My husband is going to be guarantor for my son

hazyjo

I'd worry about them splitting up and one of them moving out. If he goes, would you still be liable? Probably. Maybe that's the only risk - having to pay up to a year's rent before notice can be given - or maybe she'll rack up a whole load of debt, etc and you'll be called in as a guarantor when things have gone beyond bad. Or maybe she'd go, and he'll be left in the property unable to afford it. Might be worth checking out clauses for lodgers, etc if he finds himself stuck there and skint.

I presume they'd have to sign up for a year... check that too.

Jx

pleasedelete

It is down to you.

Being a guarantor is a perfectly normal thing that most parents do for their children at some time. Mine did it for me. I will do it for mine.

He isn't it debt, he doesn't take drugs or drink. He always works. Why on earth wouldnt you be a guarantor for him!

Sorry but I think that you are being totally unreasonable. You are a parent. Responsibility and love for your children don't end when they are 16 or 18.

He is your son and he is asking for your help.

roger196

I always advise people to negotiate a financial limit and a time limit for any guarantee. Something along the lines of you will guarantee the unpaid rent up to £3,000 for a period of six months. In this way you know in advance the worst case scenario. Otherwise you could be paying his rent for the next twenty years and the LL would have no incentive to evict the non-paying tenant.

hazyjo

Seeing as you've brought up the tattoo thing - please, please, please don't fall out over something like that! Not for me (or anyone else to say), but it's his body and his choice, and whether or not you approve is neither here nor there. They're so bloomin' common now and not exactly seen the way they used to be seen/judged. Sorry... I just hate seeing things like this. My husband's best friend nearly lost his son this year (suicide attempt). The petty stuff suddenly seems way pettier when you face losing them. We've lost (and nearly lost) several friends and family members this year. It's been horrendous. Nobody knows what's round the corner - each day is very precious.

Good luck.

Jx

pleasedelete

I think most of my friends have been guarantors for their children. Mostly when they left uni and moved city to work. They had a job they hadn't yet started and landlord asked for a guarantor. One was a Doctor but still needed mum to be a guarantor as no employer reference as new job.

Eton_Rifle

That's shocking PasturesNew!

No-one's ever asked me for a guarantor, times have changed.

Anyway, despite this, if it were me, I would guarantee my own child but absolutely not someone else's unless I knew them very well indeed.

xxmatt1980xx

pleasedelete wrote: »

I think most of my friends have been guarantors for their children. Mostly when they left uni and moved city to work. They had a job they hadn't yet started and landlord asked for a guarantor. One was a Doctor but still needed mum to be a guarantor as no employer reference as new job.

Yep. And it's becoming increasingly common for all university students to have a guaranator in place when they move out of halls and into private sector housing in their second and third years.

diggle

Hazyjo,
Yes i know you are right,it is petty on my part,just think if he's old enough to make descions about tattoo's,he's old enough to sort out his rent with out commiting us to to a possible financial burden.

xxmatt1980xx

diggle wrote: »

Hazyjo,
Yes i know you are right,it is petty on my part,just think if he's old enough to make descions about tattoo's,he's old enough to sort out his rent with out commiting us to to a possible financial burden.

He of course might be willing to take on the responsibility of his rent, but if it's the estate agent that forcing this on him that's hardly his fault is it?

diggle

Our daughter went to uni and i do not recall us having to be guarantor for her in the house she shared with her uni mates though and this was only 4 yrs ago..