"Cash in Hand" job to help clear my debts.

iolanthe07

i do know that with avon as a rep it is classed as commission so you don't have to declare what you're earning

You have declare all your earnings, whatever their source. There is a catch all question on the tax return. If it's below a certain limit (£97.01 a week?) you are exempt from National Insurance (I think, but I'm not an expert).

reecos

How about getting some bar work or waiting on in a restaurant.

You will get paid directly into your bank account but will make cash tips.

I waited on in a Harvester type restaurant about ten years abo and could make £40-£50 on a weekend night in cash tips!

Timmne

....Unless it's a Marriott you work in when they collect all your tips and give you them through the payroll, 22% thinner!! Grrrr....

mustafa_say_ving

How about eBay...you can sell 7K (I think this is the amount,best to double check though) of your OWN personal belongings without declaring to HMRC. Obviously this rule doesn't apply if you're buying to sell on.

bluezone

pub/restaurant work and that way you get the tips in cash (most places dont pay tips with your normal money). The pubs I worked in kept the wages seperate ie paid tax and NI on the wages but tips were cash

raq

I agree with this. I have lost count the amount of people who do this kinda work to get by. From cleaning houses, to cafe's to behind the bar. Years and years. What about the odd window cleaner and builder who gets paid cash in hand and don't declare to the tax man. Now hands up how many of them do we all know ???

Wrong I know but I have worked for 22 years most of the time with 2 jobs and 2 lots of n.i. and tax. Now I have no qualms for people going out there and doing this.

Good luck to you all.

vivaladiva

Have you had a look at the Money for Nothing thread?
Loads of ideas there including the quite lucrative matched betting (Notice I only whispered this cos lots of people don't approve - but I believe its legally tax free too.)

jessicamb

Bizzimum wrote:

Have you had a look at the Money for Nothing thread?
Loads of ideas there including the quite lucrative matched betting (Notice I only whispered this cos lots of people don't approve - but I believe its legally tax free too.)

Tax free it is - all income from gaming and lotteries is

Just a point from above - tips are taxable income and should be declared too.

jessicamb

mustafa_say_ving wrote:

How about eBay...you can sell 7K (I think this is the amount,best to double check though) of your OWN personal belongings without declaring to HMRC. Obviously this rule doesn't apply if you're buying to sell on.

Not sure of the exact amount - but it the 'profits' you pay tax on under Capital Gains Tax which wouldn't affect a lot of people getting rid of junk if you are selling for less than you bought.

Buying to sell is trading though and all profits are taxable under income tax

Rachie_B

MEGANJODELLE wrote:

Hi Rachie B,

Cleaning could be a good one, do you mean private homes? If so, how would you find this work without going through an agency?
Timmne - the theory of money management is easy my friend, it's the practice that we struggle with!!

I clean for 2 couples

one was a job i saw advertised on the job centre website and the other is a friend of a friend

could put up a card in newsagents windows etc or advertise on https://www.vivastreet.co.uk https://www.gumtree.com