VISA card for 16 yr old

AJ1995

Hey;

I need some advice and heard that you guys are the most knowledgeable bunch of moneysavingsexperts.

Basically, I would like to open a bank account which will give me a VISA or Mastercard, rather than a basic ATM Cash Card type thing. But there is one (small) stumbling block, I'm 16.

Which are the best accounts out there that will be able to satisfy what I want?

THANK YOU EXPERTS! :beer:

Plxply

I would personally recommend HSBC through the good customer service I have experienced however most accounts will give you a Visa Debit card including accounts from Lloyds TSB, Natwest, Barclays ect.

ses6jwg

They are all much of a muchness to be honest usually pay a bit of interest for the first year, discount card, internet banking, visa debit online and cheque book.

Your main consideration with this account should probably be ease of use, the quality of the banks product range (this will probably be the place you get your first credit facilities), and the convenience of their branch network for you.

7891368

You're too young for a mastercard and certain visas.


I know Lloyds offer a visa debit for 16 year olds.

Money_maker

My 15 year old son has opened one with Lloyds with a visa debit card. Interest rate is very attractive but will recommend he moves banks when a little older as I find this bank and my branch in particular very outdated and disorganised.

scottishgirl87

I got a VISA debit from Halifax/Bank of Scotland when I was 16.

DCFC79

AJ1995 wrote: »

Hey;

I need some advice and heard that you guys are the most knowledgeable bunch of moneysavingsexperts.

Basically, I would like to open a bank account which will give me a VISA or Mastercard, rather than a basic ATM Cash Card type thing. But there is one (small) stumbling block, I'm 16.

Which are the best accounts out there that will be able to satisfy what I want?

THANK YOU EXPERTS! :beer:

a mastercard is a credit card so thats a no but i think you can get the pre paid mastercards but you mgiht be too young

opinions4u

DCFC79 wrote: »

a mastercard is a credit card so thats a no

Yorkshire Bank appear to have a Mastercard debit card.

http://www.ybonline.co.uk/personal/current-accounts/debit-card/

Dr_Cuckoo3

Metro Bank's cash account offers a mastercard debit card and the account is for people aged 11 and over

https://www.metrobankonline.co.uk/personal/metro-bank-accounts/

https://www.metrobankonline.co.uk/Global/Important%20Summaries/IIS%20Cash%20Account.pdf

not sure of the age limit for the card from the above link

Dr_Cuckoo3

Northern Rock current account offers a VISA Debit card and can be opened by post - minimum age 16

http://www.northernrock.co.uk/savings/find/savings-accounts/Current_Account

glennc1981

NatWest do the Adapt account for 11-18 year olds which comes with a Visa Debit card (http://www.natwest.com/personal/current-accounts/g1/young-people.ashx#tabs=section1). You can actually customise the design on your card as well if you so wish. RBS do their Revolve account which is similar to NatWest's Adapt (http://www.rbs.co.uk/personal/current-accounts/g1/young/revolve.ashx#tabs=section1).