Churchill Insurance rip-off cancellation charge.

Scratch

stugib wrote: »

They've already got all 5900 of your pennies. It's what you'll get back that's your problem. But sure you'll get VERY ANGRY at them on the phone too.

Don't worry they are refunding me.

If they didn't I would be going round to 'pay them a visit'.;)

mikey72

Scratch wrote: »

Don't worry they are refunding me.

If they didn't I would be going round to 'pay them a visit'.;)

At least that'll sort out your insurance for a few years to come.

stugib

Dawny1 wrote: »

If I wrote a popular peice of software and decided, 5000 words into my terms and conditions of use, to write "I own you after 2 days usage" would the courts rule in my favour?

No because it would be deemed an unfair contract term. Think there's some other legal basis for such obviously ridiculous terms, may have even been a software company in the last year or two that did exactly what you said to prove the point.

Edit: Found it. The "We own your soul" clause Gamestation did.

Dawny1 wrote: »

Maybe if everyone took the crooks to courts, things wouldn't be the way they are today.

I'm not sure how it'd help to have everyone turning up saying "I didn't read what I agreed to and now I don't agree". Every case would get rejected.

mikey72

stugib wrote: »

No because it would be deemed an unfair contract term. Think there's some other legal basis for such obviously ridiculous terms, may have even been a software company in the last year or two that did exactly what you said to prove the point.

Edit: Found it. The "We own your soul" clause Gamestation did.


I'm not sure how it'd help to have everyone turning up saying "I didn't read what I agreed to and now I don't agree". Every case would get rejected.

Gamestation put a clause in their t&c's that own your soul as an April Fool's day in 2010. They did offer them back again though.

Not every case, a lot of the t&c's have already been ruled on, doesn't stop the insurers trying it on still though.

FlameCloud

Dawny1 wrote: »

If I wrote a popular peice of software and decided, 5000 words into my terms and conditions of use, to write "I own you after 2 days usage" would the courts rule in my favour?

No, they would find against you because you cannot own another person.

FlameCloud

It would depend on the context you had written it into the contract for. If for a penalty, then probably not. If, as in the insurers case it is a fee for allowing the policy holder to breach the contract and end it then they probably would.

KathysBoy

Scratch wrote: »

None of my previous insurers have had such a fee.

Then I would be interested to hear the names of these companies, and where you've found new cover which doesn't make this charge.

Scratch wrote: »

How can it cost £55 for a process which takes less than 5 minutes.

I would not be paying £55, I would only pay the amount set out on their website, which I thought was £26.50