All my good intentions......

Hovel_lady

Learning2Budget wrote: »

Oh and still haven't figured out how to stunt this.off this board and into the diary bit. Cos i suppose that's what it is??? Anyone know.x

If you contact one of the board guides for the DFW board they'll move it for you.
List of guides here....:)

http://forums.moneysavingexpert.com/showgroups.php

Good luck with your debt busting

fermi

Moved as requested.

Learning2Budget

Have been working very hard on not spending money and almost achieving it.
The house is getting tidier thanks to Lamarsi & the 60 minutes challenge and I am getting tidier thanks to Moneyspiders sparkle thread.

So all in all its good.
But still need to do a lot more, however i figure Im on her for the longhaul so i have plenty of time to be organised i just need ti practice.
L2B.x

Learning2Budget

Thank you Fermi!!xxx

Learning2Budget

Started with my envelope system. Have sorted all the money and have realized that the debit cards can actually go away for the month now. Feeling very positive about the month. Need to buy a few bits this weekend but hopefully after that i can claim a few nsd's.
Funny how one month, the dmp end date seems a lifetime away; but with a little organisation on my behalf and rearranging of pennies....itall seems a little brighter!
L2B.x

Learning2Budget

Well that feeling of brightness lasted all of 5 hours. Barclaycard restarted interest. Making the end a little further away!!L2B.x

Learning2Budget

Have realised that i am just pants with money. Envelope budget working well apart from the fact i budgeted for a 4 week month and not a 5!!!
So next payday i will split the budget into a 5 week month and any spares will top up the emergency fund.

i have blown my money this month but it has been constructive. I have done a lot of work in the garden so i can see where my pennies went.

Had a few days where i felt totally blue, the debts have been niggling at me and I've realised how long is left. But gotta stay focused and positive.
So after 4 years slog our first debt is about to be paid in full and next month our second will quickly follow. Amazing!!
L2B.x

Wellyboots6

I made the 4 week/5 week month mistake with my envelopes too, and then it all went pear shaped and I threw a wobbly and gave up for a bit!

At least you can see some progress with your debts getting cleared, hopefully that will help with the motivation.

Keep up the good work

Learning2Budget

So ......we had a reply from DWP apparently OH was overpaid 5days of benefit 12 years ago and they want it back....fair enough that will be paid next payday. I also wrote a letter for him about work uniforms and they have agreed he is due £711 so they have changed his tax code to reimburse hum. So i guess we'll be better off each month. But my car isn't gonna get through its mot and that could have bought us a run around. So feeling a bit fed up, probably cos Im full of cold too!
Managed to gain an o/t shift at work and am selling a weeks holiday so that will have to go in the car pot. Bleeurgh is how i feel!:o
L2B.x

Learning2Budget

Still full of cold and got 2 days at work till Im off......but then it will be Easter egg hunt with the kids and chill time. Popped to supermarket yesterday for prescriptions and ruined my NSD but have 2 happy children with a dvd that they can watch while i swivel on the sofa.x