A Payment A Day - Part 11!

Siouxsie32

Aw, it's amazing how they're so small yet still know when they're outside! Sounds like you're having a lot of fun with him Flower

Just a £1.38 PAD to report today....

Hopeful1

thevinternet wrote: »

Hello all! Just catching up on xfactor. I'm trying to take my mind off the fact an old friend (admittedly one I haven't seen for years) has been diagnosed with cancer, so sad, I can't stop thinking about it.

Anyhoo....PAD-ing also helps to take my mind off it.

PAD £1.30 today to Lloyds TSB CC.

Sorry to hear about your friend. With some relationships it doesn't matter how long it is or how often you're in touch, they're still special. Big hugs x

skilly

Hi all,£60.00Pad today

jet9cat

Hi all

Payday tomorrow so clearing out account so £20 to the cc and £30 to savings, plse skaps.

Bublin1

Hi Everyone. I would like to join. I don't have any store cards or credit cards but i do have a large loan which is £8000. I pay £180 a month by dd. The APR is very low. How would this principle work for me seeing how i can't deposit the odd fiver against the loan. I'll have to check the paperwork but i doubt i'd beable to make random large deposits either.
Am i better off using this method to save rather than pay off my debt?

psychopathbabble

Bublin1 wrote: »

Hi Everyone. I would like to join. I don't have any store cards or credit cards but i do have a large loan which is £8000. I pay £180 a month by dd. The APR is very low. How would this principle work for me seeing how i can't deposit the odd fiver against the loan. I'll have to check the paperwork but i doubt i'd beable to make random large deposits either.
Am i better off using this method to save rather than pay off my debt?

It's up to you, might be worth a check with your loan provider as they may take odd payments. If you are sure you won't spend the savings then pad to save and make an extra payment once a month or something?

Hopeful1

Bublin1 wrote: »

Hi Everyone. I would like to join. I don't have any store cards or credit cards but i do have a large loan which is £8000. I pay £180 a month by dd. The APR is very low. How would this principle work for me seeing how i can't deposit the odd fiver against the loan. I'll have to check the paperwork but i doubt i'd beable to make random large deposits either.
Am i better off using this method to save rather than pay off my debt?

Yep, you definitely need to check with your lender. It's worth a 'phone call just to clarify what they will accept. Otherwise it would be a case of saving to pay it off in a lump sum.

mizmir

Nearly forgot my PAD today - a small one: £4.59

skaps

My first pad this month £90. October has been a hard financial month. Luckily didnt spend too much on holiday so hopefully november will be better.

the_mollusk

evening all, £10 again from predictable me.