At what point did your OH and you stop having "your" money and became "our" money

Plans_all_plans

We pooled our money exactly 1 month before our wedding day, as this is when we bought our house and began living together.

I wouldn't have been happy to do it any sooner, as I wanted to get married and knew that living together, pooling everything etc, was not something I was prepared to do without the commitment of marriage.

mpet

I thinkit depends on how you view spending. I one person in a relationship is a spendthrift or tightwad, I can see how a joint a/c might not work too well.

Me & DH have has a joint a/c since we got married 25 years ago. I looked at as could I see my DH with no money if he had a large unexpected expense in the month - answer no.

I have always earned more than DH (except when I was on maternity leave twice). We have pooled all our money, paid all the bills and whatever was left got spent or saved (mostly spent in the early years!). If there was any large spend we wanted to make as individuals, we would mention it to the other, just to make sure there was money to cover it in the month.

Other than that, we spent day to day on what we wanted. I think this worked as we have never been extravagant spenders - no designer clothes or the must have latest gadgets.

Kimberley82

after about 2 weeks

bratz81

My fiance and I live together atm, I work full time and he is an apprentice so earns v little. Right now I pay all the bills, which I did before he moved in, and he saves all the money for the wedding, although he does contribute some to food/drink/going out etc.
I know he earns v little right now and I'm happy with his money going to the wedding rather than bills it suits us.

However once he's out of his time (next Aug) we'll be married and will be spliting things differently: a joint account which we contribute money into for bills etc. Maybe a joint savings account for holidays/house deposit etc too. Then our own money left over for what we want to spend it on.
I would hate to have to justify why I spent X amount of 'our' money and so would see which is why I would prefer to have some 'my' money and he has some 'his' money. That's not to say if I needed something but had no money he's say tough or vice versa but this way will work for us as it's what we've both agreed on.

tinktinktinkerbell

it became our money when we had to go on joint benefits

when we are earning a separate wage it goes back to being out own money