17 year old son needs car insurance

motherb

Why shouldn"t a 17 year old be driving ?:(

supermaiden

My Husband can drive, he has a USA driving licence and has driven for years. He came over to Uk and could only use his licence for a year, then you have to get a UK one. Even though he had already held a licene it is not taken into account. He waited a few years before getting his provisional and he got his full uk licence early this year.

To say we were shocked at the insurance prices in an understatement. He is basically treated as if he was a 17 year old new driver and the prices range from 3k+.
He managed to get insurance with Ecar and it is a monthly thing (1 month car insurance and renew every month automatically) and the price stays the same for 8 months. He is paying £140 a month so £1680 for 12 months. Its by far the cheapest he found, none of the others come close to being as low. 8 months insurance with them is also 1 years no claims. Cant wait for no claims and time to pass so it gets cheaper!

gizmo111

Admiral also do an accelerator policy where you pay for 10 months insurance and then after 10 months get a years NCB.

Savvy_Sue

Martin's article. Including tips on how to legitimately get the cost down.

7891368

viktory wrote: »

No 17 year should be behind the wheel of a car in my opinion. The higher the insurance the better

Well in my opinion, plenty of middle aged people shouldn't be either but the law's the law

It will depend on the car he drives/area you live. Is it possible to have yourself as a named driver as this often lowers premiums, despite having the policy in his name.

OP I got cheapest car insurance through Bell but that was nearly 3 years ago.
My brother is insured on his own policy on a c1 for £2300 2 months after he turned 17.

HTH

Nickitree30

Not certain about prices but The Cooperative have a policy for young drivers where you get a Smartbox put in the car which monitors their driving and adjusts the policy costs accordingly ie if he's a safe driver prices go down. HTH

viktory

motherb wrote: »

Why shouldn"t a 17 year old be driving ?:(

I don't think they are mature enough.

motherb

and some are a lot more mature and sensible than older drivers

escortg3

My neice has just passed her test aged 17.

When my SIL rang around insurers to get quotes to put her on her car insurance it was quoted £2500. One nice insurance lady recommended that it would be cheaper to buy a small engine car for herself and start her on her own insurance.

My SIL found a 1000cc vauxhall for £500 and the insurance in my neice's own name was £1300. So in total £1800 and she starts to accumilate her own NCD

TechnoBadger

viktory wrote: »

No 17 year should be behind the wheel of a car in my opinion. The higher the insurance the better

viktory wrote: »

I don't think they are mature enough.

My 17 year old daughter takes her test on Monday. A very good driver and more mature than you!