I will make this my year!!

happy_but_skint

I dont know whats wrong with me at the momentI am constantly tired and have no energy, I'm not stressed, sleep well with no interuptions I will have a look at what im eating and if no better I will see the doc.

On the money front things are not too bad well they could be better! Had a letter fron the CSA to say they will be taking a dedution from ex's benefit £5 p/w, this will at least cover pocket money if they manage to get it (he's a slippery one!) it will only last a few months max but better than nothing.

I also asked my local MP to take forward out child tax credit claim for our baby as after 2 1/2 months they still didnt add her to the claim and never phoned us back, the MPs office has just called to say they have now added her to the claim and working out the back payment. The MP said they havent done it as we havent renew our claim yet grrrr we did this as soon as we received the letter so will phone and double check they have done that aswell, I'm hoping it was just an exuse to pass the book with the MP:mad:

On the downside I spent the money put aside for bank charges to stop them happening next month, so will have to borrow this from OH's work expenses.

happy_but_skint

I really need to find some energy and motivation to keep going.

We had to put money on gas and electric so £20 lighter, I should save some money on this as away for 2 weeks soon then another week later in August. If we can squash everyone into OH's car we can save on the petrol aswell.

I have been playing around with the figures and think we will just about be OK when my SMP ends in December, but I want us to be comfy so we really do have to push the business idea OH and DS will be posting leaflets at the weekend.

I need to be firmer with OH regarding money, he wants to be debt free but he drip spends and dont get how it adds up! I think the 3 different accounts will help he will see it more clearly.

happy_but_skint

I have joined my first challenge :eek: hopefully it will motivate me, going to go for at least an half hour walk later with the little ones. I want to get back to a size 12 (currently 14/16) I was a size 10 before DD1 but problems during the pregnancy made me unactive and the weight pilled on I started to lose it and DD2 came along

happy_but_skint

I have done a 45 minute walk with the double pram, both babies are now asleep so I have left them in the pram in the hall. I have 30 minutes until DS comes home so I will make the most of the peace and quiet.

NSD for me I took my card on the walk to get some fruit for DS's packed lunch but have decided as it his last 2 days he can make some flapjacks from what we already have. Money saved £1.29 so have transfered £1.67 from bank (rounded to take remaining pennies) to Barclay card.

welshywoo

Just popping by to say well done on joining the challenge. Hope everything is going ok

welshy xx

happy_but_skint

Very happy today WFTC have finally added DD2 to our claim and we received a nice back payment of £894
So we have set aside £400 to pay towards water rate arrears and £450 for a cheap holiday (its needed!) We have a sealed jar which we will open for spending money and if anything remains that will also go on water rates. The remaining £44 will keep us afloat till payday.
I think we will keep the break a suprise and not tell the children until the day.

happy_but_skint

OH and I booked a midweek holiday for the summer holidays I am really pleased the kids deserve it, the eldest knows we dont have much money and dont ask for much at all

That means I am now able to take the total paid off to water rates to £400 :j

happy_but_skint

Spent yesterday walking around the town and spent money so not a NSD but everything was accounted for so not too bad.

Today we have spent cleaning and tidying 2 large car fulls to the tip the house does look better for it! will be starting the upstairs in a moment after a cuppa, then kids are going bed nice and early and OH and I will be watching a film.