what lenders use call credit?

lisyloo

Garlik definitely use call credit.

I haven't seen anything on the other site but it was identical to Garlik so my guess is again that it's just call credit.

A bit of speculation on my part but I am guess that Call credit is cheaper and these sites are competing on price.

James

lisyloo wrote:

HI James,

Seems to be a bit of a difference between what you say here



and what the website says here.



Maybe we should set up another thread on this to discuss it and draw people's attention to it.
On the face of it, it sounds like a good idea.
But I don't want to be rejected because a lender doesn't know how to deal with it.

Hi lisyloo,

The message is lost in translation.

Absolutely correct - Lenders only committment is to make sure they comply with YOUR instruction that a print is on an application. No print = application process stopped.

The second quote too is correct - I hope the following clarifies:

If there's a fraudulent application and there's no print on that application then you are not liable full stop.

If there's an application that proves to be fraudulent and there IS a print on that application then the PRINT won't be the genuine persons.

Which makes the statement ture that a PRINT has to be yours nothing else will do.

(Late edit) Lisyloo - feel free to put this up under any thread you wish. I've tested the system with various applications and it works. If any lender did have a problem with your Notice of Correction (and they will have been well briefed by Equifax) then they should contact you to clarify.