Will travel insurance cover cancellation in the event of marital breakdown?

diavolina

I was supposed to be going to New York with my husband in October, but we split up last month. I am still going but my sister is going to come with me instead, however the original flights were non-transferable and non-refundable so she has just booked and paid for her own flight.

Given the circumstances, will our travel insurance cover the cost of my ex-husband's flight that he'll no longer be using, or do we have no choice but to lose the money?

Incapuppy

Highly unlikely. I should imagine it would be included under the heading 'disinclination to travel'

Contact the airline to reclaim taxes on the unused flight.

malkie76

As above, your travel insurance will not pay out for you changing your mind.

mick_vandick

As above, your travel insurance will not pay out for you changing your mind

it's not a change of mind though is it?
I would contact your insurance provider to double check. Some do cover this but have conditions such as you having to have started legal proceedings for divorce.

malkie76

Of course it's a change of mind - they don't want to go anymore. There's nothing actually stopping them.

Doshwaster

mick_vandick wrote: »

it's not a change of mind though is it?

Technically, it is a "change of mind". There is nothing physically or medically that is stopping the ex-husband making the trip. It's just that they don't want to go together.

thelawnet

He is not actually your ex-husband is he?

peachyprice

mick_vandick wrote: »

it's not a change of mind though is it?

What is it then?

HXDave

As far as the travel insurance goes, there's nothing thats actually preventing him from travelling (such as an illness, accidemt, jury service etc) that is beyond his control.

As quite rightly mentioned above, he has chosen not to travel, rather than not being able to travel.

Just imagine if all travel insurance companied covered for people choosing 'not to travel', premiums would be sky high.

Sorry it's not what you want to hear, but as someone has mentioned, at least request a refund of the taxes (this could be quite a bit, depending on airline).

Regards

HXDave

diavolina

Thanks all - I thought as much!

Incapuppy

Have a lovely holiday with your sister