A Payment A Day - Part 11!

psychopathbabble

Misskaytee I know exactly how you feel except I keep slipping off the wagon and getting sidetracked... I think I became complacent at the start o the year when I saw how much I'd paid off and haven't managed to get back on track ever since

£25 to Scottish friendly please.. Still on phone sorry.

coolesticeking

£8.60 for me please! :A

MinniMe_2

morning all

PAD £41 to CC - will be MIA next week as I'm away with work but I promise to make up for it!

jet9cat

Well done to everyone for our total in June, and especially thanks to Erme for all the encouragement early on.

Misskaytee - totally agree the empowering feeling of doing something about this is terrific. Like you, previous attempts have always been derailed - in my case by OH's lack of work, expensive hobbies or the car needing work - but this time I'm really on it. It helps that OH has a good amount of work on at present, mind, so I'm trying to make th emost of it!!

So a PAD today of £100 to the Virgin cc for me, plse.:)

Going to slump in front of the sport on telly now as I've has a tooth removed this morning and am feeling a bit rough:(

Hopeful1

Happy Friday, everyone!!

£4 to the utilities
63p to savings for me please

saorsie

misskaytee wrote: »

Just wanted to share something i was thinking about while i was just washing the dishes......

Ive only been Padding for a week, and yes i have really been pushing the payments, luckily ive had some great success with ebaying and the carboot sale i did and have padded the vast majority of the money earned.
Well, what i was thinking while doing the dishes was how HAPPY i feel, I feel different, Optimistic, that i will clear my Bl**dy Overdraft once and for all. I feel determined and fired up to tackle my debt head on.

Its all down to this thread, i have 2 teenaged Girls, so theres always something to spend money on, in the past when ive tried to save money up into a decent lump some to pay something off, something has always cropped up and the cash would go on that instead
I see it differently now, any money i put into my padders pot is already "spent" and like yesterday when i did the carboot, before i'd even taken my first £1, i knew all the cash would be taken straight to the bank and deposited into the overdraft.
I have a free weekend ahead, no kids, they are off to their dads for the weekend, so i could of kept some back and had a night out, but instead i'll be happy listing on ebay, knowing im dealing with my debts, not adding to them

Thank you Padders :T Your posts have inspired me

Lovely inspirational post MissKT :T

Pad of £9 today please COMP towards book balancing ~ getting a bit fed up with it now and still got just over £1000 to squirrel across

Thanks for totalling Flyin' for the latter part of the month and for starting our squeaky clean new thread

Hope you're ok doing Erme and thank you for your 'cheer-leading'last month


-s-

sashybo

Hi all, have been AWOL while working as usual but have been reading.

£2 today to OH's Capital One card.

Thanks for starting the new thread FF and thanks to Comp for doing the counting this month and Erme for last month. :beer:

never_too_old

Good afternoon

£2 for me today please, havent posted for a few days but have padded every day.
I was a bit disheartned last week as want to do more but the money we had come in in june was appauling.:eek:

littlepinkstars44

Hello all I am new to the thread!
Aim to move the "odds" from my current account into my savings account everyday and let it build up so I can eventually pay one big lump sum to one of my debts!

Todays PAD: £1.76

Milly-Ann-Molly

Hello everyone. I love the idea of this and have decided to join...if you will have me (pretty please :A ) I want my debt to go so would love to become a padder.

thanks all and have a lovely evening x