no breakfast included' overnight lodge place
Whilst at work this evening I did debate either changing to the other bedding I'd shortlisted (but on coming home and checking their site it appears that one doesn't include pillowcases either, and is the same price) or downsizing from king to double which would cover half the cost of the pillowcases (need a new quilt anyway, so the size isn't an issue other than I do like a king quilt on a double bed due to there being less chance of losing it overnight)..... but having done the maths that saves me about 0.6p/night over 460 weeks, so I think I'm just going to resign myself to finding the extra £40 from somewhere
Cheryl0 -
Story of socks did make me laugh :rotfl: & :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
In the excitement of the socks I forgot to say today was NSd 17.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi lovely gang:A
Well after my abortive attempt at an update yesterday, trying again today. Hoping it works or I really will go away in a huff:p:D....
We have another newbie joining us today, so a big welcome to:
:hello:suzitiger - all signed up now for your 5 now, good luck with getting there, you can do it!
Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a friendly bunch (if prone to flights of fancy occasionally...)
Lots of NSDs rolling in over the past couple of days - well done everyone:
:j:j:jchris81418 - for no 17, that chocolate mini roll is turning into quite a maxi roll!. 8 in a row now as well, that’s fantastic!!
Hope the food shop wasn’t too serious and, yes, it’s a pain that we have to eat!!
And no 18 in the bag now as well and, even better, 9 in a row, that’s fantastic!!
:j:j:jjinty - for no 8, you’re doing great now, keep going!
And no 9 in the bag now as well, that’s great!
Well done for getting started with WW, you can do it!!
Grrrr to your poota problems yesterday, that’s not what you needed really!
:j:j:jdonna dynamo - for no 6, you’re doing brilliantly, keep going!
Eeek to spending all that for your birthday, that’s not on!! You carry on and do what you can afford, they should be grateful for getting something! Hope you have a lovely birthday x
:j:j:jboult - for no 12, you’re doing brilliantly, nearly there now, you can do it!!
Eeek to the car tax!!!!!
:j:j:jLittleMissHappy - for no 7, you’re doing brilliantly, keep going!
Ahhh... little Willow sounds gorgeous and I love the name. Hope your sis is OK?
:j:j:jStapler - for no 13, you’re doing brilliantly, keep going!
You are so close to your target now, resist those sandwiches, you know it makes sense!!
And no 14 in the bag as well, that’s fantastic!
:j:j:jjaffacakegal - for no 8, you’re doing brilliantly, keep going!
Good news on the free mop and sorry about the internet problems, I had the same problem yesterday.. grrrr
:j:j:jTixy - for no 7, you’re doing brilliantly, keep going!
Fingers crossed for no 8 as well, you’re sounding organised on the lunch front!
:j:j:jNargle - for no 7, you’re doing brilliantly, keep going!
Igor was misbehaving with Hubert again tonight so I’ve locked them both in the Tardis, that could be a mistake as I’ve already had to shovel up a load of the usual tonight and hose everything down (including Hubert). Bl00dy Tardis had a flat battery after all that, I’ve got it on charge now and hoping it’ll be fit to travel to the moon on Saturday, no doubt more shovelling will be needed then
And no 8 in the bag now as well, that’s fantastic!
:j:j:jmarmiterulesok - for no 11, you got there, well done!! Keep going now!
Oh dear, sorry about the prescription spends
:j:j:jSillyBlondie - for no 9, on the way to target no 2 now, that’s fantastic. Keep going!
And no 10 in the bag today as well, that’s brilliant!
:j:j:jTizerCat - for no 7, you’re doing brilliantly, keep going!
And no 8 in the bag for you as well, yay!
I know what you mean about the cost of food, bloomin’ ridiculous!!
:j:j:jLearning2Budget - for nos 6 and 7, you’re doing brilliantly, keep going!
Oh dear, sorry about DD’s shoes today, that’s a pain, but well done for picking up a bargain
:j:j:jBDINI - for no 5, you’re doing brilliantly, keep going!
Well done for recycling the sticks for your toms, that’s definitely MSE gardening! Oooh.. and a cucumber as well, that’s fab!
Good news about your gran, really pleased to hear that
Hmmm.. I think I’d go with selling the socks but make sure he doesn’t know who you are or where you live
:j:j:jfedupandskint - for no 9, you’re doing brilliantly, keep going!
Well done for getting the presents, that’s a good saving
:j:j:jSusi_Wa - for no 4, halfway there now, you can do it!
Hope you have a lovely holiday
:j:j:jbeanie - for no 17, you’re doing brilliantly, keep going!
Congratulations on the weight loss, that’s fantastic!!
:j:j:jsf - for no 11, you’re doing brilliantly, keep going!
:j:j:jFrodo - for no 7, you’re doing brilliantly, keep going!
Fingers crossed for no 8 as well
:j:j:jstrawberriesandcream - for nos 5 and 6, you’re doing brilliantly now, I’m sure you can behave for another few days. Keep going!
:j:j:jRock_Cakes - for no 7, you’re doing brilliantly, keep going!
You have indeed missed quite a bit over the past couple of days, it never does to turn your back on the NSD thread, we move like lightning!!
:j:j:jlaura2481 - for no 3, nearly halfway now, you can do it!
:j:j:jmrso2b - for no 10, yay to double figures, you’re doing brilliantly!!
:j:j:jmm7 - for no 12, you’re doing brilliantly, keep going!
Good to see you back, I was hoping you were OK
:j:j:jelfen - for no 16, that’s brilliant. On the way to target no 2 now, keep going!
:j:j:jAlyBaly - for no 6, you’re doing brilliantly, keep going!
Sorry to hear about the washing machine troubles, hope it’s working again now
:j:j:jRed - pickled onion crisps.. they sound good. Sorry about the liquid gold and groceries shopping
And no 14 in the bag for you now, on the way to target no 2, yay!!
:j:j:jThe Dragon - for no 13, that’s brilliant! You’re on the way to target no 2, yay!!
:j:j:jIf - for no 13, unlucky for some but not for you. Keep going, you can do it!!
:j:j:jLula - for nos 7 and 8, halfway there now, you can do it!!
:j:j:jkerri - I can’t say anything about your spends in view of how much I’ve spent over the past couple of days,:o so you’re safe for a little while!
And you’re definitely safe no, no 10 in the bag for you, yay to double figures!!
Moon outing will have to be over the weekend, I spend ages cleaning the Tardis again after Hubert had been in there and then the bl00dy thing wouldn’t start - it’s on charge now with Hubert and Igor locked in there.... that could be a huge mistake!!!!!
Hello to:
positivelypurple - good news about the bargains, hope you find lots more while you’re over here:T
psychopathbabble - hope you enjoyed the weekend and the weather was OK?:)
Cheryl - and more brilliant whoopsies. I really like the bedroom colour scheme, it looks very smart:T
I'm still on no 17, had a mega-spendy day on Wednesday and a minor-ish one today (Thursday). I might have to spend tomorrow as well:eek:
I'll update the front page tomorrow, see you all then
'night everyone
spoon xx
The time you enjoy wasting is not wasted time
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iwanttogoonholiday wrote: »Can i join almost the end of the month...?
:hello:Hi iwanttogoonholiday and welcome to the NSD challenge.
It's never too late to join us, you're very welcome.
Just let me know how many NSDs you want to try for between now and the end of the month and I'll sign you up tomorrow.
Feel free to join in the chat and general nonsense on here:D
spoon xxThe time you enjoy wasting is not wasted time
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