We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Inheritance problems ahead ?

24

Comments

  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    i have looked in search and can`t find the thread, BUT there was a good advice thread here before xmas on how to write a will with how to ensure the will is written well and do`s and don`ts to help incase of disputes.

    I`m guessing there is an issue regarding the half child hence there being a problem.
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It depends on who's name the house is in. If it is in just your fathers name then even if he was to pass away before your mother then the house would still go to his children (including the one from another mother) after your Mum has died.

    This isn't right.

    If the house was only in the father's name and he died first, then either a will would be followed or the intestacy rules.

    Under the intestacy rules, his wife would inherit the first £250,000 and a life interest in half of the remainder. The other half of the remainder would be divided between his children, in this case including the half-sibling.

    When the mother died, her estate would be distributed, again, either according to a will or the intestacy rules. Assuming that she didn't remarry, her estate would be divided between her children. The half-sibling is not one of her blood relations and so would not benefit from her estate.
  • Thanks Plans , you are correct
    I have not seeked to exclude my half sibling and feel uncomfortable about the whole thing, I will respect my parents wishes -even if they left it all to charity. But I also feel protective to my mother , who has been hurt enough and would hate for her to be hurt all over again, I want her to know the full facts - what ever they are, so she will be prepared.

    Funny how people think the worst in people.
  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    Thanks Plans , you are correct
    I have not seeked to exclude my half sibling and feel uncomfortable about the whole thing, I will respect my parents wishes -even if they left it all to charity. But I also feel protective to my mother , who has been hurt enough and would hate for her to be hurt all over again, I want her to know the full facts - what ever they are, so she will be prepared.

    Funny how people think the worst in people.

    i`m in a very similar situation so understand totally!
    I`ve been called alsorts and it isn`t even me writing the will or making the decisions:rotfl:
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
  • meritaten
    meritaten Posts: 24,158 Forumite
    Its a difficult situation OP. What does your dad say about it? you say you have spoken to mum - but what does dad say? has he not made a will thinking his wife will automatically inherit? (not always so). would he like to leave your half sibling something but is afraid your mum would be hurt? sounds to me like you need to speak to dad and then get mum and dad together and sort out wills for each of them. because as the situation stands it looks like someone will get hurt, that could be you, your mum or your unknown sibling.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    meritaten wrote: »
    has he not made a will thinking his wife will automatically inherit? (not always so).

    What would be the circumstances for a spouse not to automatically inherit?
  • meritatan, you are spot on , I think this is the problem.
    When the child was born my mother had a serious breakdown,
    It was then brushed under the carpet and never spoken about.

    My mother was telling me that my father said
    its all being left to me and my sis , BUT I wonder if he is keeping my mother happy by saying that ? This is why there is
    no will - its a taboo subject.

    This is why I feel uncomfortable, someone will get hurt.
    The house is in both their names.
  • bazzer100
    bazzer100 Posts: 19 Forumite
    Providing he writes a will clearly stating who he wants the money to go to, you should be ok. i don't think you get many CSA claims after death thank god. hope all goes well for you, all the best, Harry.
  • puddy
    puddy Posts: 12,709 Forumite
    is your father's name on the birth certificate for the other child? does this make a differency in intestacy (or whatever its called?)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My apologies OP, It was just an impression I got from when you said 'this person'

    I know you are loyal to your mum and feel for her myself, but do yu have any desire to see this
    half sister/brother, obviously not with your mothers knowledge, have you had any thoughts that this
    sibling is thinking that 'I have a half sister and brother that I have never met. Im a typical peacemaker so
    i tend to look at things from both points of view. Do you have any personal point of view (and Im not
    talking about money)
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.