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Public sector wellcome to the real world

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  • gardner1
    gardner1 Posts: 3,154 Forumite
    dori2o wrote: »
    I have no problem psting my job details

    Department? HMRC
    Position? Contact Centre- Taxes
    Hours per week? 37
    Annual Salary? £18k
    latest pension projection- assuming 35 years service £5987 PA. (This includes 6 years pension contributions transferred in from old private sector employment scheme- BAE Systems)
    Contribution? 3.5%
    What bonuses do you get? NONE
    What favourable conditions do you get? 25 days annual leave, plus bank 10.5 days bank holiday.

    welcome to the real world
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    paramedic wrote: »
    Do you really expect a 66 yr old at 3 o'clock in the morning to be on top of things when dealing with a life threatening situation?


    Unfortunately it's no different to expecting a steel worker or a guy in building or heavy engineering to carry on to that age, that too is dam impossible. Just because we live longer it does not make you any more capable today at 65 than 20 years ago. beatdeadhorse5.gif
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • moggitymog
    moggitymog Posts: 532 Forumite
    Nothing personal against you, but I think that's a good idea...too many civil servants think they've got a job for life and consequently don't care about their job and service they require...a bit of an incentive not to stay is a good think IMO.

    I agree, might try for your job, I am sure it would be better paid
  • afc80
    afc80 Posts: 286 Forumite
    edited 26 June 2011 at 8:33AM
    I currently work in the public sector and have done for 24 years. Rather than moaning about the likes of myself people should be praising me for the long public service that i have given to this country. :rotfl:

    I made the choice to work for the public good rather than for private greed. :)

    i currently earn £26,000 pa, poverty wages in a city like Aberdeen.

    I pay £125 per month in pension contributions with my employer contributing £350 per month. I will be comfortably off in retirement and deserving of this due to my unstinting work for the public good.

    In contrast my brother works in the oil sector. He does a job less complicated and less stressfull than mine. He earns £50,000 pa, gets a bonus of 10 percent of his salary twice, one in June and one in December.

    He also receives a final salary pension which is more generous than mine.

    He as an employee pays for nothing, he goes on many junkets, i have attended a few, such as a chartered flight from Aberdeen to Manchester to watch Champions League football.

    I have also attended the Belgian Grand Prix, travelled on the Orient Express to the Open Golf Championship and attended many football matches at Aberdeen all at my brothers companies expenses.

    In my job there are no freebies, no company credit card and no bonus, but do i moan, do i hell. After all, i am a public servant. :D:D

    One other thing, my brother tells me that his employer has created many companies in countries such as Hungary and Malta, this has been done to avoid paying tax to the UK Exchequer.

    Maybe the current UK Govt, (im hoping that Scotland wont be in the UK soon :j) should be looking into my brothers multi national company rather than picking on downtrodden public sector workers.

    Osborne had better hurry up because in a few years Scotland will be taxing these companies rather than him.

    :T:T
  • GavB79
    GavB79 Posts: 751 Forumite
    Part of the Furniture 500 Posts
    I'm in the LGPS, pay around 6.5% with a nra of 65 - it won't be by the time I retire. 0% pay award the last 3, maybe 4 years. I would have benefited from the 'rule of 85' mentioned earlier but that's already gone.
    When changes come in I may get around 8 years protected at the Final Salary rate; this will be advantageous for me as I'm earning more than double now than when I started, so a Career Average scheme would not have been so generous. I don't realistically expect to increase my salary that much hereon in so I don't mind the new changes so much, as it gives me better flexibility to reduce my hours at a later stage without losing all my accrued full time service. I think under the current scheme if you go part time they only assess a certain period for your 'best' salary so may base your pension on a lower rate than you earned at your peak salary.

    Re: the post earlier that stated existing teachers had an nra of 60, it already changed in 2007 to 65 for new entrants.
  • Le_Chuck
    Le_Chuck Posts: 223 Forumite
    Am I right in thinking that anyone with earnings under £15k a year won't be affected?.

    My brother in law is a Paramedic, he is 50 yrs old and I believe he will retire in 5yrs time on a full pension which is wrong . Why can't he carry on working till 67 like I will have to in the Private sector?.He is paid very well, he has had about 2 years off work with football and Judo injuries all on full pay and there are many like him who take all the sick days they are "entitled" to , so the Public sector need to look a little closer to home to see where much of the blame lies.

    It makes my blood boil when we hear how certain public sector workers can retire at 55 when on the other hand a Bricklayer,Carpenter,steel worker,farm Labourers etc are expected to retire at 67 when they work outside come rain or shine and are lucky if they get 4 weeks holiday a year whereas your average teacher gets 13 weeks a year for Jollies.Now if they worked 3 of those 13 weeks for training etc it still leaves 10 wks a year for holidays........

    I don't dispute that many Public secctor workers are low paid and work long hours but theres an equel number who think they should be "entitled" . When I was 16 and starting my apprenticeship we had a chap come in and tell us all about how we would pay for a National Insurance stamp which would allow us to retire from work at 65 and receive a full state pension.
    Times have changed and so have the promises but it would be nice to see the Politicians to take the lead and cut their own golden,gilt edged pension schemes.....;)

    I would imaine he CAN carry on 'til 67 if he wanted to, just like anyone in the private sector CAN retire at 55 if they so wished.
  • Le_Chuck
    Le_Chuck Posts: 223 Forumite
    erimus wrote: »

    I don't need to look it up thanks. It's one of the reforms that we agreed to make a few years ago, so no longer applies to those currently working in local government.


    Re 85 year rule.

    Not strictly true as its being phased out. Can't remember the extact dates/ages, but current employees in their late 50's still qualify for it.
  • Turnbull2000
    Turnbull2000 Posts: 1,807 Forumite
    Militant teachers union leader now on Sky News, claims the Tories are doing a "Robert Maxwell" on their pensions.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • dunstonh
    dunstonh Posts: 120,147 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Militant teachers union leader now on Sky News, claims the Tories are doing a "Robert Maxwell" on their pensions.

    Unions almost destroyed the country in 60s and 70s. Now they are up for another go at it.

    Using phrases like that which are patently untrue and not even close in similarity is disgraceful.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    i currently earn £26,000 pa, poverty wages in a city like Aberdeen.

    I pay £125 per month in pension contributions with my employer contributing £350 per month. I will be comfortably off in retirement and deserving of this due to my unstinting work for the public good.

    In contrast my brother works in the oil sector. He does a job less complicated and less stressfull than mine. He earns £50,000 pa, gets a bonus of 10 percent of his salary twice, one in June and one in December.

    He also receives a final salary pension which is more generous than mine.

    I have two things to say, 26K is above the nat avg salary so therefor cannot be 'poverty' wages. And if you like your brothers package, join his firm.

    Otherwise if you like your current job, keep at it and we thank you. but don't expect any of us to sympathise with you if you strike. Not when your union bosses are raking it in, and getting pension deals 5 times better than what they would get in the private sector.

    I am sorry that the previous goverment ruined the economy and set nothing aside when times were good. But we are all paying the piper now, so we are all in the same boat.
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