Fairfx Euro card

SusanSpain

STO^
We even spoke to Fairfax by phone before going ahead with the card.

We are both degree educated (and IOO) have a relative degree of nouse. (We don't have much money to spare in these stringent times, so we always research on a product as much as possible before committing.)

It was never made clear the charges of a Stirling card v's a Euro one.

Sometimes we only learn by dealing with these people.

Hence the existence of this forum so we can share these insights, no?

stilltheone

SusanSpain wrote: »

STO^
We even spoke to Fairfax by phone before going ahead with the card.

We are both degree educated (and IOO) have a relative degree of nouse. (We don't have much money to spare in these stringent times, so we always research on a product as much as possible before committing.)

It was never made clear the charges of a Stirling card v's a Euro one.

Sometimes we only learn by dealing with these people.

Hence the existence of this forum so we can share these insights, no?

I still think the ATM withdrawal charges of the currency cards are quite clear, so I'm not sure how you both made the same mistake.

As for the Anywhere(Sterling) card there could have been confusion, as the T&Cs changed from stating 1.5% for all transactions, to 1.4% for purchases and 1.4% plus £1 for ATM withdrawals.

I don't think that you can blame anyone but yourselves for the mistakes on the currency card. Though it's a shame someone here didn't point it out to you beforehand.
I try to do so when I see the posts...and usually end up in an argument.

SusanSpain

Thanks anyway STO. We are trying to keep up with this 'confusing world' of over information.
Goodness knows how my 80yr old father copes

Just glad we found this website to try and get us through the tangled web:money:

budgetflyer

stilltheone wrote: »

I try to do so when I see the posts...and usually end up in an argument.

You do seem to have more than your fair share

stilltheone

budgetflyer wrote: »

You do seem to have more than your fair share

When you put your head above the parapet.... But I'm stilltheone.

Doesn't help when there are people out there willing to argue on a subject about which they have little or no knowledge.

greyteam1959

Dont want to stir it but read the FAQ's 4th one down !!
https://www.fairfx.com/faq/#viewport

stilltheone

mervyn11 wrote: »

Dont want to stir it but read the FAQ's 4th one down !!
https://www.fairfx.com/faq/#viewport

What is the point that you are trying to make??

dustymiller_2

If you have 2 FairFX prepaid cards, free through either Martin Lewis or Moneysupermarket, then you can withdraw 2x 200 Euros per day if sufficient funds

johnsusan

Hi all

I went ahead with the Fairfx Euro card. I was happy with it and was able to withdraw 600 euros in France in one transaction at a BNP Paribas atm.

I wanted access to 800 euros in France for a flat rental but did not want to carry the euros around for the first part of our holiday. I used my Lloyds TSB debit card and Lloyds did not charge me any fees. The debit to Fairfx was £722.07 which was an acceptable exchange rate on that day. Online I could see that I had an available balance on the card of 801.50 euros (I had built the 1.50 euro fee into my available balance - clever I thought!)

On the tripadvisor forum I was assured that I would be able to withdraw 800 euros in one go from a French ATM. In Epernay we decided to withdraw the euros for the next day however we had some extra euros (unspent at that time) and therefore only needed 600 instead of the 800 we thought we would need. So we went to the BNP Paribas machine in Epernay and no troubel at all it dispensed 600 euros. Online my Fairfx account showed by new balance at 200 following the withdrawal and 1.50 euro fee. BNP Paribas did not charge a fee.

So now I have a 200 euro balance (which I will use in September when I go to Italy) although I will have to deduct another 1.50 euro fee so only 198.50 euros available. I could top up with another 50 euros and include another 1.50 worth but will probably just leave it and withdraw 190 at the atm. I don't know if Italian atm's have a maximum you can withdraw each time.

Sorry this is so long but I wanted to tell anyone who was interested what actually happened.

Thanks to all those who helped me along the way