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A Payment A Day - Part 11!

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  • morning,

    £2-00 for me today

    polka purpura
    PAD to date: £1166-22

    Pay off as much as you can #127: £4,600 (£2,300 debt / £2,300 saved)in 2011.£660 / £4,600.(debt paid 28.7%; target 14.3%).

    Sealed pot challenge 1292: £0 (target £600 by 31-12-11)
  • tigermoon
    tigermoon Posts: 64 Forumite
    Afternoon all,

    Haven't been on the thread and forum as much as I would like lately, things have not been going well at work and I am crazy busy at home at the moment.
    In the last week I've managed to PAD £77 to my overdraft. Fingers crossed it'll stay there, things are going to be very very tight this month so I doubt I'll be PADing anything else. I'll try not to give up hope though!
    Debts at Highest £18600
    Overdraft £550/£900
    Egg Loan currently £6253
    Credit cards - GONE AGAIN as of 26/07/11
    THIS TIME IT'S FOR REAL!
    Aiming for DFD 26/01/2012
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    I have tight months like that too, tigermoon. Perhaps try just PADding £1 a day for a while? I do that and it keeps me in the PADding frame of mind but doesn't wreck my balance.

    Just a suggestion :)
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • Sally22_2
    Sally22_2 Posts: 677 Forumite
    I have only made a small payment today, closed an old Cash ISA with a tiny sum in it! Every little helps though!

    £3.74
    Slimming World Member - Started 05/02/15

  • jet9cat
    jet9cat Posts: 1,657 Forumite
    :wave: Hello everyone

    Just a small £12.42 for me today, please COMP
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    I just went to make payments to my utilities from my Halifax account but all the payee details have disappeared. A couple of people have mentioned it on the bank acc forum, but not sure why it's happened.

    Will have to try to set it all up again, but too tired for that tonight!
    One step at a time ;)
  • southernbelle
    southernbelle Posts: 455 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I know I am really late to this challenge, but may I join please? I will be PADding into an account every day and then transferring the money to put towards a debt at the end of the month.
    Total Debt: £0 [STRIKE]£33,043[/STRIKE]
    Official DFW Nerd No. 763
    :jDMP start date Aug 2011~DFD Aug 2013 :j
  • :hello:Hiya PADders inc.
    After a long gap its very comforting to be back with a PAD as I always feel back in control of all those nasty little credit cards/overdrafts

    "You're all doomed my little beauties":rotfl:(evil laugh!!!!)

    This time I'm concentrating on two debts with a balance of £360:eek: - not a great deal but they've got the highest int rate and I just want to get rid of the little blighters (the other horrors are just too much to think about at the mo so I'm working my way through them slowly but surely)
    Pad for today - £4.10 please COMP
    See everyone tomorrow for another thrilling installment !!!
    May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce:D
    Use it up, wear it out, make it do or do without:cool:
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    I know I am really late to this challenge, but may I join please? I will be PADding into an account every day and then transferring the money to put towards a debt at the end of the month.

    Hi and welcome :wave: :D
    One step at a time ;)
  • southernbelle
    southernbelle Posts: 455 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Excellent :j

    I am starting with £5.49

    Transferred to savings for paying onto a CC at the end of the month. :cool:
    Total Debt: £0 [STRIKE]£33,043[/STRIKE]
    Official DFW Nerd No. 763
    :jDMP start date Aug 2011~DFD Aug 2013 :j
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