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A Payment A Day - Part 11!
Comments
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Morning all
£3 for me today please.This time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
£12.06 from me please FF.Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100 -
£10 to the holiday pot today pleaseDebt Free 25th August 2010 with PAD !!TARGETS :
:D
Save 12k in 2013: #068 : £7,305/£12,0000 -
£4.30 from me today please Flyin' heading towards the iPad pot
-s-
LOL...I'm on the macbook fund right now....Glad you were able to make a pad thoughsophia-abigail-mummy wrote: »Hi everyone pad £1.56
hope everyone enjoyed fireworks night last night my youngest was terrified of them spent the whole time at display hugging her even then she kept saying want a cuddle lol
Och poor wee one...Hope you had lots of nice food for herto keep her happy...is she really wee or just like 5-10 year old....
I PAD to my Lloyds loan. You need to get the sort code and loan reference number and then set up a standing order. I set the standing order to annually so it doesn't catch me out. Whenever you want to pay something to the loan then just adjust the amount to what you want to pay and change the date to the next day. It's a right faff but unfortunately the only way that Lloyd will let you overpay online. It's worth doing rather than saving up a lump sum in the case of Lloyds as their loans are some of the few that calculate interest daily so you will save by overpaying as and when. Hope that all makes sense!
Och this makes perfect sense...so annoying though.... Hope that helps disco...
My Macbook fund I had to set up online banking with account and sort code to CCF (Creation Consumer Finance of all things) and it takes a few days for the balance to rectify but it's free...I'd rather do that with my PAD's than pay £3 for a card payment.....and the interest really is going down and seeing as I pad fortnightly it doesn't really matter. Am hoping to pay off the macbook by end of January which isn't that long away....
Just wondering disco if you'd seen the debt snowball? Maybe worthwhile seeing what exactly you should pay off first?
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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morning all! hope everyone had a good weekend. no fireworks on 5th november here in france
it all felt very silent!
an impatient wannaseethisdebtgodown "rounding-down" pad of £83.35 to vile virgin today!
xxYNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>0 -
PAD of £20 today for me!JayneTay
Starting to money save and be money smart! :j0 -
Hello All!
214.31 GBP to the Tesco loan today (very nearly under 4k now!), and,
100 GBP to the Virgin CC.
So that's a total PAD today of 314.31 GBP
Have a good day everyone!
xxFebruary wins: Theatre tickets0 -
euronorris wrote: »Hello All!
214.31 GBP to the Tesco loan today (very nearly under 4k now!)
Well done!!
PAD £10.07 to me today to CC1.
Urgh, I feel really ill today, hope it passes soon, as I have lots to do! However, I feel I must be honest with you all and confess that it is self-inflicted! Idiot :mad:0 -
Pad of £11 today please Flyin' to Ipad fund, total required has jumped by another £20 as have bought a protective cover for the 'precious one' ~ refusing to buy a case though, knitting needles and ravelry here I come
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
A PAD of £314.27 towards CC today please. It makes me so :mad: that even though the payment is over £300 less than £100 is taken of the overall amount. How stupid was I that it got to that amount0
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