22 yr old male with 2.0 Celica!!!

Phoenix79_2

The prices you have mentioned aren't too bad. When i had a performance car at 21 (modded BMW 325i Motorsport - insurance group 17 i think) the cheapest fully comp quote i got was £2800. The company who were constantly the cheapest over the 5 years i had the car were Sabre. I had to go through Swinton to get a quote as they don't deal with the public direct.

Minimods

£744 is a good price. If you want to get it a lot cheaper you need to find another car which hasn't got such a 'sporty' image.

Here is a list of insurers to try:

Admiral 0800 600 800 http://www.admiral.com/
Adrian Flux 01553 777 240 https://www.adrianflux.co.uk/
AON 01384 552 670 https://www.aon.com
A-Plan 0845 071 123 https://www.aplan.co.uk/
AXA 0800 015 4292 http://www.axa-motor.co.uk
Bell Direct 0800 140 180 https://www.belldirect.co.uk/
Bennetts 0990 202090 https://www.bennetts.co.uk/
Bugdet 0800 028 9044 https://www.budgetinsurance.com/
Catterall 01254 695 055 https://www.chris-thompson.co.uk/
Churchill 0800 200 331 http://www.churchill.com
Cis 08457 464646 https://www.cis.co.uk/
CoverSure (RallySure) 01829 733 880 https://www.dmatters.co.uk/
Crowthorne Insurance 01344 771626 https://www.crowthorne.co.uk
Direct Line 0845 246 8701 http://uk.directline.com/
Elephant 0870 6080668 http://www.elephant.co.uk
Endsleigh 0800 028 3571 http://www.endsleigh.co.uk
Footman 0121 651 6250 https://www.footmanjames.co.uk
Graham Sykes 0870 444 6319 https://www.graham-sykes.co.uk/
Greenlight 01277 263 030 https://www.greenlight-insurance.co.uk/
Hill House Hamond 01733 310899 https://www.hhh.co.uk/
Keith Michaels 0181 642 7868 https://www.keithmichaels.co.uk
Lifesure (good for imports, 25+ only) WWW.LIFESURE.CO.UK
Liverpool Victoria 0800 514 514 http://www.liverpoolvictoria.co.uk
More Than 0800 072 4186 http://www.morethan.com
Motor Quote Direct 0800 48 44 33 http://www.motorquotedirect.co.uk/
Nash Warren 0121 561 4484 https://www.nashwarren.co.uk/
Norwich Union 0870 242 0800 https://www.norwichunion.com/
Peart 0870 240 2972 https://www.peart.co.uk/
Peoples Choice 0800 614 824 https://www.peopleschoice.co.uk/
Performance Direct 08704 203896 https://www.performancedirect.co.uk/
Privilege Insurance 0113 292 5555 https://www.privilege.com/
Quinn Direct 0845 850 0845 https://www.quinn-direct.com/
QuoteLine Direct 0870 444 0870 https://www.quoteline-direct.co.uk/
RAC 0845 3000 755 http://www.rac.co.uk
Sainsburys 0800 032 0000 https://www.sainsburysbank.co.uk/insurance/
Sky Insurance (good for mods) https://www.skyinsurance.co.uk
Tesco's 0845 300 9900 http://www.tesco.com
The AA 0870 606 0483 http://www.theaa.com
Hastings Direct 0800 00 1066 http://www.hastingsdirect.com
Esure 0845 603 7873 http://www.esure.com
Halifax 0845 608 9913 http://carinsurance.halifax-online.co.uk
Eagle Star 08459 45 45 67 http://www.eaglestar.co.uk
Lloyds TSB 0800 056 3040 http://www.insurance.co.uk
Screen Trade 0800 435 207 http://www.screentrade.co.uk
Its4me 0870 0131 464 http://www.its4me.co.uk/
The Insurance Centre 0709 2511050 http://www.theinsurancecentre.co.uk

foo_fighter4000

Thanks everyone for all your help... Ive actually already bought the car - picking it up next week! :j

Either way i agree - elephants quote is a very very good price for the circumstances... i was just checking to see if anyone knew anywhere cheaper! ive had a mixed bunch of quotes - the best one being hastings at almost £3000!!!

i think ill go for the elephant deal tomorrow... are there any further discounts that could be had with them??? ive tried quidco and pigsback but niether offer any...

Thanks again :beer:

vsumouse

when i was 20 i got a lotus elise, and my quotes were coming in at £4000 with 3 yrs NCB,
that was the average quote (when i could find companys to insure me that is!)
then someone suggested to me for my mam to insure it and me to be a named driver, so i went up that track bearing in mind that if i was to keep my NCB i would need to isure another car within 2 yrs.
i got my mam to call around the companys i got the lowest quotes from and performance direct isured me this way for £2000,
i know its a lot but that was what i likes at that point in my life so i was fortunate to be able to pay 2k for the insurace.
they said i was restricted to 4000 miles a year (but how do they know how many miles i had drove )
so maybe try that way.
hope to of helped a few people.

foo_fighter4000

im now thinking that as the car is only worth £2k anyway whats the point in going fully comp?! if i have a crash ill have to pay the £1000 excess then they'll say due the cars only now worth £1300! ill get £300 and my insurance will go up by that next year anyway!!! Might just go TPFT for £660 for 10months...

shelly

foo_fighter4000 wrote:

im now thinking that as the car is only worth £2k anyway whats the point in going fully comp?! if i have a crash ill have to pay the £1000 excess then they'll say due the cars only now worth £1300! ill get £300 and my insurance will go up by that next year anyway!!! Might just go TPFT for £660 for 10months...

Sounds a good idea. Just don't have an own fault accident (like I did ) as you aren't covered for those TPFT. We are fully comp on the car I decided to impale on a post so we were ok.
Our ins didn't go up though even with the claim, I got it cheaper this year than last year but as you are young it probably would if you made a claim.

tomstickland

Yes, go TPFT.
Try the names that advertise in Min Power and the other mags like that.
Adrian Flux, Greenlight, and other specialist insurers can be a good bit cheaper.
Celica 2.0 isn't that hot performance wise, so I can only imagine it's the image thing that's hitting the premium.

Gingham_Ribbon

Lying about who drives the car, how many miles you do etc is insurance fraud and can invalidate any claim and make it very difficult to get insurance in the future - in response to some of the suggestions on here.

Money saving is about getting the best deals for YOU, not for you IF someone else drove your car or you ran up less milage in the car.

Chriswil

I would say Aplan are your best bet! For me 29, Impreza WRX with PPP £650 is hard to beat.

For general insurers, try adding a safe relative to your quote, ie mother with 5 years accident free history etc to lower the risk.

scheming_gypsy

nice one.. i'm looking at in Impreza in the next few months but the WRX came back too expensive on an insurance search.