New single mum with some questions

Bella79

Hello all

Im soon to be single mum, i currently recive incap and ctc along with chb, ive spoken to all the depts at council etc, and she said i would be better off staying on this instead if switching to income support, as i wouldnt get anymore on income support, when i move out of here (marital home), they said i can claim HB and CTB, even though my name is on this mortgage cos its up for sale.

Could i also go back to work ? how many hrs can you work without it effecting your housing and council tax benefits ?, they said if i go back to work i would then move over onto income support, but i forgot to ask about the hours of work ?

Ive been slowly easing myself back towards work since starting to recover from illness, but im scared about going back Ft and having to find enough money for full rent and ct.

THankyou in advance
x

Dognobs

Will you get any money from the sale of the home?

Bella79

I will when it sells, which i think will be a long long time, its been on the market about 3 months now with no intreast, its priced right according to a few estate agents its jst in a high price band (for round here)

I would think i would get approx 25/30k roughly, i understand if get this, i then wont be able to claim hb and ctb ?

Oldernotwiser

Why are you claiming Incapacity if you're well enough to work?

Bella79

I said im recovering, but im now starting to feel well enough to return, ive been speaking to my local social office about returning, and thats not the reason i posted on here

Pigletto

How many hours work can you do without it affecting income based benefits like housing benefit? 0 - Any money you receive will be taken into account and could affect the amount of benefit money you will be entitled to.

You need to be working less than 16 hours a week for Income Support.

Dave101t

why are you soon-to-be-single? why not stick it out?

looby75

and yet again the judgemental crew jump in and start attacking. :mad:

Bella, I would advise you to ask to see a lone parent advisor at your local Jobcenter, they will be able to do whats called a better off calculation so you would have a better idea of what benefits you could claim depending on what hours you are working.

You might find that you will be ok just working p/t for a while, to ease you back into work and then when you are fully fit go back full time.

Good luck, it's difficult when you become a lone parent and I hope your health continues to improve.

looby75

Pigletto wrote: »

How many hours work can you do without it affecting income based benefits like housing benefit? 0 - Any money you receive will be taken into account and could affect the amount of benefit money you will be entitled to.

You need to be working less than 16 hours a week for Income Support.

as a lone parent she would be allowed to keep the first £20 of anything she earns and then the rest is taken off IS £ for £.

Oldernotwiser

looby75 wrote: »

and yet again the judgemental crew jump in and start attacking. :mad:
.

When someone says in one sentence that they're claiming IB and in the next that they're thinking of working, it doesn't seem to me to be judgemental to question this. It doesn't take a lot for the poster to explain that they've been ill and have now recovered.

looby75

Oldernotwiser wrote: »

When someone says in one sentence that they're claiming IB and in the next that they're thinking of working, it doesn't seem to me to be judgemental to question this. It doesn't take a lot for the poster to explain that they've been ill and have now recovered.

I wasn't referring to your post Older, Although I did think it was pretty self explanatory that the OP had been ill and was in the process of recovery.

I was referring to the people who jump in and make comments on the OPs relationship status and the fact she has children but has been ill.

They are totally uncalled for and nothing at all to do with the questions she's asked.