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The jubilant July NSD challenge
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And now it's 8 for the Nargle!!!!
Will catch up with you all later when I am back on civilised time.
Have a good moon-fest tonight, I have told Igor that the reputation of the NSD gang is in his hands and that he is to make sure nobody disgraces themselves. (Going on BigMumma's recent experience, better get ready for the flying custard...)One life - your life - live it!0 -
Aww thanks Jinty i love the cucumber pic!!
Good luck with WW tonight!
Not an NSD today, gave my friend at work a couple of quid for dinner, she's been a godsend with all the troubles i had, so told her not to worry about paying me back as she was fretting about it, & decided as i had to count that as a spend to treat myself to a choccie bar to help with a very busy day that was fraught with worry about gran.... the good news is she is back from her op & doing well :j
On a lighter note i have just made the easiest 6 quid of my life...after reading the "things you never thought you could sell" thread on here i stuck some filthy old shoes on Eb@y a while back & made £20, well i would have been happy with that but i've since had an email from the bloke who bought them offering me £6 for a pair of socks!! I was a bit creeped out by it to start off with, but just can't turn down that sort of money, especially as i can get rid of the holey old ones that need to go in the bin.... What do you guys think?
I'm still not sure it's the nicest thing to get involved in, but he's hinted he may buy more & after all the travel i have had to pay for recently anything towards debt busting really helps. Is it just too wrong? I think i need advice (or permission to get posting!!)February NSD challenge 5/150 -
NSD no 16 for me please** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Reporting NSD #6 . Had a few spend days with the washing machine breaking down etc Should be well on track to meet my target . Everyone doing well this month, Keep it up !!January
LBM May 2008 :eek: Debt Free January 2012 :T0 -
Can i join almost the end of the month...?Learning to keep within budgets !
:money:0 -
NSD14 for me today please:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
jaffacakegal wrote: »Just a quick one - Jinty - usually if you buy the WW mag, there are vouchers in there so you don't need to pay a joining fee, may be worth a quick scan in one before you go? I can't remember ever paying a joining fee and I joined 3 times :rotfl: obviously didn't stick to it very well!
Aw, thanks Jaffa!butdoineedit? wrote: »On a lighter note i have just made the easiest 6 quid of my life...after reading the "things you never thought you could sell" thread on here i stuck some filthy old shoes on Eb@y a while back & made £20, well i would have been happy with that but i've since had an email from the bloke who bought them offering me £6 for a pair of socks!! I was a bit creeped out by it to start off with, but just can't turn down that sort of money, especially as i can get rid of the holey old ones that need to go in the bin.... What do you guys think?
I'm still not sure it's the nicest thing to get involved in, but he's hinted he may buy more & after all the travel i have had to pay for recently anything towards debt busting really helps. Is it just too wrong? I think i need advice (or permission to get posting!!)
Eek!:eek: Just be careful with your personal details and take the money!:rotfl:
I've a drawerful of holey socks belonging to OH that he never gets round to clearing out!Hmmmmmm?
Anyhoo, got on OK at WW: YES, its offcial, I've @ 2.5 stone to lose.
I have a pile of literature to read through, but I'm fired up and raring to go!
Have done Sc Slimmers in the past too Beanie - the WW class is dead handy for me and also is ok for parking.
Nae luck, Spoon with the roundup! Must have been something in the ether yesterday as my poota at work was crashing every 20 mins - hardly got anything done, so will be playing catchup next week :mad:
See you all tomorrow:)
you will always be rich enough to be generous.0 -
Claiming number 13 please! and yes sell the stuff but make sure they don't know where you live!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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There was no spending for me today, so I'm up to 10 NSDs.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
Evening my no spendy chums :beer:
Spoon got my 13th NSD today, thank you :A
Written by solventsoon aka Spoon our inspiration and mentor:-
Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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