Quidco - is it worth joining?

moments_of_sanity

Evening all, not sure I have posted in the right place but I see a lot of mentions on here about Quidco and wondered if you could tell me it it's worth joining?

I have had a quick look at the site and it mainly seems to be cash back for insurance etc - am I not looking at the right part of the site?

Any help would be gratefully received

elsien

It really depends how much shopping you do online. The big cashback payouts may be for insurance, but I get the odd pound or two for things like buying my dog food on line, and although I'm never going to make a fortune, the bits I do get come in handy.
You could also have a look at topcashback. I compare the two as the payouts sometimes vary, and some merchants are on one site and not the other.
Have a look on the up your income section of the forum - you might find a bit more in there.

m00nie

there is a couple of quidco threads on here, i would have a read of them and see before you joined..

https://forums.moneysavingexpert.com/discussion/3282000

https://forums.moneysavingexpert.com/discussion/3282006

d.ross_2

I can't see any harm in joining. Just don't get drawn into buying from sellers just because they offer cashback. Sometimes you will find far better offers from companies who don't offer cashback, and sometimes from voucher sites. So join them all, and then still do your research before buying.

Xyon81

I've used sites like it before, they can be really useful you just have to keep track of it all

jenniewb

I joined a few years back, they were useful as they have a decent responsive customer service dept. which does look into problems with cashback issues, even if it takes them ages to come to a resolution you do get the feeling someone is on the other side!

I am not though so happy about the £5 annual cost as I rarely buy stuff! I tend to stick to ebay and this means vey minimal cashback so its really not worth my while staying on. I am thinking about switching to TCB where there is no annual cost. Quidco were great as they restored my faith in cashback sites but unless I'm going to make a big purchase/purchase in order to get the cashback I don't know how useful they will be to me in the future.

PlutoinCapricorn

JennieWB, if you go onto eBay via Quidco you get 40% of the sellers' costs on everything you buy. It is only pence for the smaller items, but it does mount up.

Lynsey

PlutoinCapricorn wrote: »

JennieWB, if you go onto eBay via Quidco you get 40% of the sellers' costs on everything you buy. It is only pence for the smaller items, but it does mount up.

The problem is jenniewb states she only rarely uses it, so as she has to pay a £5 annual fee it will wipe out a lot of her cashback.

She would be far, far better using a non-charging cashback site like the one she mentioned (TCB - Topcashback) and in fact she would get an even higher cashback rate of 40.4% with no £5 annual deduction.

Always go for the most cost-effective site, you will really be amazed at the extra savings you can make.

Lynsey

startedsaving

Yes, agree it does depend how much online shopping you do - but you'd be surprised how it mounts up. I got my home and contents insurance via quidco and got £70 cashback - i did make sure it was still the cheapest. Also car breakdown - ie RAC or AA - got AA last year and RAC this year, and got about £40 cashback each time - you do have to wait quite a while for it with insurances, guess they want to make sure you don't cancel... Also I do online shopping, M&S quite a lot, plus others - its only a couple of percent but it does add up - I factor it into the cost of the item, so i reckon it makes my shopping cheaper, if you see what i mean. So, i would say it depends if you do other online shopping not just insurance, and if you do enough of it to make it worth the fee - make sure the retailers you use give cashback.

Where_You_Working

I use both quidco and topcashback, usually topcashback are slightly higher but I prefer the quidco way of paying, they do it once a month, with topcashback you have to keep checking your account, then you can request payments twice a month

busiscoming2

I joined a couple of years ago and have earned nearly £200 in cashback. Some of it has come from buying insurance but other small amounts from buying things online, usually at xmas time and booking holiday extras via them. I was sceptical at first but its a couple of hundred quid in my pocket now!