LloydsTSB is withholding my money

MrEngland

If you were a programmer then you'd have a job and wouldn't be on the dole.

Full of hatred and now Im a liar too,

See Underclass, read the posts, read them YOU SHOULD BE ASHAMED OF YOURSELVES.

I will NEVER come here again!

d.ross_2

MrEngland wrote: »

Full of hatred and now Im a liar too,

See Underclass, read the posts, read them YOU SHOULD BE ASHAMED OF YOURSELVES.

I will NEVER come here again!

So you receive DLA at the higher rate also then?

MrEngland wrote: »

Hi all, first post. Im unemployed, actually Im incapacitated because of a trapped nerve in my back, I'm also trying to live day to day with depression. Im not talking about the depression everyone gets over money or work. This depression makes me want to destroy myself and has had a good try at succeeding over the years. I have a £1000 overdraft, don't ask me how - I guess its the "always not having enough" syndrome we all suffer with. I have two questions regarding this overdraft if someone can help. Firstly I pay 19% A.P.R. on this overdraft, lloyds, and one day a manager in the branch came over to me and said,"We are introducing a new charge on overdrafts, you will notice it on your bill as "Overdraft Usage Fee" and they now charge me £5 Not £5.01 or £4.87, not £5 five pounds each month for using my overdraft. I shouted at him in the Bank, (as I always make sure I do so everyone can hear what he said) I ALREADY PAY YOU A FEE ITS CALLED INTEREST he said there was nothing he can do. Now £5 a month represents 5% APR effectively on my overdraft, IS THIS LEGAL! (bit of a stupid question I know, Banks ARE GODS!) the other question is how can I make this months interest drop, is there a better way of borrowing £1000 thanks in advance Phil

It seems you really have it in for Lloyds TSB

meer53

Honestly, what did you expect people here to say ?

backinbusiness

Despite what you may feel about MrEngland's situation - he is suffering from depression which may be clouding things.

Try to be kind.

MamaMoo_2

If it's that big of a deal, move to Natwest, your money will go
In on a Saturday morning at 2am.

ffacoffipawb

JuicyJesus wrote: »

No conspiracy to crush the working man here I'm afraid.

You mean non working man?

[Deleted User]

kind of a odd rant :P

d.ross_2

vinh1000 wrote: »

kind of a odd rant :P

I may be wrong, but personally I think they have made it all up in order to start an argument.

pmduk

He's failed then. there seems to be no argument, he's in the wrong.

MamaMoo_2

pmduk wrote: »

He's failed then. there seems to be no argument, he's in the wrong.

Agreed. The bank are not witholding the OP's money. That money is due to him on a Monday, and it is paid on a Monday. I see no witholding here. If they choose to pay it early, that is there prerogative, not a given right, and they are well within their rights to alter their system at any time, as long as that Monday payment is still in an account by the start of business on Monday.