Back in Business....

o2bfree

Hi. I am o2bfree.

I had a diary on here previously but I don't know how to do a linky thing. It helped me a great deal but I lost my way a bit and found I had nothing interesting to write about and no motivation.

I have continued to make over payments but I have not put in as much effort as I should or could have.

I am just back from holiday and I am now ready to continue the journey to debtfreeness with renewed vigour.

So this will be the diary that motivates me and keeps me on track.

My debts will be listed in my signature.
I have made a little payment of £2.26 so that is a start.

Well off to up date my signature.
Back tomorrow

QOTD

Motivation has a lot to answer for doesn't it. Sometimes it's too easy to get carried away with everyday life. My problem is that I have never wanted to be completely honest with myself about the debt that I'm in - good old head in the sand stuff!

Anyway, for me tomorrow is the day that it will be well and truly yanked out - it's halfway there but still thinks it's quite comfortable so I just need to make the leap.

The fact that you've just come back from holiday should get you off to a good (re-)start since the break will help you to look at things afresh. Good luck and keep going

o2bfree

Well yesterday I achieved a NS day.....technically not true I did spend money but it was for work and so technically I didn't spend as it wasn't my money.....I like that kind of spending a lot.

This week has seemed to go on forever and I am really looking forward to the weekend.
My plans for said weekend are-
shopping by list and meal plan (must write this tonight)
Ebay - I have a big pile of things to ebay
Relax - it has been a very stressful week.

Good news - Quidco are sending me £2.54 so when this hits my account it will be winging it's way to debt repayment.
Well time to get organised for work.

Happy Friday!!

o2bfree

This weekend has been mega busy.

I have finally caught up with the washing and ironing from coming home from holiday last Saturday.
So all the wardrobes are full and organised.
Housework all up to date so I can look at joining Fly-Lady next week to keep on top of things.

MEGA spend day today. I hate supermarkets and I wasn't organised enough to do online shopping so I decided to do a two wek shop today.
It is done now and all I will need is bread, fruit and veg. Thank goodness.

A little relaxing now before cooking a roast.

o2bfree

Quidco arrived in my account this morning - just a little £2.54.
So with the odd pennies that were in the account as well I have made an OP of £3.74 to nasty CC.

Pay day on Friday so I shall be back to making my PAW each week.

Sorted a big pile of stuff for ebaying yesterday so will need to get them photographed and listed this week.

Start of another week. Hoping it will be more organised than the last few

o2bfree

Just popping the Fly-Lady list on here so I can keep track of what I have done or not

Magnificent Monday ~ kitchen!
Level One
Clear and wipe worksurfaces- DONE
Empty and wash out the bin.. make it smell sweet!-DONE
Binbag dance!
Level Two
Wipe all appliances.. large and small DONE
Wipe over units and kickboards
Sweep and mop the floor-DONE
Level Three
Sort and wipe a cupboard.. throw away all those germ harbouring chipped plates and mugs!
Thoroughly clean the Fridge
Wipe the table.. does it need a clean cloth?





Extras

1. Wash any filters that need it.. don't forget the extractor hood!
2. Wash the windows if they need it
3. Clean/descale a small appliance.. shake the crumbs from the toaster.. defuzz the kettle...
4. Wipe over the oven and hob DONE

Cut the grass.

Very productive day!

o2bfree

Tuesday's Fly-Lady

Tuesday ~ Living Room/s, Hall, Stairs
Level one
Declutter the floors and flat surfaces
Empty and wash out wastepaper baskets etc
Level Two
Wipe sofas
Vacuum floors... or mop them.. whatever..
Wipe over any paintwork/doors etc
Level three
Vacuum under furniture you are able to move without injuring yourself
Wash any soft furnishings
Do a BIIIIIIG declutter... toys gone, shoes gone, paperwork gone...
Extras

1. Wipe and water neglected plants
2. Dust and deweb
3. Wash any windows that are in need
4. Eat a frog. (I dread to think but I might get myself a Freddo!) I DID EAT A FREDDO!

I'm finding this really motivating and I am determined to be more organised so hopeful 'clean house-clean mind'

Money:

Still money in the bank - which is good.
Pay day on Friday.

Looking to make a big payment off on Friday just need to do some sums. Fingers crossed I did enough overtime last month.

o2bfree

Well not much money activity going on here until pay day on Friday.
So continuing with Fly Lady to get the house up to scratch and kept that way.

Wednesday ~ Bathroom, Loo, Study
Level One
Declutter the floors
Mop/vacuum
Level Two
Scrub the bath, shower, basins, toilets, cisterns (esp the high ones that get neglected), bidets etc..
Scrub down the tiles, defrag the computer while you do this
Declutter and wipe the desk
Level Three
Wipe the paintwork and radiators in these rooms
Wipe down any chairs/sofas etc
Take any laundry to the wash baskets, inc. shower curtains bath mats loo hats etc
Extras

1. Wash windows if needed
2. Wipe any shelves/cupboards
3. Dust and deweb
4. Polish any glass/mirrors

Let's see how much of this I can get done.

o2bfree

Not done any Fly-Lady for 2 days - been so busy at work. Racking up some overtime.
It all helps.

No money news til pay day on Friday. Wishing the days away!!!

o2bfree

Pay Day tomorrow :j:j:j

After having a very expensive month with 2 important birthdays and a holiday, I shall be back to the debt-busting tomorrow with avengance.

At least I didn't add to the debt while paying for the birthdays ans the holiday. Which not long ago I would have.

Going to get beck to ebaying and PAWing.

Back tomorrow to up date

o2bfree

Well pay day has arrived.....why is it that you work so hard and then when your pay arrives in your bank account you feel a little under valued.
I think I maybe in the wrong job!

Anyway back to debt-busting.
I have made a PAW today to nasty CC of £16.58....this is an OP.

I am going to be ebaying again from this weekend.....so much decluttering to do.
Going to try and catch up with Fly Lady too.

Every month is going to be tight but I am determined to get myself out of debt.....but want to still have a life