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  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oooh! just a quick thought, who are you banking with at the moment?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good point Tigerfeet. Also, do you have any joint bank accounts, debts or anything else financial? You'll be best disassociating everything possible before you go BR so your OH's credit rating isn't affected.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • are emergency funds allowed tiger feet?
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yup! :D

    When they changed the way the IPA was worked out it was brought in as a normal expense. Normally £10 per person per month.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • riche36
    riche36 Posts: 31 Forumite
    Many thanks all,
    I have adjusted the figures now and will post up later the updated version.

    I currently bank with HSBC.

    I do have a joint account but will be removing my name from it very soon apart from that i have no other financial ties with my partner.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ok then you need to open an account with the Co-op (Cashminder account) or Barclays (Cashcard account) They are the only 2 BR friendly accounts.

    Cashminder you get telephone and internet banking, DD's and SO's, withdraw from any Link cashpoint, deposit in Co-op bank or you can use any Post Office, Visa Debit card. You can open the account over the phone 08457 212 212.

    Cashcard you get DD's and SO's, withdraw from any Link machine, deposit in Barclays Bank, Visa Debit Card. You need to go to the bank to open the account.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • riche36
    riche36 Posts: 31 Forumite
    Ok then you need to open an account with the Co-op (Cashminder account) or Barclays (Cashcard account) They are the only 2 BR friendly accounts.

    Cashminder you get telephone and internet banking, DD's and SO's, withdraw from any Link cashpoint, deposit in Co-op bank or you can use any Post Office, Visa Debit card. You can open the account over the phone 08457 212 212.

    Cashcard you get DD's and SO's, withdraw from any Link machine, deposit in Barclays Bank, Visa Debit Card. You need to go to the bank to open the account.

    Is it ok to do this now or best to wait till i am actually declared BR?
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Perfectly ok to sort it now and get it running smoothly. Just mark it on your forms as the your everyday account post BR. The OR should then declare no interest in it.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • riche36
    riche36 Posts: 31 Forumite
    Cool i will probably go for the co-op cashminder account then. Where do i get my forms to fill in for my petition?
  • i phoned our local court and they sent them out to us.
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